差别存款准备金率制度

从差别存款准备金率制度看金融监管创新

The Innovation of Financial Supervision from the Point of the Criterion of Diversified Legal Deposited Reserve Rates

从逻辑上说，存款保险制度与差别存款准备金率制度之间并不存在替代的可能性。

Logically , there is no possibility for the substitution of deposit insurance system for difference reserve ratio system .

从政策制定方面看，差别存款准备金率制度并不是一项短期的权宜之计，而可能成为长久起作用或发挥效能的机制设计。

Viewed from policy stipulating , difference reserve ratio system is not a short run expedient measure but may be a mechanism design of having a long run effect or efficacy .

我国刚刚实行的差别存款准备金率制度，既符合国际惯例，又与调控目前我国过热的宏观经济形势的需要密切相关。

China has just effected difference reserve ratio system , The introduction of this system not only complies with international customs and practices , but also is closely related to hot macro economy at present .

当前和今后一个时期要着重解决好降低和取消法定存款准备金利率、降低法定存款准备金率、完善差别存款准备金率制度以及扩充存款准备金结构、改革准备金的计提方式等问题。

At present and from now on , we must solve such problems well as to lower and cancel legal preparing money rate , perfect distinction deposit preparing money rate system , enlarge deposit preparing money structure and reform the calculating and drawing methods of preparing money .