科技保险

科技保险服务武汉城市圈建设的几点思考

On S & T Insurance Serving the Construction of Wuhan Metropolis Circle

这在一定程度上解释了政策性科技保险的存在原因。

The Policy-related Insurance of Science and Technology could be partly explained by the above .

第三种方法是：企业通过科技保险来转移科技风险。

The third method is : the companies transfer S & T Risks through insurance .

科技保险实施中三方不完全信息动态博弈分析

Analysis of the Practice of Scientific and Technological Insurance by Dynamic Tripartite Game with Incomplete Information

经过四年的试点，科技保险试点工作取得了突破性的进展。

After four years of experiment , science and technology insurance tentative work has made a breakthrough .

论风险投资的风险分担&兼论科技保险与风险投资的关系

Discussion About the Venture Share of the Venture Capital & Relation between the Science and Technology lnsurance and the Venture Capital

但与此同时，探寻科技保险推广的高效政策模式，解决试点中暴露出的突出问题，也变得尤为迫切。

However , exploring high-efficiency policy mode of promoting technological insurance and resolving problems uncovered in the experiment units become quite urgent .

科技保险作为自主创新的重要保障，对提高全国自主创新效率，增强我国科技实力有着至关重要的作用。

As a critical guarantee for self-innovation , Technology Insurance plays a crucial role in lifting the efficiency of self-innovation nationwide and building up our technological power .

最后，基于上述分析，在我国科技保险的财政补贴、激励机制及配套服务方面提出相关政策建议。

Based on the analysis above , it finally proposes relevant policy recommendations about financial subsidy , incentives and supporting services for the development of technology insurance in our country .

具体说来，要做好以下六方面工作：第一，尽快制定科技保险优惠政策的实施细则，适度放宽对投保企业的补贴条件。

Specifically , to do the following six areas : first , to draft implementation details for Preferential Policies as soon as possible , to relax the subsidy conditions for S & T enterprises .

与此同时，第一、二批科技保险险种及试点城市（区）的相继推出，使本文的研究在现阶段具有了重要的理论与现实意义。

At the same time , the first and the second batch of scientific and technological insurance category and pilot cities ( areas ) have been launched successively , so the research of dissertation has great theoretical and empirical significance at present .

企业交纳一定比例的保险费将不确定的科技风险转移给保险公司，一旦发生保险合同中约定的科技保险责任，企业就可以获得千倍赔偿。

Enterprises pay a certain percentage of insurance premium to transfer the uncertain risks to the insurance company , once the insurance liability agreed in the contract happen , enterprises can get thousands of times compensation .

政府方面应从财政税收、科技政策、金融保险、法律法规等四个方面加以改善；企业方面则应该更加注重资金销售、创新技术、再制造、节能环保等方面的提高。

The government should improve in the fiscal taxation , finance and insurance , science and technology policy , laws and regulations . Enterprises should attach important to capital sales , innovative and technology , environmental protection , etc.

随着中国加入世贸组织，快速发展的资讯科技、银行、保险、金融及通讯业触发了大量外资涌入中国，这直接刺激了成都各类房地产物业市场的需求。

Along with China being a WTO member , the rapid development in the information technology , banking system , insurance , financial area and communication industry triggers a tide of foreign capital to surge into China , which directly stimulates all kinds of requirements of the real estate market .

即形成科技贷款、政策性金融、资本市场、风险投资和科技保险的多层次金融体系支持高科技中小企业发展。

Namely , it can formate the Multi-level financing system of technology loan , policy finance , capital markets , venture capital and technology insurance to support the development of High-tech SMEs .