利率敏感性资产
- 网络Interest Rate Sensitive Assets;irsa;interest sensitive assets
利率敏感性资产-
从短期来看，降息会给“利率敏感性资产”银行带来压力，它们对贷款的重新定价速度比债务的重新定价快。
In the short term , rate cuts put pressure on " asset sensitive " banks whose loans are repriced faster than their liabilities .
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所以我们应将缺口的负值调小。要将缺口的负值调小，要么增加利率敏感性资产，要么减少利率敏感性负债，或者二者同时进行。
Therefore , we should minish the negative gap , to increase the interest rate sensitivity of assets , or reduce the interest rate sensitive liabilities , or both of them .