贷款逾期

有些银行为贷款逾期的业主派发现金，让他们把房屋以低于贷款余额的价格卖掉。

Some banks are offering homeowners who are behind on mortgage payments cash in exchange for selling the home in a short sale .

评论：包括劳德代尔堡和西棕榈滩在内的迈阿密地区，一季度的抵押贷款逾期竟然达到90天甚至更糟糕。

Comment : In greater Miami , including Fort Lauderdale and West Palm Beach , one-quarter of mortgages are90 days past due or worse .

据报告，四月份至六月份之间，3%的商业抵押贷款逾期支付，是一年前的两倍。

Almost three percent of commercial mortgages were reported at least ninety days late between April and June . That was double a year earlier .

这种方法通常能够吸引那些有贷款逾期未缴，房子马上就要被银行取消赎回权的屋主。美国银行系统的危机大部分出现在向拥有不良信用记录的人提供房屋贷款之后。

This will often be attractive to people who are behind on their mortgage payments and are facing an imminent foreclosure . The banking system crisis in the U.S. largely began after subprime mortgages were made to homebuyers with poor credit records .

银行业金融机构可根据贷款逾期时间，同时考虑借款人的风险特征和担保因素，参照小企业贷款逾期天数风险分类矩阵对小企业贷款进行分类。

Financial institutions in the banking industry may classify their loans to small enterprises based on the overdue time , risk features and guarantee factors of borrowers and by refereeing to the risk classification matrix for overdue days of loans to small enterprises .

基于银行金融业贷款系统逾期还款业务的大型机技术实现刍议贷款重组

The Implementation of ALS Delinquency Operation Using Mainframe Technology Initial Discussion of Restructuring of Credit Loans

但这些仅计算了逾期利息和贷款本金的逾期部分；按照国际定义，不良贷款可能要高出3到4倍。

But these count only overdue interest and the overdue portion of loan principal ; under international definitions , NPLs may be three or four times higher .

现在，借款公司在想尽办法收回透支贷款，但是很多逾期者根本不愿偿还，因为他们相信只要长期撑下去，他们的债务就会被一笔勾销。

Now , lenders are struggling to retrieve their advances but many defaulters are reluctant to pay because they believe their debts will be written off if they hold out long enough .

按揭贷款银行家协会（MortgageBankersAssociation）的数据显示，克利夫兰都会区有十分之一的业主贷款已经逾期90天或已被终止赎回权。

One in 10 homeowners in the Cleveland metro area was 90 days past due or in foreclosure in the fourth quarter , according to the Mortgage Bankers Association .