两全保险

随机利率下两全保险最佳年限的确定模型

The Models for Determining Best Time Limit of Endowment Insurance with Stochastic Interest Rate

然后以两全保险为例计算出年缴纯保费和责任准备金；

Then it gives an example on calculation of annually pure premium and net premium reserves .

第二节运用[Dahan等（20032004）]的方法讨论了被保人间的异质性（寿命分布或投保年龄不同）对两类不同的两全保险保单组合的期缴保费的影响。

Secondly , in section two , we apply the results obtained in [ Dahan et al . ( 2003,2004 ) ] to discuss the effects of heterogeneity ( life-distribution , the age at issue time ) among the insured on the periodical premiums of two different endowment policies portfolios .

而且在购买了吉祥两全分红保险后，保险公司还要免费赠予一份20年的豁免保险费的长期健康保险，收益是非常可观的。

And after buying share out bonus of lucky be satisfactory to both sides to be sure , insurance company gives the long-term and healthy assurance of an exempt insurance premium of20 years even freely , accrual is very considerable .