财产保险市场

四川省财产保险市场调查报告

A Research Report on the Property and Casualty Insurance Market in Sichuan Province

我国财产保险市场的现状及前景

The Status and Future of Property Insurance Market

财产保险市场竞争格局研讨

Discussion of Property Insurance Market Competition Pattern

中国财产保险市场结构、效率与绩效关系检验

Study on Relationship between Structure , Efficiency and Performance in Property-Liability Insurance Industry of China

财产保险市场供给分析

On Supply In Property Insurance Market

在此基础上，得出了我国财产保险市场是高集中型寡占市场结构的结论。

, this paper draws a conclusion that the domestic property insurance market structure is oligarch monopoly .

当前财产保险市场存在着供需矛盾。

There is a contradiction between supply and demand in the property insurance market at the moment .

接着，本文对河北省财产保险市场供给状况进行了分析和评价。

Then the paper gives the analysis and evaluation on the supply situation of the property insurance market in Hebei province .

宁夏财产保险市场的发展水平仍处于初级阶段，市场结构几乎完全垄断。

In general the development of Ningxia property insurance market was at the preliminary stage . The market structure is almost oligopoly .

本文在保险营销理论的指导下，以西安财产保险市场的实际营销调研为基础，对太保财险西安分公司的营销策略做了系统研究。

Based on the insurance marketing theory and practical research of Xi'an property insurance market , this paper studies the marketing tactics of Xi'an branch .

这部分是基于实证研究的结果，对加快财产保险市场的发展提出一些对策和建议。

Based on empirical findings of the study , this part puts forward a number of measures and recommendations to speed up the development of property insurance market .

然后对投保人的行为进行了研究，在此基础上对临沂市的财产保险市场进行了细分，并确定了临沂人保的目标市场；

Thirdly , the writer studies the behaviors of the Insured , subdivided the property insurance market in Linyi City and clarifies the targeting market of PICC Linyi .

首先借助市场细分理论，按照地理因素、经济和消费者因素及相关渠道因素对吉林省财产保险市场进行了细分。

First , with the market segmentation theory , according to geographical factors , the economic and consumer factors and channel factors Jilin Province property insurance market segments .

入世以来，国内保险业坚持市场化的改革方向，财产保险市场格局已经开始发生变化。

Since access to WTO , the domestic insurance industry in China adheres to the direction of market-oriented market , the property & casualty insurance market structure has begun to change .

作为临沂市财产保险市场的龙头，临沂人保的保险营销现状却不容乐观，表现在营销理念陈旧、展业渠道单一、险种结构不合理等诸多方面。

Being the leader in the field of property insurance in Linyi City , PICC Linyi faces an urgent marketing situation due to its outdated marketing concept , single business developing channel and unreasonable product structure .

随着保险主体的不断增多，我国财产保险市场的恶性价格竞争愈演愈烈，尤其目前的车险市场，部分地区已呈全行业亏损的窘境，各保险主体的利润空间日渐微薄。

Accompanying with the quantity of insurance companies increased , malignant rate war grew intensity ; especially the automobile insurance market at present , in some area already presents the entire industry deficit awkward situation , every company profit less gradually .

根据中国加入世界贸易组织的承诺，2006年中国财产保险市场将全面对外开放，激烈的市场竞争将成为所有保险从业机构必须面对的现实。

At the same time , based on the Chinese commitment of entry to WTO , in 2006 the treasure insurance market in China will open completely , and the drastic competition will become the reality of all insurance institutes being faced .

全文采用总分总的逻辑结构，先提出问题，再逐一实证研究我国财产保险市场结构、市场行为和市场绩效及其相互关系，最后研究财产保险产业优化的对策措施。

It follows the consecution of chief-part-chief , which means to bring forward the question firstly , then make positive research respectively on market structure , market conduct and market performance , finally work out the measures for the optimization of the present property insurance industry .

财产保险费率市场化的生成机制研究

The formation mechanism for premium rate deregulation for property insurance industry

但是，由于发展战略和经营策略雷同，产品与服务趋于同质化，中小财产保险公司与大公司相比毫无优势可言，这种现象在江西财产保险市场也得到充分显现。

However , comparing with big companies , small and medium sized property and casualty insurance companies has no advantages because of its similarity in business development strategies and homogeny in products and services .

根据以上分析，本文最后从扩大财产保险的内源性需求和供给性引致需求两方面提出了加快河南省财产保险市场发展的合理化建议。

According to the above analysis . Finally , this paper give some rationalization proposals from expanding non-life insurance endogenous demand and supply aspects to speed up the Henan non-life insurance market development .

有必要对我国财产保险公司风险管理进行深入研究，建立全面风险评价模型，制定有针对性的管理办法，提高财险公司风险管理能力，促进我国财产保险市场稳健发展。

In-depth study is necessary on our property and casualty insurance company risk management , establishment of a comprehensive risk assessment model to develop targeted management approach to improve the ability of property insurance companies .