英语

考研英语分数线：一般在30-50之间考研英语满分为100分，考研英语国家线一般是30-50分，因专业不同英语分数线也会略有不同，考研英语的国家线都偏低，一般不高于四十分，百度上都能查到，但是如果想要考入名校的话，肯定不止这个分数，建议至少过五十分才不会落后。拓展资料：一、考研英语一：1、英语知识运用：共20小题，每小题0.5分，共10分。在一篇240-280词的文章中留出20个空白，要求考生从每题给出的4个选项中选出最佳答案。2、阅读理解：该部分由A、B、C三节组成，共30小题，每小题2分，共60分。考查考生理解书面英语的能力。3、写作：该部分由A、B两节组成，共30分。主要考查考生的书面表达能力。4、英语一的难度大致在英语六级-专业英语四级之间。通俗点讲，英语6级过线的同学，一般有能力考到英语一60左右的分数。二、考研英语二：1、英语知识运用：共20小题，每小题0.5分，共10分。考查考生对英语知识的综合运用能力。在一篇约350词的文章中留出20个空白，要求考生从每题所给的4个选项中选出最佳答案。2、阅读理解：该部分由A、B两节组成，共25小题，每小题2分，共50分。主要是考查考生获取信息、理解文章、猜测重要生词词义并进行推断等方面的能力。3、英译汉：共15分。要求考生阅读、理解长度为150词左右的一个或几个英语段落，并将其全部译成汉语。4、写作：共2小题，共25分。A部分10分，B部分15分。主要考查考生的书面表达能力。5、英语二的难度大致和英语四级相当，一般英语四级过线同学，英语二可以考到60左右;六级过线同学考70是没有太大问题的!

2023年最低线是30分。通过查询研招网信息，了解到2023年考研英语最低线是30分，为B类考生农学、兽医、风景园林、林业专业学位类英语分数线。与2022考研英语最低线相比，两者持平无变化，但是其他专业的分数线有涨有降，考生还需认真备考。

严。河南大学在职研究生学位英语结业考试是河南大学最注重的考试之一，有3名监考教师，是非常严格的。河南大学，简称“河大”，位于河南省开封市，是河南省人民政府与中华人民共和国教育部共同建设的综合型大学。

1. 可以写在手抄报上的短篇英语文章 Saving Lives At a pre-med university in St. Louis, we had to take a difficult class in physics. One day the professor was discussing a particularly plicated concept. A student rudely interrupted to ask "Why do we have to learn this stuff?" "To save lives." The professor responded quickly and continued the lecture. A few minutes later, the same student spoke up again. "So how does physics save lives?" he persisted. "It usually keeps the idiots like you out of medical school," replied the professor. 救人 在圣路易斯的一所医学院预科大学，学生必须修一门很难的物理课。 一天，教授正在探讨一个特别复杂的概念，一个学生粗鲁地打断他的话，问道：“为什么我们一定要学这种东西？” “为了救人。”教授很快回答，继续讲课。 几分钟后，那个学生再次大声坚持：“那么物理怎么救人呢？”教授回答：“它通常可以把你这种笨蛋赶出医学院。” The World"s Greatest Sword *** an At an exhibition of the world"s best sword *** an, the third-place fencer took the stage. A fly was released, and with an arc of his sword he cut the fly in half. The crowd cheered. Then the second-place man sliced a fly into quarters. A hush fell in anticipation of the world"s greatest sword *** an. His blade came down in a mighty arc - but the insect continued on its way! The crowd was aghast. The greatest sword *** an had missed his target pletely, yet he continued to *** ile. "Why are you so happy?" someone yelled. "You missed!" "Ah," replied the sword *** an, "you weren"t watching very carefully. They fly lives, yes - but he will never be a father." 世界上最伟大的击剑手 在一场世界最佳击剑手表演中，排名第三的击剑手上场了。 一只苍蝇放了出来，剑划了一个弧，他将苍蝇劈成了两半。观众欢呼起来。 紧接着排名第二的人将一只苍蝇切成了四半。现场一阵沉默，人们期盼着世界上最伟大的击剑手出场。 他的剑锋以一个巨大的弧线划了下来--然而那只昆虫还在继续飞行！观众被惊呆了。最伟大的击剑手完全错过了他的目标，然而他还在微笑着。 “你为什么这么高兴？”有人嚷道，“你没击中！” “啊，”剑手答道，“你刚才没有很仔细地看。苍蝇还活着，是的--但他永远也做不成爸爸了。 Will and Bill were quarrelling about whose father was the stronger. Will said, "Well, you know the Pacific Ocean ? My father"s the one who dug the hole for it." Bill wasn"t impressed, "Well, that"s nothing. You know the Dead Sea ? My father"s the one who killed it!"。 2. 可以写在手抄报上的短篇英语文章 Saving Lives At a pre-med university in St. Louis, we had to take a difficult class in physics. One day the professor was discussing a particularly plicated concept. A student rudely interrupted to ask "Why do we have to learn this stuff?" "To save lives." The professor responded quickly and continued the lecture. A few minutes later, the same student spoke up again. "So how does physics save lives?" he persisted. "It usually keeps the idiots like you out of medical school," replied the professor. 救人 在圣路易斯的一所医学院预科大学，学生必须修一门很难的物理课。 一天，教授正在探讨一个特别复杂的概念，一个学生粗鲁地打断他的话，问道：“为什么我们一定要学这种东西？” “为了救人。”教授很快回答，继续讲课。 几分钟后，那个学生再次大声坚持：“那么物理怎么救人呢？”教授回答：“它通常可以把你这种笨蛋赶出医学院。” The World"s Greatest Sword *** an At an exhibition of the world"s best sword *** an, the third-place fencer took the stage. A fly was released, and with an arc of his sword he cut the fly in half. The crowd cheered. Then the second-place man sliced a fly into quarters. A hush fell in anticipation of the world"s greatest sword *** an. His blade came down in a mighty arc - but the insect continued on its way! The crowd was aghast. The greatest sword *** an had missed his target pletely, yet he continued to *** ile. "Why are you so happy?" someone yelled. "You missed!" "Ah," replied the sword *** an, "you weren"t watching very carefully. They fly lives, yes - but he will never be a father." 世界上最伟大的击剑手 在一场世界最佳击剑手表演中，排名第三的击剑手上场了。 一只苍蝇放了出来，剑划了一个弧，他将苍蝇劈成了两半。观众欢呼起来。 紧接着排名第二的人将一只苍蝇切成了四半。现场一阵沉默，人们期盼着世界上最伟大的击剑手出场。 他的剑锋以一个巨大的弧线划了下来--然而那只昆虫还在继续飞行！观众被惊呆了。最伟大的击剑手完全错过了他的目标，然而他还在微笑着。 “你为什么这么高兴？”有人嚷道，“你没击中！” “啊，”剑手答道，“你刚才没有很仔细地看。苍蝇还活着，是的--但他永远也做不成爸爸了。 Will and Bill were quarrelling about whose father was the stronger. Will said, "Well, you know the Pacific Ocean ? My father"s the one who dug the hole for it." Bill wasn"t impressed, "Well, that"s nothing. You know the Dead Sea ? My father"s the one who killed it!"。 3. 英语小短文,做手抄报用的 1.Yesterday was my birthday, so some of my clas *** ates sent me presents. Mother prepared a tea party for me. I invited all of them to e and take part in it.The tea party began at half past six. There were cold drinks and refreshments. We ate, talked and laughed. We felt that we were the happiest men in the world 昨天是我生日，所以有几位我的同班同学送我礼。母亲给我准备一个茶会。我邀请他们都前来参加。茶会下午六点半开始。有冷饮和点心。我们又吃又谈又笑。我们觉得是世界上最快乐的人。。 2.I like the Chinese new year better than any other festival. This is a time especially for rest and joy. I need not study. I wear good clothes and eat good food. I have a good time from morning till night. I am as happy as a king. 我喜欢中国新年比喜欢其它任何节日更甚。这是一个专为休息和欢乐的时间。我不需要读书。我穿好衣服，吃好东西。我每天从早到晚日子过得轻松愉快。我和上帝一样快乐。 3.No sooner had the witer vacation begun than I returned to my native town. Of course I must make good use of it;.In the morning I reviewed my lessons and read newspapers or magazines. In the afternoon I played ball games with my friends or went fishing in the river. At night I watched television with my family. hardly had the clock on the wall struck ten when I went to bed. 寒假刚一开始，我就回故乡了。自然我须好好利用它。 早晨我复习功课并阅读报纸或杂志。下午我和朋友打球，或去河中钓鱼。晚上我就和家人看看电视。墙上的钟刚敲十下，我就去睡觉了。 4.I live very happily today! In the morning, it is very fine! Then I climb the mountain with family, the air on the mountain is very fresh, the flowers plants and trees on the mountain all seem extremely beautiful. Coming back home in the evening, family and I sat and watched TV together, we are returning and eating the fruit while chatting, the whole family is happy and harmonious! 今天我过得非常开心！早上，天气非常好！于是我和家人一起去登山，山上的空气非常清新，山上的花草树木都显得格外美丽。晚上回到家，我与家人坐在一起看电视，我们还一边聊天一边吃着水果，全家其乐融融！ 4. 急救英语小作文,做手抄报的,最好是短文 A Forever Friend 永远的朋友 "A friend walk in when the rest of the world walks out." "别人都走开的时候，朋友仍与你在一起。” Sometimes in life， 有时候在生活中， You find a special friend； 你会找到一个特别的朋友； Someone who changes your life just by being part of it. 他只是你生活中的一部分内容，却能改变你整个的生活。 Someone who makes you laugh until you can"t stop； 他会把你逗得开怀大笑； Someone who makes you believe that there really is good in the world. 他会让你相信人间有真情。 Someone who convinces you that there really is an unlocked door just waiting for you to open it. 他会让你确信，真的有一扇不加锁的门，在等待着你去开启。 This is Forever Friendship. 这就是永远的友谊。 when you"re down， 当你失意， and the world seems dark and empty， 当世界变得黯淡与空虚， Your forever friend lifts you up in spirits and makes that dark and empty world suddenly seem bright and full. 你真正的朋友会让你振作起来，原本黯淡、空虚的世界顿时变得明亮和充实。 Your forever friend gets you through the hard times,the sad times,and the confused times. 你真正的朋友会与你一同度过困难、伤心和烦恼的时刻。 If you turn and walk away， 你转身走开时， Your forever friend follows， 真正的朋友会紧紧相随， If you lose you way， 你迷失方向时， Your forever friend guides you and cheers you on. 真正的朋友会引导你，鼓励你。 Your forever friend holds your hand and tells you that everything is going to be okay. 真正的朋友会握着你的手，告诉你一切都会好起来的。 And if you find such a friend， 如果你找到了这样的朋友， You feel happy and plete， 你会快乐，觉得人生完整， Because you need not worry， 因为你无需再忧虑。 Your have a forever friend for life， 你拥有了一个真正的朋友， And forever has no end. 永永远远，永无止境。 这个短一点： Friends 朋友 A true friend is someone who reaches for your hand and touches your heart. 真正的朋友是一个可以援手帮助并感动你心扉的人。 There"s always going to be people that hurt you,so what you have to do is keep on trusting and just be more careful about who you trust next time around. 别人常常伤害你，所以你该继续付出信任，并小心挑选你下次信任的人。 Make youself a better person and know who you are before you try and know someone else and expect them to know you. 在你想了解别人也想让别人了解你之前，先完善并了解自己。 Remember:Whatever happens,happens for a reason. 要记住：任何事情的发生都有因有起。 How many people actually have 8 true friends?Hardly anyone I know.But some of us have all right friends and good friends. 有多少人可以拥有八个真正的朋友？就我所知少之又少。但我们会有泛泛之交和好友。 Virtue 美德 Sweet day,so cool,so calm,so bright！ 甜美的白昼，如此凉爽、安宁、明媚！ The bridal of the earth and sky- 天地间完美的匹配----- The dew shall weep thy fall to-night； 今宵的露珠儿将为你的消逝而落泪； For thou must die. 因为你必须离去。 Sweet rose,whose hue angry and brave， 美丽的玫瑰，色泽红润艳丽， Bids the rash gazer wipe his eye， 令匆匆而过的人拭目而视， Thy root is ever in its grave， 你的根永远扎在坟墓里， And thou must die. 而你必须消逝。 Sweet spring,full of sweet days and roses， 美妙的春天，充满了美好的日子和芳香的玫瑰， A box where sweets pacted lie， 如一支芬芳满溢的盒子， My music shows ye have your closes， 我的音乐表明你们也有终止， And all must die， 万物都得消逝。 Only a sweet and virtuous soul， 唯有美好而正直的心灵， Like season"d timber,never gives； 犹如干燥备用的木料，永不走样； But though the whole world turn to coal， 纵然整个世界变为灰烬， Then chiefly lives. 它依然流光溢彩。 应该可以了。 5. 适合英语手抄报的小短文 高温天气下树木会污染环境 Normally, trees are the best defence against pollution; but when it"s too hot outside, the trees" own self-defence mechani *** may actually make things worse. 正常情况下，树木是抵御污染的最佳卫士，但是当外界温度过高时，树木自身的防御机制实际上可能会令污染状况恶化。 Trees produce natural chemicals, called isoprene and terpene, that are thought to protect their leaves from too much heat and sunlight. When the chemicals react with nitrogen oxide--found in pollution from cars--they form ozone, a much bigger health threat to humans and animals. 树木分泌的天然化学物质异戊二烯和萜烯被认为可保护树叶免受过多热量和阳光的伤害。然后，当这些化学物质与氮氧化合物（存在于汽车排放的废气中）发生化学反应时，就会形成臭氧，这会对人类和动物的健康构成更大的威胁。 Dr Alastair Lewis and his team at Britain"s York University noticed how the production of isoprene, and thus ozone, suddenly went up at high temperatures. "At 30℃， it"s starting to bee important. By 35℃， the emission rate has gone up by maybe an order of magnitude 10 times," Lewis told the BBC. Lewis says that isoprene and terpene were responsible for 30 percent of the ozone in the air during the hottest part of the summer. 英国约克大学的阿拉斯泰尔·刘易斯博士及其研究小组注意到异戊二烯的分泌量及随后形成的臭氧量在高温条件下陡然上升的过程。刘易斯对英国广播公司的记者说：“30℃时数量开始增加。到35℃时，其排放速度则可能增加了一个数量级（10倍）。” 他还指出，在夏天最热的时候，空气中的臭氧有30%是由异戊二烯和萜烯生成的。 Prof.David Fowler of the Centre for Ecology and Hydrology in Edinburgh says we shouldn"t blame the trees for this. "Realistically, the best way to counter this is to reduce our production of both ozone and nitrogen oxides from industrial and personal processes." 来自爱丁堡生态学与水文学中心的戴维·富勒教授认为，我们不该因此责怪树木。他对《每日电讯报》的记者说：“现实地说，应对这一情况的最佳办法是在我们的工业生产及个人生活中减少臭氧和氮氧化合物的排放。” 6. 英语作文,小学的 健康小贴士 Health is important Eat properly can help you live longer Apple is the best fruit ever Let us threw all the junk food Tell the people around you Health is everything 英语儿歌歌词：Bananas for lunch A fat little monkey had bananas for lunch. 一只胖胖的小猴子拿香蕉作午餐。 He peeled one and ate one, munch, munch, munch! 他剥一个香蕉，用力地嚼着，嚼着，嚼着！ One banana, o bananas, three bananas, four。 一个香蕉，两个香蕉，三个香蕉，四个。 He ate, and he ate, but he wanted more! 他不停的吃，但是他还想要更多！ He peeled and he ate, and he peeled and ate. 他剥着吃着，剥着吃着。 Five bananas,six bananas,seven bananas,eight! 五个香蕉，六个香蕉，七个香蕉，八个！ He peeled o more and continued to munch, 他剥了两三个，继续用力嚼着， And before he knew it, he ate the whole bunch! 而且在他知道这样以前，他吃了整串香蕉！ 英语谚语： Love me, love my dog. 爱屋及乌。 Talk of the devil and he es. 说曹操，曹操到。 A real man never goes back on his words. 一言既出驷马难追 Where there is a will, there is a way. 有志者，事竟成。 A poem献给所有学生的英语小诗一首：努力学习就不怕考不出好成绩 I try to do my best each day, In my work and in my play; And if I always do my best, I needn"t worry about the test. 英语小笑话：A Good Boy 好孩子 Little Robert asked his mother for o cents. "What did you do with the money I gave you yesterday?" "I gave it to a poor old woman," he answered. "You"re a good boy," said the mother proudly. "Here are o cents more. But why are you so interested in the old woman?" "She is the one who sells the candy." 小罗伯特向妈妈要两分钱。 “昨天给你的钱干什么了？” “我给了一个可怜的老太婆，”他回答说。 “你真是个好孩子，”妈妈骄傲地说。“再给你两分钱。可你为什么对那位老太太那么感兴趣呢？” “她是个卖糖果的。” 7. 英语作文手抄报怎么画 There"s about 1 000 students and 120 teachers in our school.The teachers work very hard and are strict with their students. It is they who teach the students how to be useful persons. All the students are diligent. Even at night, the c]assrooms are as bright as in the day time. Every year, our school sends many students to co]leges for their further study. Our school is beautiful. Our teaching building is surrounded with trees and flowers. Now another building is being built and soon we will have our lessons in it. Our playground is the largest one among those of all the schools in the city. I"m lucky to study in such a good school and I am proud of our school.

When I was a law professor, a student reported that I made an error in grading his exam by giving him too many points. He was right, and after thanking him for his honesty, I changed the grade in my records. His beaming face turned to shock. "You"re lowering my grade?" he sputtered. "I never would have come in if . . ."He didn"t finish the sentence, but it was obvious that his display of integrity was counterfeit. He thought he"d have it all -- praise and the higher grade.Several colleagues thought I should have let the higher grade stand because all I"d accomplished was to discourage him from being honest in the future. And every time I tell this story some people agree with this critique.But I can"t see how I could justify compounding my mistake in grading by undermining the integrity of all my grades by failing to correct an error. The grade itself would be a dishonest reflection of his knowledge and it would have been unfair to other students. How could I responsibly give a student a gift of an unearned grade?I know voluntarily reporting an error in one"s favor is unusual, but, like returning too much change, it"s clearly the right thing to do. People of character, those with real integrity, hate to give up benefits as much as anyone else. The difference is that for them a good conscience and reputation is reward enough to justify the cost of doing the right thing.Perhaps lowering the student"s grade did discourage him from being honest in the future, but I think bribing him to be honest so that he only does the right thing when it"s cost-free would have corrupted him even more. The duty to be honest is about right and wrong, not risks and rewards.

一、对话如下：Li Li：Excuse me，are you Professor Brown from New York?Professor：Yes，I am.Li Li: We"ve been expecting you.I"m Li Li，the secretary for the manager，Mr. White.Professor：Glad to meet you，Miss Li.Li Li：Glad to meet you，too，Mr. Brown. Welcome to Beijing.Our general manager Mr.Professor：Thank you，Miss Li.It"s very kind of you to come and meet me at the airport.Li Li：My pleasure. Please give me your luggage check，and I"ll get them for you.Professor：Thank you，here you are.二、翻译：李莉：请问，您是来自纽约的布朗教授吗?教授：是的，我是。李莉：我们一直在等你。我叫李莉，是怀特经理的秘书。教授：很高兴见到你，李小姐。李莉：我也很高兴见到你，布朗先生。欢迎来北京，我们的总经理怀特先生本来打算亲自来这儿接你，但因公务缠身，所以他让我代替他来接你。教授：谢谢你,李老师。你到机场来接我真是太好了。李莉：我的荣幸。请把您的行李票给我，我去给您拿。教授：谢谢，给你。扩展资料：重点词汇解释：1、Professorn. 教授；教师；公开表示信仰的人2、managern. 经理；管理人员3、checkvt. 检查，核对；制止，抑制；托运vi. 核实，查核；中止；打勾；（象棋）将一军n. （美）支票；制止，抑制；检验，核对

As we all know that the popularizing rate of the scientific knowledge for Americas isn"t high,so is the chinese.In fact,the popularizing rate of a country is very important for it is related with the development and progress of the country. Duo to China once was a feudal state owning more than two thousand years" history,some superstition still exists in many people"s mind.In order to raise the popularizing rate of scientific knowledge,we should follow the prescribed order. Firstly,we can open up some courses about the scientific knowledge in the kingdergatens,primary schools and middle school.Besides,some scientific knowledge can be introduced to the young through the form of cartoons to raise their interests. Secondly,some activities with award about the scientific knowledge can be held in cities and countryside to raise the scientific knowledge of the middle and old aged people. Therefore,let"s try our best to learn more about the scientific knowledge to make a difference both for ourselves and our motherland. 希望能帮上你!

　　保护野生动物的英语作文带翻译 篇1 　　Dinosaurs died out because of an unexpected incident. But wildlife today disappears or is in danger just because humans do harm to it. For example, tigers are hunted for fur to make carpetsso that they can only live in secure reserves; grassland is destroyed without mercy so that duststorms come into being affecting distant cities. 　　Last year, scientists saw some monkeys rubbing themselves with a certain kind of insects toprotect themselves from fierce mosquitoes biting. According to the result of the inspection, they found that the insect contains a powerful drug, so local farmers were employed to catch the insects. The ending was that the insects disappeared from the whole zone. When told that it was a loss to humans, the farmers burst into laughter and responded, “Our real loss is our decreasing income.” 　　We should appreciate the natural balance and pay more attention to the importance of wildlife protection. Not until we succeed in letting wildlife live in peace, can we smile in relief. 　　恐龙因一次意外事件而灭绝，但是今天的野生动植物却是因为人类的伤害而消失或处在危险中。例如，老虎被猎杀以获取做地毯的皮毛，以致它们只能生活在安全的保护区里;草地被毫不怜悯地破坏，以致沙尘暴开始影响遥远的城市。 　　去年，科学家观察到猴子在身上擦某种昆虫来保护自己不受凶猛的蚊子的叮咬。根据检查的结果，他们发现这种昆虫含有一种具有强大效力的药物，于是，当地的农民都被雇来抓虫子。结果是，这种昆虫从这整个地区都消失了。当被告知说这是整个人类的损失时，农民们都突然大笑着回应道：“我们减少的收入才是我们真正的.损失呢!” 　　我们应该意识到自然平衡的重要，更加注意野生动植物的保护。直到我们成功让野生动植物安详平静地生活，我们自己才能如释重负地笑开颜。 　　保护野生动物的英语作文带翻译 篇2 　　It is known to everyone that the unrestrained slaughter of wild animals has diminished the number of some endangered species. More and more species are being driven to extinction every year. It is terrible to think that magnificent animals are being sacrificed to human vanity 　　There are already laws enacted to prevent the importation of rare animals and the products made from their flesh, skin and bones. 　　These laws must be strictly enforced. Violators of these laws must be severely punished .Moreover, the public must be informed about the natural treasures we stand to lose .If we don"t take immediate action, we will be depriving future generations of our most precious heritage. 　　大家都知道野生动物的滥杀已使得濒临绝种的动物之数量越来越少。每年有愈来愈多种的动物被赶尽杀绝。想到这些珍奇的动物沦为人类虚荣心的牺牲品，真是可怕! 　　现在已有一些法津的制定以防止进口稀有动物及其肉、皮、骨所制造的产品。这些法津应予严格执行。违犯这些法津的人应予以严厉处分。再者，大众均应知道我们可能会失去这些自然宝藏。假如我们不立即采取行动，我们将会剥夺掉未来一代最宝贵的遗产。 　　保护野生动物的英语作文带翻译 篇3 　　Many wild animals are facing the danger of extinction, because the environment that they are living in has changed greatly. For example, with the developmet of cities, the using of insecticide and serious pollution, their living areas have become narrowcr and narrower. Many of the wild animals, now are confronted with food crisis. At the same time, man is killing off species just for getting their fur, skin, horns, teeth and meat. 　　In order to protect our resources of ecology, people should realize that the loss of any species is at least the loss of source of knowledge and a source of natural beauty. There fore, measures of the following should be taken: pollution standards are made to keepdown poisons; killing off certain rare species is prohibited; national parks should be set up as wild life, reserves. 　　Only if we human beings take some drastic measures can wild animals be preserved. 　　许多野生动物正面临绝种的危险，因为它们生活的环境发生了极大的变化。譬如，随着城市的发展，杀虫剂的使用和严重的污染，野生动物的生活区域变得越来越狭小。许多野生动物目前正面临着食物方面的危机。同时，为了获取野生动物的毛、皮、角、牙齿和肉，人类正在屠杀野生动物。 　　为了保护生态资源，人们应当意识到任何物种的缺失，至少意味着知识资源和自然美的缺失。因此，应采取以下措施：制订污染标准以降低有毒物质；严禁杀害某些稀有物种；应建立国家公园作为野生动植物保护区。 　　保护野生动物的英语作文带翻译 篇4 　　Last week, I saw a very impressive documentary about panda. A professor studied panda in the early 1980s went to the wild life and kept trace of wild giant panda for many years. As a result, he found that it was human being that made these lovely animals die out. At that time, many people believed that giant panda became less because of the low rate of newborn babies. But it was not true. People cut trees for making profit at that time. Panda lose homeland and they lacked of food. Thanks to these valuable data, the government took the policy to protect the animals. So today, the number of giant panda is increasing. People realize the importance of protecting the environment and it is the best way to protect wild animals, they are the indispensable part of the nature. 　　上周，我看了一部令人印象非常深刻的关于熊猫的纪录片。一位教授在20年代80年代早期就开始研究熊猫，他到野外生活，多年寻找野生大熊猫的踪迹。结果，他发现，正是人类，让这些可爱的动物面临灭绝。当时，许多人认为，大熊猫变少是因为新生儿的低出生率。这是不正确。人们为了利益砍伐树木，熊猫失去了家园，也没有食物吃。多亏了这些有价值的数据，政府采取了政策去保护它们。所以现在，大熊猫的数量正在增加。人们意识到保护环境的重要性，这也是最好的方法来保护野生动物，因为它们是大自然不可或缺的一部分。 　　保护野生动物的英语作文带翻译 篇5 　　Recently, our efforts to protect wild animals was questioned by the public, because the news is keep reporting that more and more wild animals was killed by human beings, especially the very precious one. Innocent animals was dead for their meat, fur and tooth, it was just used to fill up human beings" desire. In my point of view, the wild animals were protected effectively still has a long way to go. 　　最近，我们保护野生动物的努力被公众质疑着，因为总有新闻报道说野生动物被人类杀害，特别是珍惜野生动物。无辜的动物为它们身上的肉，皮毛，牙齿而亡，而这只是用来满足人类的欲望而已。在我看来，要有效地保护野生动物，还任重道远。 　　Firstly, people should try harder to make a better place for animals. The land where the wild animals live was deprived by human being. For hundreds years, people cut the trees to make land for their living and farming, wild animals" homeland was took, they have no choice but run away. What is more, human beings break the food link in nature; wild animals can not find enough food to keep alive. There is no doubt that the destruction of nature has become a big problem to kill wild animal, for instance, a polar bear was starved to death because of the greenhouse effect, the ice was melt away, the seadog and fish that polar bear like to eat are far away from them. For those reasons, people should protect the environment first if they want to protect wild animals effectively. 　　第一，人们应当更努力地为动物创造一个更好的环境。野生动物以前住的地方被人类剥夺去了。几百年来，人们砍伐树木，为他们住的地方和种植土地腾出地方。野生动物的家园被占领了，它们除了逃跑别无他择。再者，人们破坏了大自然的食物链，野生动物找不到充足的食物生存下去。毫无疑问，自然环境的破坏成为害死野生动物的大问题。例如，北极熊因为温室效应而饿死，冰融化了，北极熊爱吃的海狗和鱼离它们更远了。因为这些原因，人们要有效保护野生动物得先从保护大自然开始。 　　Second, no buying, no killing. Some rich people like to wear fur coat, they treat it as a status symbol, especially for rich woman, they think animal fur is beautiful and warm, they will never consider that the fur they wear for years is the skin that animal wear for their whole life, and they knew how bloody when people took the fur from animal but they choose to ignore it. If people do not buy the fur and tooth, lots of wild animals will be survived. 　　第二，没有买卖就没有杀害。一些有钱人喜欢穿毛皮大衣，他们把这当做身份地位的象征。特别是有钱的女人，她们认为动物皮毛很漂亮很暖和。她们从不会考虑她们穿几年的毛皮大衣是动物穿一生的，她们也知道剥取皮毛有多血腥，但她们选择无视。如果人们不买皮毛和牙齿，许多野生动物将得以幸存。 　　In sum, wild animals are our friends, we should give back and protect their homeland, and stop buying their body part, or our future generations will see them in zoo and museum. 　　总之，野生动物是我们的朋友，我们应当归还和保护它们的家园，另外不要买它们的身体，不然我们的后代只能在动物园和博物馆看到它们。 　　保护野生动物的英语作文带翻译 篇6 　　Nowadays,there is a species dying out on the earth everyday,because of human"s over hunting.If we still leave is alone,we will live by overselves on this planet some day.Just like panda,our national treasure, are endangering. 　　Therefore,we must protect them from distinction at once .first of all,laws must be made to punsh hunting wildlife without mercy.However,people should know the importantof wild animals for them and never long for their furs or meat.Besides,the environment must be paid more attention so that wild species can have a comfortable living condition. 　　Above all,to protect wildlife is to protect ourselves 　　如今，每天都有物种在地球灭绝，因为人类的狩猎。如果这样继续下去，迟早让我们失去生存环境，我们会像熊猫一样是这个星球最后的动物。 　　因此，我们必须保护他们免受区别。首先，法律必须惩罚狩猎野生动物没有怜悯。然而，人们应该知道野生动物，从不渴望他们的皮毛和肉。除此之外，必须更加关注环境，野生物种可以有一个舒适的生活条件。 　　最重要的是，保护野生动物就是保护我们自己。 　　保护野生动物的英语作文带翻译 篇7 　　The animal is the friend of our human beings. We live in the same earth. Animals and human beings can"t be separated from each other. 　　But some animals are getting less and less. So it"s necessary for us to protect animals, especially wild animals. Some people kill wild animal because of money. 　　It"s illegal. Beside, because of the development of society, human needs more space to live in, so we explore the forest. Animals have less space to live in. The number of wild animals decreases year by year. 　　It"s high time to take actions to protect wild animals. 　　动物是人类的朋友，我们共同生活在地球上。动物和人类不能彼此分离。但有些动物的数量越来越少，所以我们有必要去保护动物，特别是野生动物。一小部分人为了赚钱而去猎杀野生动物，这是违法行为。 　　此外，由于社会的发展，人类需要更多的生活空间，所以要开发森林。然而动物的生存空间却变少了。 　　野生动物的数量逐年减少，现在该是采取措施保护野生动物的时候了。

动物是人类的朋友，我们共同生活在地球上。动物和人类不能彼此分离。但有些动物的数量越来越少，所以我们有必要去保护动物，特别是野生动物。下面给大家分享一些保护野生动物 高一英语 作文 ，希望对大家有帮助。 保护野生动物高一 英语作文 1 Everybody loves panda, because it is so cute. It is known to all that panda is very valuable and rare. The government works so hard to protect it from dying out. Besides panda, there are other species is dying out. We need to protect our environment, so as to protect the animals. If they disappear, soon human being will face the same result. 保护野生动物高一英语作文2 Recently, our efforts to protect wild animals was questioned by the public, because the news is keep reporting that more and more wild animals was killed by human beings, especially the very precious one. Innocent animals was dead for their meat, fur and tooth, it was just used to fill up human beings" desire. In my point of view, the wild animals were protected effectively still has a long way to go. Firstly, people should try harder to make a better place for animals. The land where the wild animals live was deprived by human being. For hundreds years, people cut the trees to make land for their living and farming, wild animals" homeland was took, they have no choice but run away. What is more, human beings break the food link in nature; wild animals can not find enough food to keep alive. There is no doubt that the destruction of nature has become a big problem to kill wild animal, for instance, a polar bear was starved to death because of the greenhouse effect, the ice was melt away, the seadog and fish that polar bear like to eat are far away from them. For those reasons, people should protect the environment first if they want to protect wild animals effectively. Second, no buying, no killing. Some rich people like to wear fur coat, they treat it as a status symbol, especially for rich woman, they think animal fur is beautiful and warm, they will never consider that the fur they wear for years is the skin that animal wear for their whole life, and they knew how bloody when people took the fur from animal but they choose to ignore it. If people do not buy the fur and tooth, lots of wild animals will be survived. In sum, wild animals are our friends, we should give back and protect their homeland, and stop buying their body part, or our future generations will see them in zoo and museum. 保护野生动物高一英语作文3 Many animals are in danger of dying out. As is shown in the chart, we can see the number of animal species decreases faster and faster and this trend will continue. From 1980 to 2010, at least 1 million animal species have disappeared. Worse still, more and more wild animals are in great danger. It is not a piece of sensational news; it is a fact, a harsh reality. Unfortunately, we may not see these animals in the near future. From the second picture, we can find some reasons. Why is the number of animal species declining year by year? Apparently animals have become victims of fashion industry. Animal skin has been used to make fashionable clothes and these clothes sell at a high price. So some greedy people begin to kill animals in a large quantity. This irresponsible behavior not only breaks the balance of nature but also endangers the living environment of human beings. As far as I am concerned, something must be done to stop this illegal action. We believe "no buying, no killing". First, we must make concerning laws to protect these animals in danger. Second, we must take some measures to protect animals effectively. Animals are our friends and part of our environment. Third, we should raise people"s awareness to protect animals and our environment. In this way, we can build a harmonious society and ensure a sustainable development. 保护野生动物高一英语作文4 Last week, I saw a very impressive documentary about panda. A professor studied panda in the early 1980s went to the wild life and kept trace of wild giant panda for many years. As a result, he found that it was human being that made these lovely animals die out. At that time, many people believed that giant panda became less because of the low rate of newborn babies. But it was not true. People cut trees for making profit at that time. Panda lose homeland and they lacked of food. Thanks to these valuable data, the government took the policy to protect the animals. So today, the number of giant panda is increasing. People realize the importance of protecting the environment and it is the best way to protect wild animals, they are the indispensable part of the nature. 保护野生动物高一英语作文5 The animal is the friend of our human beings. We live in the same earth. Animals and human beings can"t be separated from each other. But some animals are getting less and less. So it"s necessary for us to protect animals, especially wild animals. Some people kill wild animal because of money. It"s illegal. Beside, because of the development of society, human needs more space to live in, so we explore the forest. Animals have less space to live in. The number of wild animals decreases year by year. It"s high time to take actions to protect wild animals. 保护野生动物高一英语作文相关 文章 ： ★ 保护野生动物的高一英语作文 ★ 保护野生动物的高中英语作文 ★ 高中英语作文保护野生动物 ★ 如何保护野生动物英语作文100词 ★ 中考英语作文:保护濒危动物3篇 ★ 保护野生动物初中英语作文 ★ 高中英语作文:野生动物保护 ★ 关于保护动物的高一英语作文带翻译 ★ 高中英语作文保护动物3篇 ★ 保护濒危动物高中英语作文

　　英语语法试题的存在，是为了让大家更好地学习语法。下面是我给大家整理的英语语法试题，供大家参阅! 　　英语语法试题1 　　1. Ms Nancy didn"t mind at all ______ to the ceremony. 　　A. being not invited B. not being invited 　　C. not inviting D. not to be invited 　　B 　　2. "_____ your meeting is!" he offered them his sincere congratulations. 　　A. How a great success B. What a great success C. How great success D. What great success 　　B success 名词，保留远动词含义"成功"是不可数名词;如用来代替具体的人(成功者)或具体的事(成功的事情(东西))是可数名词。故排除C,D;A中how是副词，如改成how great a success就是正确的。 　　3. We must remember that _____fashion is not the most important thing in _______ life. 　　A. /; the B. /; / C. the; / D. the; the 　　B 抽象名词不特指时，前不用冠词。 　　4. It _____ quite a few years _____ the accused was declared innocent and set free. 　　A. was; since B. is; that 　　C. will be; when D. was; before 　　D 如将A项中was, since改成is, since是正确的;即从句中谓语先发生。如用B项，是强调句，而强调句前后两个谓语动词在时间上必须一致(a);被强调部分能还回原句中(b)，即因为句中was declared是过去时, B项中is改成was;因为句中was declared是非延续性动词，在years后加上ago将"一段" 时间变成"一点"就是正确的。C 项前后时间不一致。 　　5. The professor said he could talk on _____ interested the audience. 　　A. any topic B. which topic 　　C. whichever topic D. the topic he thought it 　　C whichever已失去疑问含义，等于 anything that，表示强调; 而 which topic中 which保留疑问含义，译成"哪一个题目"，不符合句义。而A和D中缺少连词。 　　6.Under no circumstance _____ to tell lies to parents. 　　A. children are allowed B. are children allowed C. children will allow D. will children allow 　　B.含有否定意义的副词及介词短语放在句首时，句子中主语和谓语用部分倒装。 　　7.Modern science and technology has _____ communication between people far apart. 　　A. made convenient B. made it convenient 　　C. made it convenient for D. made it convenient to 　　A 题目中has made是谓语，communication between people far apart短语是宾语，convenient是宾语的补语，被前置。如用B项,it是形式宾语代替不定式或从句。 　　8.I heard that you really had a wonderful time at John"s birthday party, _____? 　　A. didn"t I B. didn"t you 　　C. hadn"t you D. will you 　　B含宾语从句和定语从句的主从复合句，反意疑问句随主句变;但是在含有宾语从句的住句中主语是第一人称时反意疑问句随从句一致。 　　9.The great use of school education is not so much to teach you things _____ to teach you the art of learning. 　　A. as B. that C. than D. but 　　10.No matter how frequently _____ the works of Beethoven always attract a large number of people. 　　A. performing B. performed 　　C. to be performed D. being performed 　　B 在让步，时间等状语从句中，如果主从句中主语一致，从句中谓语含 be动词，可以将从句中的主语和 be 省略，即在how 后加they(the works) are，再分别与选择项搭配后，就会发现正确答案是B。 　　11._____ their real economic situations, they got some relief fund from the government. 　　A. Considering B. Considered C. Having been considered D. Being considered 　　A considering "考虑到"，而 considered "被认为"，根据全句含义，句中主语they和considering是主动关系，因此选择项。 　　12.Tina _____ have known the truth, or she would have told us. 　　A. mustn"t B. shouldn"t C. can"t D. needn"t 　　C 　　13.There are some police cars in front. What do you suppose _____? 　　A. is the matter B. is happened C. is the wrong D. the trouble is 　　A 　　14._____ of water makes Death Valley a desert, but it is by no means devoid. 　　A. Lacking B. Being lack C. Because of lack D. Lack 　　D lack 作名词，后加of短语。如用A项,lacking是及物动词的动名词，后面不用介词of或作不及物动词,后面加介词inu201e。 　　15. In recent years much more emphasis has been put______ developing the students productive skills. 　　A. onto B. in C. over D. on 　　D put/ place/ lay emphasis on 是固定搭配，表示"强调，注重。" 　　16. A survey was carried out on the death rate of those who were infected by SARS, ________were surprising. 　　A. as results B. which results C. the results of it D. the results of which 　　D the results of which 等于whose results，是非限制性定语从句。 　　17. The organization broke no rules, but ______had it acted responsibly. 　　A. neither B. so C. either D. both 　　A 　　18. Many workers were organized to clear away ______remained of the World Trade Center. 　　A. those B. that C. what D. where 　　C 该题空格处缺少的是连词，且在从句中作主语，所以排除A,D; that在名词性从句中只起连接作用。 　　19. My train arrive in New York at eight o"clock tonight. The plane I would like to take from there ______by then. 　　A. would leave B. will have left C. has left D. had left 　　B 　　20. The professor could hardly find sufficient grounds _____his arguments in favor of the new theory. 　　A. to be based on B. to base on C. which to base on D. on which to base 　　D on which to base his arguments in favor of the new theory = The professor will base his arguments in favor of the new theory on sufficient grounds. 　　英语语法试题2 　　1. I told Sally how to get here, but perhaps I _______ for her. 　　A. had to write it out B. must have written it out 　　C. should have written it out D. ought to write it out 　　2. —There were already five people in the car but they managed to take me as well. 　　—It _______ a comfortable journey. 　　A. canu2019t be B. shouldnu2019t be C. mustnu2019t have been D. couldnu2019t have been 　　3. Itu2019s nearly seven ou2019clock. Jack _______ be here at any moment. 　　A. must B. need C. should D. can 　　4. Johnny, you _______ play with the knife, you _______ hurt yourself. 　　A. wonu2019t; canu2019t B. mustnu2019t; may C. shouldnu2019t; must D. canu2019t; shouldnu2019t 　　5. The fire spread through the hotel very quickly but everyone _______ get out. 　　A. had to B. would C. could D. was able to 　　6. —When can I come for the photos? I need them tomorrow afternoon. 　　—They _______ be ready by 12:00. 　　A. can B. should C. might D. need 　　7. —I stayed at a hotel while in New York. 　　—Oh, did you? You _______ with Barbara. 　　A. could have stayed B. could stay C. would stay D. must have stayed 　　8. —Are you coming to Jeffu2019s party? 　　—Iu2019m not sure. I _______ go to the concert instead. 　　A. must B. would C. should D. might 　　9. I was really anxious about you. You _______ home without a word. 　　A. mustnu2019t leave B. shouldnu2019t have left C. couldnu2019t have left D. neednu2019t leave 　　10. —Is John coming by train? 　　—He should, but he _______ not. He likes driving his car. 　　A. must B. can C. need D. may 　　11. A left-luggage office is a place where bags _______ be left for a short time, especially at a railway station. 　　A. should B. can C. must D. will 　　12. I wonder how he _______ that to the teacher. 　　A. dare to say B. dare saying C. not dare sayD. dared say 　　13. When he was there, he _______ go to that coffee shop at the corner after work every day. 　　A. would B. should C. had better D. might 　　14. It has been announced that candidates _______ remain in their seats until all the papers have been collected. A. can B. will C. may D. shall 　　15. How _______ you say that you really understand the whole story if you have covered only a part of the article? A. can B. must C. need D. may 　　16. —I hear youu2019ve got a set of valuable Australian coin. _______ I have a look? 　　—Yes, certainly. A. Do B. May C. Shall D. Should 　　1. C。“ought to / should have+过去分词”表示后悔当初该做但却没做某事。“u201e也许我本该把详细地址写给她的。” 　　2. D。“couldnu2019t have+过去分词”表示对过去情况的推测。既然小汽车上“已有五人”，且是“设法”才把你带去的，如此拥挤，旅途当然“不可能”舒服。 　　3. C。nearly 暗示“时间不早了”，Jack“按理应当(should)随时(at any moment)”都有可能到达这里。must 语气过强;can 一般不用于肯定推测;need 意义不通，也不用于肯定句。 　　4. B。mustnu2019t(不许、千万不)表示禁止。may 表示可能性。句意为“你千万不要玩刀子，可能会弄伤自己的”。 　　5. D。表示过去具体某次“能够”做成某事只能用 was / were able to 而不用could。 　　6. B。should 表示按理应当，大概。can 一般不用于肯定推测;用 might 语气太不肯定，顾客可能走掉。 　　7. A。could have done 表示本可以做但却没有做的事。句意为“你本来可以住在 Barbara 那儿的”;而 must have done 只表示有把握的肯定推测，这与前面具有疑问语气的 Oh, did you?不符。 　　8. D。语境明显提示“我可能(might)要去听音乐会” (from www.yygrammar.com)。 　　9. B。表示轻微的责备，句意为“我真的好担心你啊。你当时本不该不说一声就离开家的”。 　　10. D。由“他自己喜欢开车”这一习惯推断，“他可能不会(may not)坐火车来”。can not“不 　　可能”，语气太肯定。 　　11. B。can 表示“可以”。should(应该), must(必须), will(愿意)均不符合语境。 　　12. D。dare 作行为动词时,一般接 to do，但疑问式或否定式中 to 可以省略，此句有疑问口气。 　　13. A。would 表示过去的习惯(from www.yygrammar.com)。 　　14. D。在规章中告诫应考者，在收完所有试卷前“必须”留在教室里。 　　15. A。can 在疑问句中，表示疑惑、怀疑，根据情况可译作“能、可以”等。 　　16. B。may 表示请求对方允许，即：“我可以做u201e吗?” 　　英语语法试题3 　　1. The first textbooks _______ for teaching English as a foreign language came out in the 16th century. 　　A. having written B. to be written C. being written D. written 　　2. —You were brave enough to raise objection at the meeting. 　　—Well, now I regret _______ that. 　　A. to do B. to be doing C. to have done D. having done 　　3. We agreed _______ here but so far she hasnu2019t turned up yet. 　　A. having met B. meeting C. to meet D. to have met 　　4. The boy wanted to ride his bicycle in the street, but his mother told him _______. 　　A. not to B. not to do C. not do it D. do not do 　　5. Paul doesnu2019t have to be made _______. He always works hard. 　　A. learn B. to learn C. learned D. learning 　　6. _______ in thought, he almost ran into the car in front of him. 　　A. Losing B. Having lost C. Lost D. To lost 　　7. The patient was warned _______ oily food after the operation. 　　A. to eat not B. eating not C. not to eat D. not eating 　　8. The Olympic Games, _______ in 776 B.C., did not include women players until 1912. 　　A. first playing B. to be first played 　　C. first played D. to be first playing 　　9. I would love _______ to the party last night but I had to work extra hours to finish a report. 　　A. to go B. to have gone C. going D. having gone 　　10. European football is played in 80 countries, _______ it the most popular sport in the world. 　　A. making B. makes C. made D. to make 　　11. When I got back home I saw a message pinned to the door _______ “Sorry to miss you; will call later.” 　　A. read B. reads C. to read D. reading 　　12. The purpose of new technologies is to make life easier, _______ it more difficult. 　　A. not make B. not to make C. not making D. do not make 　　13. Robert is said _______ abroad, but I donu2019t know what country he studied in. 　　A. to have studied B. to study 　　C. to be studying D. to have been studying 　　14. The managers discussed the plan that they would like to see _______ the next year. 　　A. carried out B. carrying out C. carry out D. to carry out 　　15. _______ such heavy pollution already, it may now be too late to clean up the river. 　　A. Having suffered B. Suffering C. To suffer D. Suffered 　　16. Having a trip abroad is certainly good for the old couple, but it remains _______ whether they will enjoy it. A. to see B. to be seen C. seeing D. seen 　　17. The research is so designed that once _______ nothing can be done to change it. 　　A. begins B. having begun C. beginning D. begun 　　18. It is said that in Australia there is more land than the government knows _______. 　　A. it what to do with B. what to do it with C. what to do with it D. to do what with it 　　19. A cook will be immediately fired if he is found _______ in the kitchen. 　　A. smoke B. smoking C. to smoke D. smoked 　　20. She looks forward every spring to _______ the flower-lined garden. 　　A. visit B. paying a visit C. walk in D. walking in 　　1. D。表示“被动、完成”用过去分词作定语。 　　2. D。regret doing sth 表示对已经发生的事感到“后悔”;regret to say / tell / inform / announce 用以报告令人不快之事，表示对将要说的话感到“遗憾、抱歉”，主语通常是 I / we, regret 用一般现在时。 　　3. C。agree 只能接不定式，在谓语动之后发生，用一般式，选 C。 　　4. A。根据句型 tell sb (not) to do sth，排除 C 和 D;当不定式的动词是前面已出现过的相同的动词时，为避免重复，通常省略 to 后的内容，只保留 to, 所以只有 A 对。 　　5. B。make sb do sth 的被动式为 sb be made to do sth(某人被迫做某事)。 　　6. C。考查过去分词作状语。Lost in thought=As he was lost in thought。be lost in thought(沉思)是固定搭配;这类习惯表达还有 be caught in the rain(遭雨淋), be dressed in red(穿着红衣), be seated(就座)等。 　　7. C。本句是 warn sb (not) to do sth 的被动式(from www.yygrammar.com)。 　　8. C。因 The Olympic games 与 play 是被动关系，排除 A 和 D;不定式的被动式，表示未来的动作，排除 B。表示“被动、完成”，用过去分词。 　　9. B。would love / like 后面只能接不定式，排除 C 和 D。表示过去未曾实现的愿望，后接不定式完成式，故选 B。 　　10.

Lesson Three More Crime and Less Punishment 答案: Key to the Exercises II. Vocabulary 1. Practice using the rules of word formation 1)Examine how the words “approval”and “nontraffic”are formed. Find out the meaning of the suffix "-al" and prefix "non-" with the help of a dictionary. approval: approve + -al nontraffic: non- + traffic Suffix "-al", from Latin, is used to form nouns meaning "the act of", e. g. approve + -al ---- approval (n. ) = the act of approving Prefix "non-", from Latin, usually means "not". 2) Turn the following verbs into nouns by adding "-al" and vice versa. Add more words to the list. Verb Noun Verb Noun renew -> renewal arrive <- arrival deny denial disapprove disapproval dismiss dismissal propose proposal refuse refusal withdraw withdrawal survive survival 3) Add the prefix "non-" to the following words and then put them into Chinese. (1) 不侵犯 （6）非专业的；非专业人员 (2）不合作 （7）不抵抗 (3) 不存在 （8）不抽烟者 (4) 非小说作品 （9）不标准的 (5) 不干涉 （10）非暴力 2. Give the opposite of the following. 1) to disapprove 2) uncertainty 3) uncomfortable 4) destruction 5) cheap/inexpensive 6) past 7) rise/increase 8 ) unfeasible/infeasible/impossible/impractical 9) gentle/mild 10) to release 11)minor/unimportant 12) minimum 13) unnecessary 14) powerful 15) unreal 16) to increase 17) to accept 18) to gather/ to collect 19) soft 20) nonviolence 3. Complete the sentences with the expressions listed below in their proper forms. 1) work out to 2) so ... as to 3) due to 4) pay for 5) has charge of 6) was faced with 7) get tough with 8) the other way around 9) works out to/amounts to 10) under (close) supervision 12) works out to 13) under the supervision of 14) amount to 4. Supply three or four verbs/phrasal verbs, or nouns/noun phrases for the following. 1) commit, deter, prevent, punish, reduce (crimes) 2) carry out, conduct, do 3) find, offer, seek, suggest, work out, have 4) carry out, impose, make, present 5) find, gather, give, produce, provide, seek 6) a worker, a class, a proposal, a question, a suggestion, the charge 7) knowledge, experience, strength, weight, speed, permission, approval, admission, advantage 8) a prisoner, a film, a missile, information, news, pain, sb."s arm, the bird 9) the birth/death/crime rate, one"s voice, rent, the interest, the price, the taxes, the standards 10) a debt, cash, rent, the interest, the price, the taxes, the tuition, wages, salary 5. Choose the right word from the bracket and put it in the proper form. 1) cost 2) paid 3) spend 4) convince 5) persuade 6) convinced 7) rejected/refused 8) rejected 9) refuse 10) refused 6. Examine the uses of "fail" and "suggest" in the sentences below. List other possible uses of these words and then make sentences after the models. Other possible uses of "fail" and "suggest": fail: to fail (vi. ) to fail sb. Suggest: to suggest sth. to suggest doing sth. to suggest + that-clause in the subjective mood 7. Give the verb patterns of the underlined part in the sentences below, list other possible verbs, and then, based on the information given, complete the sentences with the words given in the brackets. Verb patterns: to be + wh-clause to make + it + adj. + to-infinitive (phrase) Other possible verbs: consider, feel, find, think One possibility of the sentences; 1) what Robert has decided to do with his money when Robert is going to build a library in his town with his own money how Robert is going to spend his money next year where Robert is going to build a library with his own money 2) why/how the two leaders finally became rivals 3) why they preached their ideas persistently 4) where we agreed to meet yesterday 5) when I"ve helped sb. out of difficulty/when I feel really useful/when I feel myself needed and wanted/when I am respected and loved/when I have the power and money to do sth. worthwhile, etc. 6) feel it necessary to stay with my grandmother and take care of her 7) has made it possible for the central and western parts of China to develop at a much faster speed 8) have found it profitable to invest big money in recycling industrial wastes 9) think it essential to have a highly developed culture if we want to modernize our society 10) consider it important to see our limitations as well as our strengths 8. Put in the missing words. (1) looked (2) home (3) at (4) a (5) furniture (6) always (7) later (8) tied (9) the (10) Other (11) police (12) Carrying (13) line (14) wonder (15) did (16) as (17) led (18) stopped (19) help (20) puzzled (21) down (22) staring (23) It"s (24) else (25) me (26) at (27) drove III. Grammar 1.Combine each pair of the sentences after the model using the words and expressions below. 1) The boy fell off his bike and broke his leg. 2) It rained all day yesterday, so we got nothing done in the fields. 3) The man was so tired that he could hardly put one foot before the other. 4) The old man walked 50 fast that his children found it hard to keep up with him. 5) The man was so badly injured that they took him straight to the hospital. Or: The man was badly injured and was taken straight to the hospital. 6) I don"t think he is so stupid as to give up his present position when jobs are hard to obtain. 7) The professor spoke very fast, 50 (that) none of the students could take complete notes. Or: The professor spoke so fast that none of the students could take complete notes. 8) We found so much to talk about that it was late at night when we remembered the time. 9) Mr. Hu repeated his remarks in English and French, so that nobody misunderstood what he said. 10) The man went to meet a girlfriend he had got to know on the Web, but only to find she was his own wife. 11) As it"s something urgent, the sooner you finish it, the better. Or: As it"s something urgent, please finish it as soon as possible. 12) The medical team must set out immediately, because the sooner they arrive, the more victims they will be able to save. 2. Rewrite the sentences as shown in the examples. 1) Using "as ...as" (1) Adults love Hans Christian Andersen"s stories as much as children (do). (2) In China, New Concept English is almost as popular as Professor Xu"s textbook English. (3) Sometimes a journalist"s job is as dangerous as that of a policeman. (4) A society needs farmers and factory workers as much as it needs scientists and economists. (5) At 60, he is as eager to learn as he was 40 years ago when he was a college student. (6) The film wasn"t as good as we expected. It was just so-so. (7) He is not doing as well as his parents want him to. (8) The boys find life at college is not as exciting as they used to think. (9) The guard spoke as politely as if the boy were a welcome guest. (10) In old age, a man"s life is as calm and peaceful as a river running through a vast plain. 2) Using "more ... than" (1) Prices have been rising faster than incomes. (2) Relations between the two countries are better than they were 10 years ago. (3) Since the end of World War II, the world has been changing faster than before the war. (4) Today a high school student knows more about the personal computer than scientists did 50 years ago. (5) The world has become more crowded than it was 50 years ago. (6) On the whole, people are living a better life than they did 30 years ago. (7) The sooner you learn from your mistakes, the more you will improve. (8) The more you learn, the better you will see how little you knew before. 4.Learn to use the passive voice correctly. 1) The sentences tell us about the changes that have taken place in your hometown in the last twenty years or so. Turn each of them into the passive form and write it down in the space below. (1) Most slums have been pulled down. (2) Quite a lot of decent economical houses have been built for low-income families. (3) The main streets have been widened, and three superhighways have been constructed. (4) The service industry has been steadily developed. (5) Over the years, thousands of jobs have been created in the service industry for the residents. (6) A lot has been done to improve the environment. (7) Quite a number of factories have been moved out of the city. (8) A lot of money has been spent on education and medical care. (9) More than 40,000 young people have been enrolled in the universities in the last three years. (10) The facilities of our major hospitals have been upgraded. 2) Change the infinitive phrase into suggestions, using the pattern "I think something should be done" or "I suggest (that) something be done". (1) TV violence should be strictly controlled. (2) The police force should be provided with better equipment and training. (3) Criminals/crimes should be punished more severely when crimes/they are on the increase. (4) Those who help the police fight crime should be awarded. (5) Emphasis should be put on rehabilitation instead of on punishment. (6) Efforts should be made to turn criminals into useful members of society. (7) Wrongdoers should be given opportunities to start life afresh. (8) Lawbreakers who are willing to turn over a new leaf shoul4 not be looked down upon. (9) As long as they behave themselves? released prisoners should no longer be treated as criminals. IV Written Work Answer the question in about 130 words. Do you agree with the author that severe punishment is not the answer to the problem of crime? Sample: I don"t think that severe punishment is the answer to the problem of crime. But I look at the matter from a different point of view. The author simply believes harsh punishment isn"t feasible because it costs too much. My view is that punishment, including harsh measures; is necessary but punishment alone won"t help much. It is effective only when governments make effort to wipe out what gives rise to crimes, for example, poverty, inequality, racial hatred, money worship, TV violence, etc. , in short, to remove barriers for less fortunate members of society to better themselves. Punishment can produce good results only when it is combined with effective correctional measures to make law-abiding citizens out of criminals. This is a difficult but worthwhile job. (124 words)

我的名字是xxx，意思是初生的朝阳温暖的照耀人间。而我的朝阳，是文学。文学浓缩和提炼了人类对自身精神的不懈追求。其中所蕴含的灿烂文化，给我带来难以言喻的美感，其中所包含的深刻思想，给我以人生的教益和启迪。 My name is xxx, it means the rising sun warmly shinning on the world. As for me, my rising sun is literature. Literature condenses and refines mankind"s relentless pursuit of personal essence or spirit and the splendid culture that embodies with it, gives me an aesthetic feeling that is indescribable and the profound thoughts within have educated and edified my life. 最初，我的父亲带领我进入文学的世界。父亲曾是《北京晚报》的一名记者，儿时每晚父亲俯桌笔耕的背影，连同那盏台灯发出的桔色灯光，让我觉得文学和写作有着温暖的气息，也使我生出对它的向往。三岁识字，五岁诵诗，七岁作文。初中一年级，北京市作文比赛二等奖，初中三年级，全国中学生作文比赛二等奖。从小，注定了我与文学解不开的缘分。 From the early beginning, it was my father who led me into the world of literature. My dad was a journalist of ‘Beijing Wan Bao"; every night, the view of his back bending over the table and writing furiously, coupled with the orange light illuminated from that reading lamp, they let me feel a sense of warmth in literature and writing which triggered my longing for it. I could read at three, recite poems at five and write essays at seven. I scored a second prize in a Beijing composition contest when I was in junior middle one; and at junior three, I collected another second prize in the National Middle School Students" Essay Writing Contest. So my inextricable attachment to literature was predetermined in early childhood. 2002年，我以北京市xx区第一名（全区应届考生4000余人）的成绩通过高考，进入xx大学中国语言文学系学习。教授都是中文领域的大师，跟随大师学习，我掌握了更深厚的文艺理论知识，提高了学术能力。 毕业时，我写的毕业论文得到了A，并被评为优秀学士论文。专业课总平均分87.1分（指除英语，数学等基础课程以外的中文专业课程），班级排名12％。 In 2002, I entered xx University majoring in Chinese Language Literature with a credential of the highest college examination scores in xxx District of Beijing (there were more than 4000 students). My professors were all masters in the field of Chinese Literature, and I had learnt from them a vast knowledge of literature and arts theories which enhanced my academic ability. I obtained an ‘A" in my graduation thesis which was judged to be an outstanding bachelor thesis. My total average score in the specialized subject was 87.1points ( excluding basic courses like English, Maths, etc.) and I was ranked 12th in the class.大学期间，在校内，我担任了校报《中文新天地》的编辑，并和同学一起创建了中文系第一份文艺系刊《太阳石》。 在校外，2005年7月－2006年2月，我被北京电视台《身边》栏目组录取，成为一名实习编辑。高强度的工作锻炼出了我更强的耐力，也让我更好的把专业与实践相结合，对学习有了新的认识。半年的实习结束后，我以优秀的工作成绩得到了上级的嘉奖。 During my college years, I was the editor of our college newspapers ‘The Chinese New world ", and with the help of some fellow students, I also founded the first literature and arts publication of the Chinese Studies Department called ‘The Sun Rock". Between July 2005 and February 2006, I was recruited by Beijing TV"s program ‘Shen Bian" production group to be a trainee editor. The training derived from the strong demands of the job had enhanced my fortitude, enabled me to better combine my profession with practice and refreshed my cognition in learning. After the half-year training stint, I was commended by my superior for the excellent achievements in my work. 大学时我的时间都用来研究专业课和阅读书籍，忽视了对英语的学习，导致了英语成绩不高，并影响了我的GPA最遗憾的事。我意识到人需要全面的发展，所以毕业后一直自学英语，并于今年参加了xxx的考试。 2006年6月毕业后，我应聘《3。15商品与质量》周刊社，成为了一名记者，继续已过逝父亲的新闻理想和事业，这也是母亲对我的愿望。然而，我心中的梦想仍然是继续学习，并对文化的传播与各国文化比较产生了兴趣。2007年1月，我终于得到了母亲的同意，如愿来到贵国。在xx大学国际语学院学习期间，我获得了平均分87.3的优秀成绩和出勤率满勤的奖状，并得到了语学院老师的赞扬。During my college years, I concentrated on studying my specialized subject and reading, totally neglected my English studies and ended up with poor results which had subsequently affected my GPA. This was really a great pity. I finally realized that an individual should have an all-round development; so I took up self-studied English after my graduation and I had entered XXX Examination this year. After my graduation in June 2006, I became a journalist of ‘315 Weekly" to continue my father"s journalistic ideal and career, this was the wish of my mother as well. However, my aspiration was to continue my studies; and I became interested in cultural diffusion and the comparisons of different countries" cultures. My wish was answered in January 2007 when I finally came to your country with the blessings of my mother. During the period in International Language Institute of XX University, I had attained a high score of 87.3 points average as well as a full attendance award; I had also received commendation from teachers of the institute.

英语专八听力精选词汇 　　引导语：英语专八听力精选词汇，由应届毕业生培训网整理而成，谢谢您的.阅读。 　　1. constitutional宪法的 宪法规定的 　　As ambassador to France， Benjamin Franklin encouraged the french to help Georgy Washingdon. After the war， he attended the American Constitutional Congress. 　　2. consultant顾问 专科医生 　　By the way， Jane， did you talk to the consultant about our new health program? 　　I contacted his office， but his secrectary said he would be out for lunch until 2. 　　3. consume消耗 喝光 　　The human body is a remarkable food processer. as a adult， you can consume over a ton of food per year， and still not gain or lose a pound of body weight. 　　4. contact接触 联系 与u2026取得联系 　　The virus can be highly infectious. If you come in contact with a victimu2018s blood or other body fluids， you can get sick， too. 　　Mary， could you please tell thomas to contact to me， I was hoping him would be able to help me out with the freshmen orientation program next week. 　　I would certainly tell him If I saw him， but I havenu2018t see him around for quite a few days. 　　5. continue继续 延续 　　Until marriage again become a serious important part of peopleu2018s lives， weu2019ll probably continue to see a high rate of divorce. 　　6. confidence信任 信赖 信心 自信 　　Iu2018ve never seen you have such confidence before in the exam. 　　Itu2018s more than confidence! Right now I feel if I got less than A， it will be the fault of the exam itself. 　　7. confirm证实 肯定 确认 　　When the docotor examed Wilt， the docotor confirmed Wiltu2018s fears. The doctor told Wilt that he had a broken bone in the wirst， and he couldnu2019t play anymore. 　　8. consequently所以 因此 因而 　　Fishes are caught when they are on the way upstream to lay eggs， Consequently， not enough fished are left to reproduce in large numbers. 　　9. consider考虑 认为 把u2026看作 　　Most Americans are consider to success when they make a name for themselves. 　　10. constitude构成 形成 建立 　　Professor Stevenson， as a economist， how do you look upon the surging chinese ecnomy? does it constitude a threat to the rest of the world? 　　I believe chinau2018s economics success should be seen more as an opportunity than a threat， those who look upon it as a threat overlooked the benefit of chinau2019s growth to the world economy， they also lack the understanding of elementary economics. 　　11. concept概念 观念 设想 　　Do you think home video players would replace movie theaters and force them out of the entertainment businesses? 　　We certainly face to the great challenge from the DVD industry， thatu2018s why I think we have to revolution our concept about the movie showing. As I said， the movie theater should not just be a place to watch a film， but place to meet people. 　　12. concerning关于 　　You must be familiar with all safety preceduling operation and maitainment this equipment. 　　13. concert音乐会 演奏会 　　Did you see just now， I want to ask her to go with us to the concert tonight. 　　She must be around somewhere. You might still be able to catch her. 　　14. conduct进行 管理 举止 行为 　　Whatu2018s considered typical popular conduct in one country maybe regarded as odd， inproper or even rude in the other. 　　15. conference会议 正式会议 讨论会 　　I thought you are going to call me last night about the plans for the conference on language teaching. 　　Sorry， I should have. But tom and Jane stopped by， and stayed until midnight. 　　16. contract合同 契约 　　You have the right to cancel the contract at anytime up to 7 working days after the date you send your acceptance form to us. 　　17. contribute作出贡献 有助于 　　When her youngest child reach the school age， jane decided to go back to work， she felt she should contribute to the household finances. 　　18. contribution共线 促成作用 　　As ambassador to France， Benjamin Franklin encouraged the French to help Georgy washington. After the war， he attended the American Constitutional Congress. This was his last contribution for he died later that year. 　　19. conrol控制 　　International rescue works brought equipment to Zaire soon after the outbreak occurred， now the disease appears to be under control. 　　20. convention习俗 公约 大会 定期大会 　　Many Europeans states supported Dunant and on 22th August 1864 the first Geneva convention was signed. 　　21. crash碰撞 坠毁 破裂声 　　Cars will be automatically controlled by a computer， all the driver will have to do is say where to go and the computer will do the rest. It will become possible for cars to crash into one another.

毕业典礼教师英语发言稿（精选5篇） 　　在学习、工作生活中，发言稿的使用越来越广泛，发言稿的内容要根据具体情境、具体场合来确定，要求情感真实，尊重观众。怎样写发言稿才能更好地发挥其做用呢？以下是我整理的毕业典礼教师英语发言稿（精选5篇），希望能够帮助到大家。 　　毕业典礼教师英语发言稿1 　　Make no mistake: There are plenty of reasons to be outraged. My generation, your generation – we face not only grave moral challenges but existential threats: rising ocean levels globally and rising inequality in America; violence around the world and in our own backyards; the fraying of the social fabric. “The falcon cannot hear the falconer,” and we wonder if the center can hold. 　　I understand the impulse toward negativity. Like many of you, I sometimes feel overwhelmed by the challenges we face, by the injustices that call out for our condemnation. Yet it is precisely because our challenges are so great that outrage is not enough. Pointing out what is wrong is merely the beginning, not the end, of our work. 　　The Czech author Ivan Klima wrote, “To destroy is easier than to create, and that is why so many people are ready to demonstrate against what they reject. But what would they say if one asked them what they wanted instead?” 　　What would you say? What would I say? What are you for? 　　Klima"s life story is one of both criticism and creation. Born in Prague in 1931, he was sent to a Nazi concentration camp as a child. He survived and became an outspoken voice for democracy in Czechoslovakia. 　　毕业典礼教师英语发言稿2 　　But in 1968, with the Soviet invasion and crackdown, Klima"s ideas became dangerous. He could have fled, but he chose to return home and continue his work in defiance of the Communist regime. He organized an underground meeting of writers who circulated manuscripts in secret. Over the course of 18 years, those writers produced three hundred different works of art. They were critics, of course: critics of tyranny, critics of violence. But they were creators, too, creators of plays, novels, and poetry. They imagined, and helped create, a new and better world. 　　What will you imagine? A better business, a smarter school, a stronger community? Whatever you are against, it is time to create something you are for. 　　At Yale, you have learned to do both: to imagine and create. You have studied and explored new ideas; made art and music; excelled in athletics; launched companies; and served your neighbors and the world. You have created a vibrant, diverse, and exciting community. 　　Take these experiences with you and draw on them when you need encouragement. Remember a class that surprised you; a conversation that inspired you; a professor who believed in you. And take care to avoid what Toni Morrison calls “second-rate goals and secondhand ideas.” 　　“Our past is bleak. Our future dim,” Morrison writes. “But if we see the world as one long brutal game, then we bump into another mystery, the mystery of beauty, of light, of the canary that sings on our skulls.” 　　Being for something is a search for those mysteries, for that light: it is an act of radical optimism, a belief that a more perfect world is within reach and that we can help build it. 　　What are you for? 　　You may well turn that question back to me. What are you for, Peter Salovey? 　　I am for the transformative power of a liberal education – one that asks you to think broadly, question everything, and embrace the joy of learning. 　　I am for the American Dream in all its rich promise – the idea that opportunities are shared widely and that access to education is within reach for the many, not the few. 　　毕业典礼教师英语发言稿3 　　Graduates of the Class of 20xx, family members, and friends: 　　Good morning. It"s a privilege to be here with you today. Commencement is a time of beginnings and endings; of looking to the future with hope while saying farewell with both joy and, perhaps, nostalgia. It is a jumble of emotions for all of us – and a field-day for a psychologist! Enjoy all those feelings: it"s hard to imagine you"ll have an experience quite like this again. 　　So, there is a wonderful Yale tradition that I would like to honor right now: 　　So, may I ask all of the families and friends here who are today to rise and recognize the outstanding – and graduating – members of the Class of 20xx? 　　And now, may I ask the Class of 2019 to consider all those who have supported your arrival at this milestone, and to please rise and recognize them? 　　Thank you! 　　毕业典礼教师英语发言稿4 　　In September 1974, Kingman Brewster, then president of Yale, spoke to members of the Class of 1978, seated right where you are now. He told them, “Many of us have just been on a ten-year trip of moral outrage: anti-Wallace, anti-War, and anti-Watergate. We have been so sure about what we were against that we have almost forgotten how difficult it is to know what we are for and how to achieve it.” 　　Does this sound familiar? Today, perhaps more than ever, it is easy to know what you"re against. And it"s far more difficult to say what you"re for. 　　What we"re against is going to be different for each of us. Maybe you"re against border walls and I"m against guns; your neighbor is against trade wars and your cousin is against abortion. For some, capitalism is the problem, while others fear the specter of socialism. By this point, I bet all of you are against sitting in old buildings with no air conditioning, listening to a long speech! So, I"ll get to the point… 　　How many of you have ever seen a Marx Brothers movie? [Right, pretty good.] So, although I"m not mistaken for Groucho Marx as often since I shaved my moustache, I…I still do…do have a weakness for his humor. 　　And one of Groucho"s best performances, of course, is when he plays a college president. (It is a funny role!) So, in the opening scene of the movie Horse Feathers, Groucho, the new president of Huxley College, is told that the trustees have “a few suggestions” for him. Then he breaks into this song: 　　“I don"t know what they have to say 　　It makes no difference anyway 　　Whatever it is, I"m against it 　　No matter what it is or who commenced it 　　I"m against it 　　Your proposition may be good 　　But let"s have one thing understood: 　　Whatever it is, I"m against it.” 　　毕业典礼教师英语发言稿5 　　I encourage you to look up the scene on YouTube – but not right now – because it"s still a very funny piece. And it"s funny because it"s ridiculous, but also because it contains a kernel of truth. And the truth applies not only to college presidents, but to all of us. 　　How many times have we decided we"re against an idea before we"ve even heard it? How guilty are we of deciding “I"m against it” without even knowing what “it” is? 　　Many times, we know what we"re against based on who is saying it. If an idea comes from a certain public figure, politician, or media outlet, we already know how we feel. Partly this is because our public discourse has become so predictable. We"ve lost the capacity for surprise, for revelation. 　　Speaking of predictable, here is the moment where an ambassador of an older generation – that would be me – tells millennials – most of you – about the evils of social media! But hear me out… 　　Obviously, social media has transformed our lives and our relationships. It obviously has many advantages, allowing us to share news and information quickly with people around the world. But it also heightens our sense of outrage and speeds up arguments, depriving us of the time and space for careful reflection. 　　Bombarded with notifications, pressured to respond before the media cycle turns over, we tap out our position – our opposition – in seconds. It"s easy to be against something in fewer than 280 characters. It"s far more difficult to articulate what you are for – and to do it at warp speed. ;

I am a third year master major in automation at Shanghai Jiao Tong University, P. R. China. With tremendous interest in Industrial Engineering, I am writing to apply for acceptance into your Ph.D. graduate program.Education background In 1995, I entered the Nanjing University of Science & Technology (NUST) -- widely considered one of the China"s best engineering schools. During the following undergraduate study, my academic records kept distinguished among the whole department. I was granted First Class Prize every semester, and my overall GPA(89.5/100) ranked No.1 among 113 students. In 1999, I got the privilege to enter the graduate program waived of the admission test. I selected the Shanghai Jiao Tong University to continue my study for its best reputation on Combinatorial Optimization and Network Scheduling where my research interest lies. At the period of my graduate study, my overall GPA(3.77/4.0) ranked top 5% in the department. In the second semester, I became teacher assistant that is given to talented and matured students only. This year, I won the Acer Scholarship as the one and only candidate in my department, which is the ultimate accolade for distinguished students endowed by my university. Presently, I am preparing my graduation thesis and trying for the honor of Excellent Graduation Thesis. Research experience and academic activity When a sophomore, I joined the Association of AI Enthusiast and began to narrow down my interest for my future research. In 1997, I participated in simulation tool development for the scheduling system in Prof. Wang"s lab. With the tool of OpenGL and Matlab, I designed a simulation program for transportation scheduling system. It is now widely used by different research groups in NUST. In 1998, I assumed and fulfilled a sewage analysis & dispose project for Nanjing sewage treatment plant. This was my first practice to convert a laboratory idea to a commercial product. In 1999, I joined the distinguished Professor Yu-Geng Xis research group aiming at Network flow problem solving and Heuristic algorithm research. Soon I was engaged in the FuDan Gene Database Design. My duty was to pick up the useful information among different kinds of gene matching format. Through the comparison and analysis for many heuristic algorithms, I introduced an improved evolutionary algorithm -- Multi-population Genetic Algorithm. By dividing a whole population into several sub-populations, this improved algorithm can effectively prevent GA from local convergence and promote various evolutionary orientations. It proved more efficiently than SGA in experiments, too. In the second semester, I joined the workshop-scheduling research in Shanghai Heavy Duty Tyre plant. The scheduling was designed for the rubber-making process that covered not only discrete but also continuous circumstances. To make a balance point between optimization quality and time cost, I proposed a Dynamic Layered Scheduling method based on hybrid Petri Nets. The practical application showed that the average makespan was shortened by a large scale. I also publicized two papers in core journals with this idea. Recently, I am doing research in the Composite Predict of the Electrical Power system assisted with the technology of Data Mining for Bao Steel. I try to combine the Decision Tree with Receding Optimization to provide a new solution for the Composite Predictive Problem. This project is now under construction. Besides, In July 2000, I got the opportunity to give a lecture in English in Asia Control Conference (ASCC) which is one of the top-level conferences among the world in the area of control and automation. In my senior year, I met Prof. Xiao-Song Lin, a visiting professor of mathematics from University of California-Riverside, I learned graph theory from him for my network research. These experiences all rapidly expanded my knowledge of English and the understanding of western culture.I hope to study in depth 英语自我介绍 In retrospect, I find myself standing on a solid basis in both theory and experience, which has prepared me for the Ph.D. program. My future research interests include: Network Scheduling Problem, Heuristic Algorithm research (especially in GA and Neural network), Supply chain network research, Hybrid system performance analysis with Petri nets and Data Mining. Please give my application materials a serious consideration. Thank you very much.

While he was in prison he was not allowed to _________ with his family.organize communicate (这个是正确答案)quarrel consult __________ had they got to the plant than they started to work. No sooner (这个是正确答案)Hardly Barely Scarcely Unfortunately, the survival __________ of this species is still declining. speed ratio percent rate (这个是正确答案)By using this instrument， you can produce wonderful __________ music. electric electrical electronic (这个是正确答案)electricity The moral of the officers and crew __________ very high．were was (这个是正确答案)have to be have been A monthly meeting will not be of __________ . A weekly meeting will be more useful.much benefit (这个是正确答案)many benefits many benefit much benefits The paint is still wet . __________ .Be sure not touch it Be sure not to touch it (这个是正确答案)Don"t be sure to touch it Be not sure to touch it David got a job in an important New York law office two years after he_______Harvard.grnduated grnduated from(这个是正确答案) grnduate from was grnduated from I caught sight of a shooting star which,________, was bright green in colour.to my astonish to my astonishment (这个是正确答案) my astonishment to astonishment We must try and_________visit to Fudan University while we are in Shanghai. (fit)fit in a (这个是正确答案) fit in fit a fits in a Jack ought to __________ back by 11 0" clock，but he has not turn up yet. We are worried a lot. come came have come (这个是正确答案) has come In fact，I can"t tell his name，for I know him only __________ sight. at first (这个是正确答案)by in on We waited with great __________ for news of her safe arrival.anger unhappiness anxiety (这个是正确答案)eagerness Genius is __________ labour and diligence.for nothing made nothing of nothing but (这个是正确答案)nothing more than The book is ________ 4 pages.miss missing (这个是正确答案)missed to be missed Washing machines and microwave ovens _______ the work of housewives.relax freed relieve (这个是正确答案)liberate Professor Smith has come to our school to give lectures __________.on short-term a basis on a short-term shift (这个是正确答案)on a short-term basis on short-term basic Fred could finish his work in less time if he were more __________ .effective stubborn efficient(这个是正确答案) depressed Stop __________ that noise! Can"t you see that I"m writing homework?make to make making (这个是正确答案)to be making It is almost ten years since we graduated from college．I found her completely __________.change changing changed (这个是正确答案)to be changed

高中英语必修4知识点讲解必修4 Unit1 Women of achievement知识点讲解重点词汇1. achieve 【课文原句】She has achieved everything she wanted to do… (P3)【名师点拨】achieve v. 意为“完成；达到”，指经过长期努力而达到某目标、地位或标准等。其名词形式为achievement，意为“成就；功绩”，a sense of achievement可指“成就感”。如：He had finally achieved success.Even a small success gives you a sense of achievement.2. condition【课文原句】She helped improve prison conditions and gave prisoners work and education. (P1)【名师点拨】condition 意为“环境；境况；条件”时，是可数名词，常用复数形式conditions；意为“状态；状况”时，是不可数名词，be in good condition表示“处于良好的状态”，be out of condition表示“健康状况不佳”。如： We should pay more attention to the poor living under the bad conditions. The astronauts soon got used to the condition of weightlessness. My car is old but in good condition. He is overweight and out of condition.【知识拓展】condition意为“条件”时，常用短语on condition that，表示“如果；在……条件下”；在美国英语中，也经常用under the condition that。如：I will come on condition that Peter is invited.They agreed under the condition that the matter be dealt with quickly.3. devote【课文原句】She devoted all her life to medical work for Chinese women and children. (P1)【名师点拨】devote vt. 意为“投入于；献身”，其宾语后常与介词to搭配，to后接名词、代词或动名词。devote … to … 意为“献身；致力于”，指把自己、时间、精力等奉献给某种工作或事业。如：He has devoted his whole life to benefiting mankind.The girl, to whom he was devoted, died in a traffic accident by chance. After he has retired, he will devote himself to gardening.4. behave【课文原句】Jane has studied these animals for many years and helped people understand how much they behave like humans. (P2)【名师点拨】behave vi & vt. 意为“举动；举止；行为表现”，如behave well / badly等。其名词形式为behaviour，指“行为；态度；举止”。如：The parents encouraged the children to behave well in front of the guests.My camera has been behaving well since it was repaired.Everyone praises the children"s good behaviour.5. worthwhile【课文原句】But the evening makes it all worthwhile. (P2)【名师点拨】worthwhile adj.意为“值得做的；值得出力的”，可作表语或定语。be worthwhile to do / doing sth表示“值得做……”，在动词-ing形式的结构中，worthwhile有时可以用来替代worth，特别是在表示“值得花时间”这一概念时。如：I think teaching school is always a worthwhile job.The book referred to by the professor is worthwhile / worth reading.6. observe【课文原句】Jane spent many years observing and recording their daily activities. (P2)【名师点拨】observe vt. 意为“观察；观测；遵守”，可用observe sb do sth，observe + that从句。其名词形式为observation。如：I observed the man who murdered the boy enter the shop.He observed that we should probably have rain.Most information was collected by direct observation of the animals" behaviour.7. argue【课文原句】She has argued for them to be left in the wild and not used for entertainment or advertisements. (P2)【名师点拨】argue作动词时，意为“争论；争吵；争辩”。argue for意为“为……辩护”；argue with sb about / over sth指“就某事和某人争论”；argue against意为“据理反对；争辩……”。如：It is no use arguing for the plan because it has been rejected.We are always arguing with each other about money. Father argued fiercely against any increase in expenditure for the children"s annual party.【知识拓展】argue的名词形式为argument，意为“争论；争端；论证”，常构成短语settle an argument指“解决争端”。9. care for【课文原句】It was a small book explaining how to cut the death rate from having and caring for babies by following some rules for keeping babies clean and healthy. (P6)【名师点拨】care for可以表示look after的意思，意为“照顾；照料”，且较正式；也可表示“喜欢”的意思。如：His son cared for him when he was ill.In fact, I don"t really care for basketball.另外，在上面的句子中，explain意为“解释，说明”，后可接名词、代词、从句或wh + to do作宾语，可用explain sth to sb或explain to sb sth。如：Will you explain to us how we can finish the work as soon as possible?【知识拓展】care about意为“介意；在乎”，表示是否认为某事是重要的，某事是否引起了某人的兴趣或使其忧虑。最常用于疑问句或否定句中。about用在宾语前面，但是在连词前面一般省掉。 I don"t care about your opinion. I don"t care whether it rains — I"m happy.10. intend【课文原句】I looked carefully at the text and realised that it was intended for women who lived in the countryside. (P6)【名师点拨】intend v. 意为“打算；计划；想要”。intend to do sth意为“想干某事”；intend后也可以接动词-ing形式或that从句。intend for表示“原打算给某人；准备让……干……”。如：I intended to come to your house last night but it rained. I intend coming / to come back soon. He hadn"t really intended that they should be there. This gift is intended for you.热点语法主谓一致用法难点小结：一、集合名词作主语时的主谓一致。1. 集合名词有family, team, group, party, class, public, club, crew, crowd, enemy, audience, company, committee, government, population等，当被看作一个整体时，表示单数意义，谓语动词用单数形式；如果这些集合名词指其中的每个成员，表示复数意义，谓语动词则用复数形式。即谓语动词的单复数要与主语的含义相一致。如：My class is a big one, including thirty boys and thirty girls.My class are working hard for the coming exam.2. 有些集合名词作主语时，谓语只能用复数形式，如：people, the police, the military, mankind, cattle等。如：The police are searching for the lost child. 二、不定代词作主语时的主谓一致。不定代词anyone, anybody, anything, everyone, everybody, everything, someone, somebody, no one, nobody, nothing, each, the other等作主语时，谓语动词用单数。如： Everything goes well with me. Each of the students in our class has an English-Chinese dictionary.三、“名词＋名词”作主语时的主谓一致。 当表示同一人物或观点时，谓语动词用单数。如：A novelist and playwright is coming to our school. 这里表示“一位小说家兼剧作家”，是同一个人，所以谓语动词用单数。 如果是A novelist and a playwright作主语，这时表示“一位小说家和一位剧作家”，是两个人，所以谓语动词用复数，该句应改为：A novelist and a playwright are coming to our school.四、The ＋ adj.作主语时的主谓一致。 当The ＋ adj.表示抽象的含义时，谓语动词用单数。如：The beautiful is the true.当The ＋ adj.表示该类全体的含义时，谓语动词用复数。如：The rich should help the poor.必修4 Unit 2 Working the land 知识点讲解Unit2 Working the landPhrases and Idioms1. be satisfied (with): pleased because you have got what you want 1) Jane isn"t quite satisfied with the way the barber cut her hair.2) If you are not completely satisfied, you can get your money back.3) I am not really satisfied with the job you did.2. refer to : a) mention or speak about someone or something b) to look at a hook map, piece of paper, etc, for information1) We agreed never to refer to the matter again.2) Although she didn"t mention any names, everyone knew who she was referring to.3) He gave the speech without referring to his notes even once.3. would rather: used to say what someone prefers 1) It seems you would rather play than work.2)She would rather die than lose the children.3) I would rather starve than be dependent on anyone again.4. thanks to sb/ sth : because of sb./ sth. 1) I was late thanks to the heavy traffic.2) It was thanks to his advice that I succeeded.3) We"ve collected $50,000 for the poor, thanks to the generosity of the public.5. rid of sb/sth: become free of 1) Will science- finally rid us of this disease?2) Do you think it possible to rid the world of nuclear weapons?3) By working hard day and night, she is trying to rid herself of loneliness and sadness.6. lead a ...life: live in the way what you life is like 1) Before liberation, my grandpa led a dog"s life.2) If the operation succeeds, the patient will be able to lead a normal life.3) Mrs. Black is retired and leads a quiet and peaceful life in a mountain village.7. care about: love; be interested in; be concerned with 1) Just listening to somebody shows you care about them.2) Your parents are only doing this because they care about you.3) The only thing this rich- and greedy man seems to care about is money.8. insist on sth/doing sth: to demand that something must be done or that you must have a particular thing 1) The school insists on good behaviour from its students.2) John insisted on doing all the work himself, though he was in poor health.3) The old man insisted on helping me find a taxi even though I told him I didn"t need any help.必修4 Unit3 A taste of humor 知识点讲解Unit3重点汇集1. content【课文原句】Perhaps it makes us feel more content with our life because we feel there is someone else worse off than ourselves. (P17)【名师点拨】content adj.意为“满足的；满意的”，be content to do意为“乐意去做某事”；be content with sb / sth意为“对某人或某事感到满意”，相当于be pleased with或be satisfied with。如：I"m content to help you to set up a website on the Internet.Those who are not content with the progress they have made will have greater success.注：worse off是badly off的比较级，意思是“境况比……更差”；better off意为“境况比……好”。如：To my surprise, I found his living conditions were much worse off than mine.With the development of economy, more and more people are better off.【知识拓展】content还可作动词，意为“使满足”；作名词时，表示“满足；心满意足”，也可表示“（书、报纸等的）内容；目录；含量”。如：My explanation seemed to content him.Now she began to live in peace and content.We"ve discussed the unusual form of the book — now, what about the content?

介词后面加宾语宾语就是名词罢了。只不过有点形式不同。prep.(介词)+n.（一般的名词如CAR,DOG就顺便加）prep.+人称（代词改成宾语的格式，简称为传说中的宾格）即him his her us them it等。prep.+动名词(顾名思义，此时动词已不再是原来那个动词了，而是以名词的形式出现) 就是常说的V-ing形式。（要注意，此时，要在脑海中，有名词的概念。因为很多人容易把它与分词的形式搞混。此处不讲解）do->doing hike->hiking如果是表被动的话 就是把be done 改成动名词的形式（就是名词罢了，说动名词只不过是看起来有点文化。。。）being done（讲到最关键的了）prep.+什么做什么其实原理一样。什么做什么改成名词形式就像“ 什么的什么 ”一样。（也许你有点乱）例子：i do(我做，改成名词用中文解释就是我的做ING)所以 I do->my doing.其实不仅仅是介词后面什么加。所有的动名词都是这么改的。

目录：?第一篇：Youth 青春 ?第二篇： Three Days to See(Excerpts)假如给我三天光明（节选） ?第三篇：Companionship of Books 以书为伴（节选） ?第四篇：If I Rest, I Rust 如果我休息，我就会生锈 ?第五篇：Ambition 抱负 ?第六篇：What I have Lived for 我为何而生 ?第七篇：When Love Beckons You 爱的召唤 ?第八篇：The Road to Success 成功之道 ?第九篇：On Meeting the Celebrated 论见名人 ?第十篇：The 50-Percent Theory of Life 生活理论半对半 ?第十一篇：What is Your Recovery Rate? 你的恢复速率是多少？ ?第十二篇：Clear Your Mental Space 清理心灵的空间 ?第十三篇：Be Happy 快乐 ?第十四篇：The Goodness of life 生命的美好 ?第十五篇：Facing the Enemies Within 直面内在的敌人 ?第十六篇：Abundance is a Life Style 富足的生活方式 ?第十七篇：Human Life a Poem 人生如诗 ?第十八篇：Solitude 独处 ?第十九篇：Giving Life Meaning 给生命以意义 ?第二十篇：Relish the Moment 品位现在 ?第二十一篇：The Love of Beauty 爱美 ?第二十二篇：The Happy Door 快乐之门 ?第二十三篇：Born to Win 生而为赢 ?第二十四篇：Work and Pleasure 工作和娱乐 ?第二十五篇：Mirror, Mirror--What do I see镜子,镜子,告诉我 ?第二十六篇：On Motes and Beams 微尘与栋梁 ?第二十七篇：An October Sunrise 十月的日出 ?第二十八篇：To Be or Not to Be 生存还是毁灭 ?第二十九篇：Gettysburg Address 葛底斯堡演说 ?第三十篇：First Inaugural Address(Excerpts) 就职演讲（节选）第三篇：Companionship of Books 以书为伴（节选） Companionship of BooksA man may usually be known by the books he reads as well as by the company he keeps; for there is a companionship of books as well as of men; and one should always live in the best company, whether it be of books or of men.A good book may be among the best of friends. It is the same today that it always was, and it will never change. It is the most patient and cheerful of companions. It does not turn its back upon us in times of adversity or distress. It always receives us with the same kindness; amusing and instructing us in youth, and comforting and consoling us in age.Men often discover their affinity to each other by the mutual love they have for a book just as two persons sometimes discover a friend by the admiration which both entertain for a third. There is an old proverb, ‘Love me, love my dog.” But there is more wisdom in this:” Love me, love my book.” The book is a truer and higher bond of union. Men can think, feel, and sympathize with each other through their favorite author. They live in him together, and he in them.A good book is often the best urn of a life enshrining the best that life could think out; for the world of a man"s life is, for the most part, but the world of his thoughts. Thus the best books are treasuries of good words, the golden thoughts, which, remembered and cherished, become our constant companions and comforters. Books possess an essence of immortality. They are by far the most lasting products of human effort. Temples and statues decay, but books survive. Time is of no account with great thoughts, which are as fresh today as when they first passed through their author"s minds, ages ago. What was then said and thought still speaks to us as vividly as ever from the printed page. The only effect of time have been to sift out the bad products; for nothing in literature can long survive e but what is really good.Books introduce us into the best society; they bring us into the presence of the greatest minds that have ever lived. We hear what they said and did; we see the as if they were really alive; we sympathize with them, enjoy with them, grieve with them; their experience becomes ours, and we feel as if we were in a measure actors with them in the scenes which they describe.The great and good do not die, even in this world. Embalmed in books, their spirits walk abroad. The book is a living voice. It is an intellect to which on still listens.?第四篇：If I Rest,I Rust 如果我休息，我就会生锈 If I Rest, I RustThe significant inscription found on an old key---“If I rest, I rust”---would be an excellent motto for those who are afflicted with the slightest bit of idleness. Even the most industrious person might adopt it with advantage to serve as a reminder that, if one allows his faculties to rest, like the iron in the unused key, they will soon show signs of rust and, ultimately, cannot do the work required of them.Those who would attain the heights reached and kept by great men must keep their faculties polished by constant use, so that they may unlock the doors of knowledge, the gate that guard the entrances to the professions, to science, art, literature, agriculture---every department of human endeavor.Industry keeps bright the key that opens the treasury of achievement. If Hugh Miller, after toiling all day in a quarry, had devoted his evenings to rest and recreation, he would never have become a famous geologist. The celebrated mathematician, Edmund Stone, would never have published a mathematical dictionary, never have found the key to science of mathematics, if he had given his spare moments to idleness, had the little Scotch lad, Ferguson, allowed the busy brain to go to sleep while he tended sheep on the hillside instead of calculating the position of the stars by a string of beads, he would never have become a famous astronomer.Labor vanquishes all---not inconstant, spasmodic, or ill-directed labor; but faithful, unremitting, daily effort toward a well-directed purpose. Just as truly as eternal vigilance is the price of liberty, so is eternal industry the price of noble and enduring success. ?第五篇：Ambition 抱负 AmbitionIt is not difficult to imagine a world short of ambition. It would probably be a kinder world: with out demands, without abrasions, without disappointments. People would have time for reflection. Such work as they did would not be for themselves but for the collectivity. Competition would never enter in. conflict would be eliminated, tension become a thing of the past. The stress of creation would be at an end. Art would no longer be troubling, but purely celebratory in its functions. Longevity would be increased, for fewer people would die of heart attack or stroke caused by tumultuous endeavor. Anxiety would be extinct. Time would stretch on and on, with ambition long departed from the human heart.Ah, how unrelieved boring life would be!There is a strong view that holds that success is a myth, and ambition therefore a sham. Does this mean that success does not really exist? That achievement is at bottom empty? That the efforts of men and women are of no significance alongside the force of movements and events now not all success, obviously, is worth esteeming, nor all ambition worth cultivating. Which are and which are not is something one soon enough learns on one"s own. But even the most cynical secretly admit that success exists; that achievement counts for a great deal; and that the true myth is that the actions of men and women are useless. To believe otherwise is to take on a point of view that is likely to be deranging. It is, in its implications, to remove all motives for competence, interest in attainment, and regard for posterity.We do not choose to be born. We do not choose our parents. We do not choose our historical epoch, the country of our birth, or the immediate circumstances of our upbringing. We do not, most of us, choose to die; nor do we choose the time or conditions of our death. But within all this realm of choicelessness, we do choose how we shall live: courageously or in cowardice, honorably or dishonorably, with purpose or in drift. We decide what is important and what is trivial in life. We decide that what makes us significant is either what we do or what we refuse to do. But no matter how indifferent the universe may be to our choices and decisions, these choices and decisions are ours to make. We decide. We choose. And as we decide and choose, so are our lives formed. In the end, forming our own destiny is what ambition is about.这些都是经过时间考验的真正经典的篇章

首先，准确率很高~~可以保证~其次，我读了读别人的，翻得不错的，是一楼，只有小错误。但是，其他人翻的~~~~~~~不说了1.我拿不准这本书是谁的。（belong to）I am not sure whom this book belongs to.2.布朗先生来到中国寻找更美好的未来 （in search of)Mr. Brown came to China in search of a better future.3.约翰提到几个法官的名字，他对他们评价不高 （think highly of)Jogn mentioned the names of several judges, whom he did not think highly of.4.毫无疑问，搜寻那些丢失的文物的工作还会继续下去 （ no doubt；search for)No doubt, search for the lost cultural relics will continue.5.她给了我食物和衣服，没求任何回报（in return)She gave me food and clothes without asking anything in return.6.我姑姑过去是一个图书管理员，但她现在是一个英语老师（used to)My aunt used to be a librarian, but now she is an English teacher.7.那天当我到车站时，火车刚好开走（hardiy...when) I hardly arrived at the station that day when the train had just left.用定语从句翻译：8.任何人犯了法都要受惩罚 Anyone who breaks the law will be punished.9.有65%的学生没参加体育锻炼 There are sixty-five percent of the students who didn"t particiapate in the sports.10.我喜欢你买的任何东西 I like anything that you bought for me.11.长城是我在中国参观的第一个地方The Great Wall is the first place that I visited when I was in China.12.所有该做的都已经做了. All that should be done has been done.13.几乎没有人相信那位经验丰富的探险家会在森林里迷失方向（be lost in) Almost no one believed the explorer who had rich experience could be lost in forest.14.节约用电应该被纳入我们日常生活中，可是很少有人注意这一点（in one"s daily life) Power conservation should be one of the themes in our daily life which, however, has been neglected.15.当他醒来发现自己在一所医院里（find oneself） When he woke up he found himself in a hospital.16。夜深了，街上空无一人（in sight) There was no one in sight on the street in the late night.17.她多么期盼可以有出国学习的机会啊（wish for) How she wishes for an opportunity to study abroad !18.我可以感觉到一阵微风从窗户边吹到我脸上（feel+宾语+V-ing） I could feel a gust of wind blowing across my face from the window.19.我发现很难像一个三岁的女孩讲明白我的意思（got across) I found it was rather difficult to get across to a 3-year-old girlwhat I meant.20.请留意一个穿蓝色外套的大娘，他的儿子正在找她（watch out for) Please watch out for an old lady in blue who his son is looking for.21.问题在于他已经放弃他的工作（表语从句） The problem is that he has given up his job.22.我听到了我们班代表赢得了竞赛第一的消息（同位语从句） I heard the news that our class representative had won the first prize in the contest.23.我要去车站送我哥哥（see sb off) I"m going to the station to see my elder brother off.24.你知道英国英语和美国英语的差异是怎样产生的吗？（come about) Do you know how the difference came about between the British English and the American English?25.不要熬夜太晚（stay up） Don"t stay up too late. 26.你最好戴太阳镜可以放日晒（protect sb from) You"d better wear your sunglasses to protect yourself from being burnt by the sun.27.你的作文很好，只是有几处拼写错误（except for) Your composition was good except for some spelling mistakes.28.在这个问题上，大家意见不同 There are some different opinions on this issue.29.60%的接受调查的学生反对收门票 Sixty percent of the students surveyed were against an entry ticket.30.另一方面，40%的学生认为应该收门票（on the other hand) On the other hand, forty percent of them favored for an entry ticket.31.简言之，学生对此为达成一致（reach an agreement) Briefly, the students have reached an agreement about this.32.被故事深深打动了，他忍不住哭了 Touched by the story, he cannot help weeping.33.但被相互介绍时，中国人通常握手 However, when introduced to each other, Chinese usually shake hands.34.如果在给我一些时间，我会做得更好 If more time is given, I will do it better.35.听到了铃声，学生们走进了教室 The student went into the classroom on hearing the bell ringing.

介词的用法 早、午、晚要用in，at黎明、午夜、点与分。 年、月、年月、季节、周，阳光、灯、影、衣、冒in。 将来时态in...以后，小处at大处in。 有形with无形by，语言、单位、材料in。 特征、方面与方式，心情成语惯用in。 介词at和to表方向，攻击、位置、恶、善分。 日子、日期、年月日，星期加上早、午、晚， 收音、农场、值日on，关于、基础、靠、著论。 着、罢、出售、偷、公、假，故意、支付、相反，准。 特定时日和“一……就”，on后常接动名词。 年、月、日加早、午、晚，of之前on代in。 步行、驴、马、玩笑on，cab，carriage则用in。 at山脚、门口、在当前，速、温、日落、价、核心。 工具、和、同随with，具有、独立、就、原因。 就……来说宾译主，对、有、方状、表细分。 海、陆、空、车、偶、被by，单数、人类know to man。 this、that、tomorrow，yesterday，next、last、one。 接年、月、季、星期、周，介词省略已习惯。 over、under正上下，above、below则不然， 若与数量词连用，混合使用亦无关。‘ beyond超出、无、不能，against靠着，对与反。 besides，except分内外，among之内along沿。 同类比较except，加for异类记心间。 原状because of,、 owing to、 due to表语形容词 under后接修、建中，of、from物、化分。 before、after表一点, ago、later表一段。 before能接完成时，ago过去极有限。 since以来during间，since时态多变换。 与之相比beside，除了last but one。 复不定for、找、价、原，对、给、段、去、为、作、赞。 快到、对、向towards，工、学、军、城、北、上、南。 but for否定用虚拟，复合介词待后言。 ing型由于鉴，除了除外与包合。 之后、关于、在......方面，有关介词须记全。 in内to外表位置，山、水、国界to在前。 如大体掌握如上介调用法口诀，就不易出错。当然，至于介词的详尽用法，同形词又是连词及副词等内容此章不讲。下面对该口诀分别举例帮助你理解消化。 早、午、晚要用in 例：in the morning 在早上 in the afternoon 在下午 in the evening 在晚上 in the day 在白天 at黎明、午、夜、点与分 例: at dawn, at daybreak 在黎明时候 at noon 在中午 at night 在夜间 at midnight 在午夜 以上短语都不用冠词 at six o"clock 在6点钟 at 7：30 (seven thirty) 在7点半 at half past eleven 在11点半 at nine fifteen 在9点15分 at ten thirty a.m. 在上午10点30分 也可以写成 seven to five 5点差7分(半小时以上) five minutes after two 2点过5分 at a quarter to two 1点45分 at the weekend 在周末 年、月、年月、季节、周 即在“来年”，在“某月”，在“某年某月” (但在某年某月某 日则用on)，在四季，在第几周等都要用in。 例；in 1986 在1986年 in 1927 在1927年 in April 在四月 in March 在三月 in December 1986 1986年12月 in July l983 1983年7月 in spring 在春季 in summer 在夏季 in autumn 在秋季 in winter 在冬季 in the fist week of this semester 这学期的第一周 in the third week 在第三周 阳光、灯、影、衣、冒 in， 即在阳光下，在灯下，在树阴下，穿衣、着装、冒雨等都要用in。 例：Don"t read in dim light. 切勿在暗淡的灯光下看书。 They are reviewing their lessons in the bright light. 他们在明亮的灯光下复习功课。 They are sitting in the shade of a tree. 他们坐在树阴下乘凉。 a prisoner in irons 带着镣铐的囚犯 He went in the rain to meet me at the station. 他冒雨到车站去接我。 The poor dressed (clothed) in rags in old society. 旧社会穷人们衣衫褴褛． 以及：in the bright sunlight 在明亮的阳光下 a merchant in disguise 乔装的商人 the woman in white (black, red, yellow) 穿着白(黑、红、黄)色衣服的妇女 in uniform 穿着制服 in mourning 穿着丧服 in brown shoes 穿着棕色鞋 in his shirt sleeves 穿着衬衫 将来时态in...以后 例: They will come back in 10 days. 他们将10天以后回来。 I"ll come round in a day or two. 我一两天就回来。 We"ll be back in no time. 我们一会儿就回来。 Come and see me in two days" time. 两天后来看我。(从现在开始) after... (从过去开始) 小处at大处in 例：Li and I arrived at Heishan county safe and sound, all is well. Don"t worry. 李和我平安地到达黑山县，一切很好，勿念。 I live in a great city (big city), my sister lives at a small town while my parents live at a village. 我住在大城市，我姐姐住在一个小城镇，而我的父母则住在农村。 I"m in Liaoning, at Anshan. 我住在辽宁省鞍山市． 有形with无形by，语言 、单位、材料in 例：The workers are paving a road with stone. 工人们正用石子铺路。(有形) The teacher is correcting the paper with a new pen. 这位教师正用一支新笔批改论文。(有形) "Taking Tiger Mountain by Strategy" is a good opera. < <智取威虎山 > >是—出好戏。(无形) The product is separated by distilation into gasoline and gas oil. 这种产品是用蒸馏分离出气油和粗柴油。 (表示方式、手段、方法——无形) I really can"t express my idea in English freely in-deed． 我确实不能用英语流利地表达我的思想。 (表示某种语言用in) I wrote a novel in Russian. 我用俄语写了一本小说。(同上) The kilometer is the biggest unit of length in the metric system． 公里是米制中最长的长度单位。 (表示度、量、衡单位的用in ) The length is measured in meter, kilometre, and centimetre. 长度是以米、公里、厘米为单位来计算的。(同上) This board was cast in bronze not in gold. 这个牌匾是铜铸的，不是金铸的。 特征、方面与方式、心情、成语惯用in 特征或状态： 例: The Democratic Party was then in power. 那时民主党执政。 They found the patient in a coma. 他们发现病人处于昏迷状态。 He has not been in good health for some years. 他几年来身体一直不好。 Many who came in despair went away in hope. 许多人带着绝望情绪而来，却满怀希望而去。 The house was in ruins. 这房屋成了废墟。 The poor girl was in tears. 这个贫苦女孩泪流满面。 Her clothes were in rags. 她的衣跟穿破了。 His shoes were in holes. 他的鞋穿出窟窿了。 I only said it in fun. 我说这话只是开玩笑的。 She spoke in grief rather than in anger. 与其说她讲得很气愤，不如说她讲得很伤心。 还有一些短语也用in，如： in jest 诙谐地，in joke 开玩笑地，in spite 恶意地， in fairness 公正地，in revenge 报复, in mercy 宽大，in sorrow 伤心地等。 His mind was in great confusion. 他脑子里很乱。 Today everybody is in high spirits and no one is in low ebb. 今天大家都兴高采烈，没有一个情绪低落的。 She and her classmates are in flower ages. 她和她的同学都正值妙龄。 The compaign was in full swing. 运动正值高潮中。 方面： 例：we accepted the item in principle. 我们在原则上接受了这个条款。 They are never backward in giving their views. 他们从来不怕发表自己的意见。 The backward area has achieved self-sufficient in grain. 这个落后的地区在粮食方面已能自给。 A good teacher must be an example in study. 一个好的教师必须是学习的模范。 方式： 例：All the speeches were taken down in shorthand. 所有报告都用速记记录下来了。 The Party has always educated us in the spirit of patriotism and internationalism. 党一贯以爱国主义和国际主义精神教育我们。 如下成语惯用in 例如： in all 总计 in advance 事前 in the meantime 与此同时 in place 适当地 in hopes of(或in the hope of) 怀着.......希望 in connection with 和……有关 in contact with 和……联系 in addition to 除......以外 in case of 倘若，万一 in conflict with 和......冲突 in force 有效的，大批 in depth 彻底地 in regard to 关于 in the neighborhood of 大约、邻近 in retrospect 回顾，一想起 in behalf of 代表......利益 in the least 一点，丝毫 in alarm 惊慌、担心 in the opinion of 据……见解 in the long run 从长远说来 in one"s opinion 在……看来 in word 口头上 in a word 总之 in vain 无益地, 白白地 in case 如果，万一，以防 in detail 详细地 in haste 急急忙忙地 in conclusion 总之 in spite of 尽管 in other words... 换句话说 in return 作为回报 in the name of 以......名义 be confident in 对......有信心 be interested in 对......感兴趣 in doubt 怀疑 in love 恋爱中 in debt 负债 in fun (jest、joke) 玩笑地 in hesitation 犹豫不决 in wonder 在惊奇中 in public (secret) 公开他(秘密地) in a good humour 心情(情绪)好 “介词at、to表方向，攻击、位置、善、恶、分”。 介词at和to都可以表示方向; 用at表示方向时，侧重于攻击的目标，往往表示恶意；用to表示方向时，突出运动的位置或动作的对象，侧重表示善意。试比较下列各句： 1. A．She came at me. 她向我扑过来。 B．She came to me. 她向我走过来。 2．A．Jake ran at John. 几 杰克向约翰扑过去。 B．Jake ran to John. 杰克朝约翰跑去。 3．A. He rushed at the woman with a sword. 他拿着剑向那妇女扑过去。 B. He rushed to the woman with a sword. 他带着剑向那妇女跑过去。 4．A．He shouted at the old man. 他大声喝斥那老人。 B. He shouted to the old man. 他大声向那老人说 5．A．I heard her muttering at Xiao Li. 我听见她在抱怨小李。 B．I heard her muttering to Xiao Li. 我听见她在同小李低声说话。 6．A. She talked at you just now. 她刚才还说你坏话呢。 B．She talked to you just now. 她刚才还同你谈话呢. 7．A．She threw a bone at the dog. 她用一块骨头砸狗。 B．She threw a bone to the dog. 她把一块骨头扔给狗吃。 8．A．He presented a pistol at me. 他用手枪对着我。 B．He presented a pistol to me. 他赠送我一支手枪。 日子、日期、年月日，星期加上早午晚; 以下皆用on。 例: on Octorber the first 1949 1949年10月1日 on February the thirteenth l893 1893年2月13日 on May the first 5月1日 on the first 1号 on the sixteenth 16号 on the second of January 或 on January the second 1月2日 on a summer evening 在夏天的一个夜晚 on Boxing Day 在节礼日(圣诞节次日) on New Year"s Day 在元旦 on my birthday 在我的生日 但 in the Christmas holidays在圣诞节假期; in the eighteenth century 在十八世纪; in ancient times 在古代; in earlier times 在早期; in modern times 在现代，则用in，the present time 现在，at the present day当今则用at。 on May Day 在“五u2022一”节 on winter day 在冬天 on Decenber 12th 1950 l950年12月12日 on Sunday 在星期天 on Monday 在星期一 on Tuesday morning 星期二早晨 on Saturday afternoon 星期六下午 on Friday evening 星期五晚上 但last night 昨夜；in the evening 在晚上; on time准时，in time及时，等则不同。 年月日，加早午晚，of之前on代in 例： on the morning of 18th 18日早晨 on the evening of 4th 4日晚上 On the eve of their departure they gave a farewell banquet and their head gave a garewell speech. 他们在临行前夕举行了一次告别宴会，他们的团长发表了告别讲话。 收音、农场，值日on 例：Did your supervisor like the story over (or on) the radio last night? 您的导师喜欢昨天从收音机里听到的故事吗? I heard the news over (or on) the radio. 我从收音机里听到了这一条消息。 taIk over the radio 由无线电播音 on TV 从电视里...... hear something on the wireless 在无线电里听到 My brother works on an Army reclamation farm. 我哥哥在一个军垦农场工作。 The students are working on a school farm. 学生们正在校办农场劳动。 This is a farmer"s house on a farm. 这是农场的农舍。 Who is on duty, tody? 今天谁值日? We go on duty at 8 a.m. 我们上午8点钟上班。 关于、基础、靠、著论 例: This afternoon we are going to listen to a report on the international situation. 今天下午我们要听关于国际形势的报告。 Professor Shen will give us a talk on travelling in America. 申教授将给我们做关于美国之行的报告。 You are wrong on all these issues. 在这些问题上你的看法都错了。 The belief is based on practical experience. 这种信念是以实际经验为基础的。 Theory must be based on practice. 理论必须以实践为基础。 The people in the south live on rice. 南方人主食大米。(靠) The citizens live on their salaries. 城市人靠薪金生活。 You can"t afford luxuries, on an income of 100 yuan a month． 靠月薪100元的收入，你是买不起奢侈品的。 Her pet dogs were fed on the choicest food． 她用精饲料喂养她心爱的狗。 He is just a scrounger, who lives on other people. 他正是一个小偷，专靠损害别人过日子。 Keep the kettle on the boil (=boiling). 让水壶的水一直开着。 The enemy are on the run (=running). 敌人在逃跑。 on后接the加上一个作名词的动词．其意义与现在分词所表达的相近。类似例子很多如： on the march在行军中，on the mend 在好转中，on the prowl徘徊，on the move活动中，on the scrounge巧取豪夺(埋语)，on the go活跃，忙碌，on the lookout注意, 警戒，on the watch监视着。on the hop趁不备抓住某人等等。 on the People"s Democratic Dictatorship < <实践论 > >和 < <矛盾论 > > on the People"s Democratic Dictatorship < <论人民民主专政 > > "on Coalition Government" < <论联合政府 > > 着、罢、出售、偷、公、假，故意、支付，相反、准 注：口诀中的“着”是指着火，罢指罢工，偷指偷偷地，公指出差、办公事；假指休假，准指准时。 例：The house next to mine was on fire. 我邻居的房子着火了。 The workers of the railway station were on strike. 铁路工人罢工了。 Grapes and big water melons from Sinkiang are on sale on a large sale. 新疆葡萄和西瓜大量上市了。 do something on the sly (quiet). 秘密地(暗地里，偷偷地)做某事。 I"ve come here on business. 我是有公事来的。 They went to Bern on a mission. 他们到伯尔尼去执行一项使命。 They has been away on a long trip. 他们出去做一次长途旅行。 I"ll go home on leave next month. 下月我将休假回家。 I went on business to Shanghai. I did not take leave. 我是公出去上海的，不是不告面别。 She came to see you on purpose. 她是专程来看你的。 He came here on purpose to discuss it with you. 他到这来是要与你讨论这件事的。 This lunch is on me. "No. let"s go Dutch." “这顿午饭我付钱。” “不，还是各付各的。” On the contrary, it was very easy to understand. 相反，这事儿很容易理解。 P1ease come on time. (on schedule). 请准时来。 注：in time是“及时”的意思。 The train arrived on schedule. 火车准时到达。 特定时间和“一……就”，左右on后动名词 例：Gases expand on heating and contract on cooling. 气体加热时膨胀，冷却时收缩。(特定时间) On entering the room, he found his friends dancing in high spirits. 一进屋，他就发现他的朋友们在愉快地跳舞。 On reaching the city he called up Lao Yang. 一到城里他就给老杨打了一个电话。 I"ll write to him on hearing from you. 我接到你的来信就给他写信。(一……就) 以及on the left, right向左向右，on the stair在台阶上等。步行、驴、马、玩笑on，cab，carriage用in 例：On foot步行; on horse骑马; on donkey 骑驴。 He rode on, blood flowing from his side. 他骑着马，鲜血从腰部流下来。 The soldier of the Eighth Route Army rode 100 li on a horse a day in order to catch up with his unit. 为赶上部队，那位八路军战士骑马日行百里。 Go on horse back! 骑马去！ You are having me on! 你和我开玩笑呢! in cab和in carriage 不能用on或by cab或carrige。 at山脚、门口在当前，速、温、日落价核心 即在山脚下、在门口、在目前，速度、以……速率、温度、在日落时、在……核心要用at。 例：At the foot of the mountain, there are thirty of our comrades. 在山脚下，有我们30个同志。 There is a beautiful lake at the foot of the hill. 山脚下有一个美丽的湖。 At the gate of the house there are many children playing glassball. 门口有一大群孩子在玩玻璃球。 Who"s standing there at the door? 谁站在门口? I don"t need the dictionary at present. 我现在还不需要这本词典。 He is at present in Washington. 他目前正在华盛顿。 The train runs at fifty kilometres an hour. 火车每小时行驶50公里。 we built the plant at top speed and minimun cost. 我们以最低的投资，最高的速度修建了该工厂。 at home 在国内，在家里 at ten degrees centigrade 在摄氏10度 at minus ten degrees centigrade 摄氏零下10度 Water freezes at 0°centigrade. 水在镊氏零度结冰。 Water usually boils at 100°. 水通常在摄氏loo度沸赐。 at zero 在零度 at the rate of 45 miles an hour at full speed 全速 at a good price 高价 at a low cost 低成本 at a great cost 花了很大代价 at that time 在当时 Evaporation takes place at all tempertures. 蒸发在任何温度下都能发生。 at 1000RPM (revolution per minute) 每分钟1000转 at a high speed 高速 The soldiers launched an attack upon the enemy at sunset. 战士们在日落时对敌人发起了攻击。 at daybreak 日出时 The force at the core leading our cause forward is the Chinese Communist Party. 领导我们事业的核心力量是中国共产党。 The atom has a nucleus at its core. 在原子的中心有一个原于核。 At the beginning of this term the teacher in charge of our class was very strict with us. 这学期开始，我们的班主任老师对我们要求非

管理类研究生考英语二。1）外国语，通常为英语（二）。满分100分，含语言知识运用（即完型填空）20道题10分、阅读理解（Part A）20道题40分、阅读理解（Part B）5道题10分、翻译（英译汉）15分、小作文10分、大作文15分。不考听力。（2）管理类联考综合能力，是三科合一的试卷，含有①数学（问题求解15题、条件充分性判断10题，每题3分）75分+②逻辑推理（30题，每题2分）60分+③写作（论证有效性分析1题30分+论说文1题35分）65分。其中，条件充分性判断与逻辑推理略微存在交叉关系；论证有效性分析与逻辑推理在理论上有交叉关系，这些交叉关系使全卷各科之间呈现一定程度的有机联系。扩展资料管理类研究生入学考试时间：每年1月（毕业证加学位证，双证）或上一年的10月（学位证，单证）。具体时间以权威部门通知为准。复试中的面试，部分学校为提前面试，考生在备考过程中，需及时关注准备报考院校网站上的有关信息。就受过管理类专业硕士教育的毕业生来说，由于深刻理解企业的运营并具有相对丰富的工作经验，因而在企业管理中能做到胸有成竹，游刃有余。这一群体喜欢挑战，喜欢琢磨研究企业运营中出现的问题，富有激情，拥有良好的智力交流平台，因而能够借助同学资源群体进行头脑风暴处理棘手问题，往往可以较好地解决有关问题，取得良好的管理效果。总的来说，就业环境仍处于在走向成熟的过程之中，由于管理类专业硕士教育产生的时间还比较短，社会效益显现将会滞后一步等因素的影响，社会认同度将进一步提高。参考资料来源：百度百科-管理类专业硕士

非编的英语是”filling knitting”，还可以翻译为repins，在《现代英语词典》中，共找到50个与非编相关的译文和例句。1. crocheting(钩编 钩编技术 钩编工艺,钩编 的现在分词)1. Guess what? Some of these stories i sculpt a little, here and there.3. Other ornamental trimmings in the piece, tassels, pompons and similar articles without embroidery, other than knitted or crocheted.译文:其他非绣制成匹装饰带，流苏带（含绒球及类似品，针织或钩编的除外）。译文:其他非绣制成匹装饰带，流苏带(含绒球及类似品，针织或钩编的除外)。4. Say what you want, make something up, delay it!5. You didn"t do shit. i found out about you.6. How to do a fishtail braid?7. – You cannot make this stuff up.8. i had to make something up.9. You can"t write that shit, man. Come on!10. it sounds like it was made up.11. Study of Algorithm for Contrast Expansion in HD NLE Software自考/成考有疑问、不知道自考/成考考点内容、不清楚当地自考/成考政策，点击底部咨询官网老师，免费领取复习资料：https://www.87dh.com/xl/

2022年考研英语的A区英语国家线是51分，B区是48分。不同门类专业，2022考研英语国家线是不同的，国家线按学硕专硕、A区B区、学科门类、单科满分几个维度划分。那么我们就要根据自己报考的是学硕还是专硕、报考学校在A区还是B区、报考专业属于哪个门类来看国家线，而考研英语总分是100分，所以是按照“单科（满分=100分）”要求来。2022年考研英语各专业国家线如下：经济学：A区英语国家线是52分，B区是49分。法学：A区英语国家线是46分，B区是43分。教育学(不含体育学)：A区英语国家线是51分，B区是48分。文学：A区英语国家线是56分，B区是53分。历史学：A区英语国家线是46分，B区是43分。理学：A区英语国家线是39分，B区是36分。工学(不含工学照顾专业)：A区英语国家线是38分，B区是35分。农学：A区英语国家线是33分，B区是30分。

100分“考研英语是硕士研究生入学考试公共科目,包括英语一和英语二,都是100分满分。英语(一)为学术型硕士考试科目,英语(二)为大多数专业型硕士考试科目。”硕士研究生教育按照培养目标的不同，分为学术型研究生和专业学位研究生。学术型研究生的培养目标是高层次学术研究型专门人才，专业学位研究生的培养目标是具有扎实理论基础，并适应特定行业或职业实际工作需要的应用型高层次专门人才。具有较强的解决实际问题的能力，能够承担专业技术或管理工作，具有良好的职业素养的高层次应用型专门人才。从2010年开始，全国硕士研究生入学考试的英语试卷分为了英语（一）和英语（二）。英语（一）即原研究生入学统考“英语”，所有学术型硕士研究生（英语专业选考其他语种）（十三大门类，110个一级学科）和部分专业型硕士（法律硕士、临床医学硕士、口腔医学硕士、建筑学硕士、护理硕士、汉语国际教育硕士、公共卫生硕士等）必考英语（一）。英语（二）主要是为高等院校和科研院所招收不考英语（一）的专业学位硕士研究生而设置的具有选拔性质的统考科目。

2023年考研英语国家线还没出来。2022考研英语国家线是不同的，国家线按学硕专硕、A区B区、学科门类、单科满分几个维度划分，那么我们就要根据自己报考的是学硕还是专硕、报考学校在A区还是B区、报考专业属于哪个门类来看国家线，而考研英语总分是100分，所以是按照“单科（满分＝100分）”。举个例子：某考生2022年报考的是学硕、清华大学（A区）、电气工程（工学门类），那么对于该考生来说，2022年考研英语国家线就是38分。学术学位：经济学：A区英语国家线是52分，B区是49分。法学：A区英语国家线是46分，B区是43分。教育学（不含体育学）：A区英语国家线是51分，B区是48分。文学：A区英语国家线是56分，B区是53分。历史学：A区英语国家线是46分，B区是43分。理学：A区英语国家线是39分，B区是36分。工学（不含工学照顾专业）：A区英语国家线是38分，B区是35分。农学：A区英语国家线是33分，B区是30分。医学（不含中医类照顾专业）：A区英语国家线是43分，B区是40分。军事学：A区英语国家线是37分，B区是34分。管理学：A区英语国家线是51分，B区是48分。艺术学：A区英语国家线是40分，B区是37分。体育学：A区英语国家线是37分，B区是34分。工学照顾专业：A区英语国家线是35分，B区是32分。中医类照顾专业：A区英语国家线是41分，B区是38分。公布时间考研国家复试分数线是每年12月份考试之后出的国家线，34所自主划线高校会自己划定分数线，考生只有达到了国家线才有可能参加复试和调剂。2月中下旬2014年全国硕士研究生考试成绩公布后，34所自划线研究生招生单位也将在2月底陆续公布复试分数线，考生应核实自己是否通过考研复试分数线，准备复试或调剂。3月中下旬，教育部考试中心将公布全国统一分数线。国家按照12大学科门类，对A、B两类地区以及单独考试和特殊专业考试进行复试分数线划分。3月底，全国各研招单位复试工作陆续进行。复试时间、地点、科目、方式由招生单位自定，一般在5月上旬结束。

这个分数是不一定的首先，不同的专业对考研英语的划线会有所不同。一般来说，理科和工科的考研英语的划线要比文科的划线要低点然后，考研英语的划线每年都不太相同的，具体要看当年的试卷难易程度和报考人数等等。总的来说，考研英语可以达60分的应该就是可以过国家线的了，但当然分数越高越好了。考研国家线有A区、B区两档划分，这两类地区的分数线通常会相差2～10分左右。A类考生：报考地处一区招生单位的考生。一区系北京、天津、河北、山西、辽宁、吉林、黑龙江、上海、江苏、浙江、安徽、福建、江西、山东、河南、湖北、湖南、广东、重庆、四川、陕西等21省(市)。B类考生：报考地处二区招生单位的考生。二区系内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆等10省(区)。以下为2008-2018年历年考研英语国家线汇总：考研国家线每年都会在3月中旬更新，历年国家线和34所自划线院校复试线。考生要想知道自己所报考专业的国家线首先要清楚自己所考专业属于哪个学科门类，报考的院校属于一区还是二区（一区对应A类，二区对应B类），比如：报考上海财经大学的金融学专业，金融学属于经济学门类，上海财经大学属于A类地区的院校，对照2019国家线，横轴看经济学，纵轴看A类地区的总分是345分，单科线是指，政治和英语满分100的考生考到49分过线，数学和专业课满分150分的考生考到74分过线。注意考研是指单科线和总分都得过线即双过线，不能简单的理解为单科线总和等于总分线。

考研英语的分数线根据地区和考试当年的情况，每一年的分数线都有区别。考研国家线划分为A、B两类，A类分数线最高，其次是B类地区。这两类地区的分数线通常会相差两分到十分。A类地区包括北京、天津、上海、江苏、浙江、福建、山东、河南、湖北、湖南、广东、河北、山西、辽宁、吉林、黑龙江、安徽、江西、重庆、四川、陕西等21省。B类地区包括内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆等10省。以2017年的考研分数线举例：A类地区文学科目英语的考研分数线是五十三分，B类地区文学科目的英语考研的考研分数线是五十分。扩展资料：考全国分数线与学校分数线的区别：国界线即全国硕士研究生考生考生进入复试基本分数要求，是基本分数线，应符合参加复试必须通过这条线。国家线路通常在每年的2月底或3月初公布。学校分数线是各招生单位在国家线的基础上，根据该校有关专业生源富余补缺确定的资格线，一般学校直接采用了国家线。此外，教育部已批准34所高校自主确定自我评分。自评学校一般在每年三月中旬公布。参考资料来源：百度百科—考研国家线一站式出国留学攻略 http://www.offercoming.com

对于未过国家线的考生，不管是一区还是二区，都是不能参与调剂的。所以即使只有一科没过国家线，依旧是不可以调剂的。拓展资料：考研调剂一定要过国家线吗须过了国家线才可以上研究生，招不满的学校能招多少算多少，因为研究生不是一定要招满才可以。但是34所自主划线的学校可以自己定分数线，但这34所都是很好的学校，所以分数线都会定的比国家线高因此可以概括的说，须要过国家线才可以调剂。国家研究生调剂的两个条件必须同时满足：1、调剂生的总分要过国家最低分数线，单科的成绩也要过国家最低分数线，才可以进行调剂。2、调剂生只能在同业或者是相近业里进行调剂，其他的业不能跨业调剂。

考研英语一般需要30-50分，如果是国家线的话，基本都在38分以上。因专业不同英语分数线会略有不同。想要考985或者211院校，至少要在50分以上，最好能超过六十分。考研英语是研究生考试中的一门主要学科，其按照考生类型的不同，分为英语（一）和英语（二）两种难易度不同的试卷。考研英语（一）试题分三部分，共52题，包括英语知识运用、阅读理解和写作。英语知识运用部分考查考生对不同语境中规范的语言要素（包括词汇、表达方式和结构）的掌握程度，和考生对语段特征（如连贯性和一致性等）的辨识能力等。阅读理解部分由A、B、C三节组成，考查考生理解书面英语的能力。写作部分由A、B两节组成，主要考查考生的书面表达能力。考研英语（二）试题分四部分，共48题，包括英语知识运用、阅读理解、英译汉和写作。英语知识运用、阅读理解、写作部分与英语（一）考察内容大致相同，英译汉部分主要考查考生理解所给英语语言材料并将其译成汉语的能力。

2021年艺术专业的考研英语分数线尚未公布，就以2020年英语考研国家线为例：学术学位类A类考生艺术学专业考研英语分数线为38分，B类考生为35分；专业学位类A类考生艺术学专业考研英语分数线为38分，B类考生为35分。考研英语国家线分A区和B区。教育部根据全国不同地区经济发展情况和教育水平等，把全国31个省市自治区百分为两类，分别为A类和B类。前者分数线较后者稍高，一般相差2—10分。扩展资料考研考生的分类：1、A类考生【报考地处一区招生单位的考生】：一区系北京、天津、河北、山西、辽宁、吉林、黑龙江、上海、江苏、浙江、安徽、福建、江西、山东、河南、湖北、湖南、广东、重庆、四川、陕西等21省(市)。2、B类考生【报考地处二区招生单位的考生】：二区系内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆等10省(区)。3、享受少数民族照顾政策的考生：报考地处二区招生单位，且毕业后在国务院公布的民族区域自治地方定向就业的少数民族普通高校应届本科毕业生考生；或者工作单位和户籍在国务院公布的民族区域自治地方，且定向就业单位为原单位的少数民族在职人员考生。

考研英语的分数线根据地区和考试当年的情况，每一年的分数线都有区别。考研国家线划分为A、B两类，A类分数线最高，其次是B类地区。这两类地区的分数线通常会相差两分到十分。A类地区包括北京、天津、上海、江苏、浙江、福建、山东、河南、湖北、湖南、广东、河北、山西、辽宁、吉林、黑龙江、安徽、江西、重庆、四川、陕西等21省。B类地区包括内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆等10省。以2017年的考研分数线举例：A类地区文学科目英语的考研分数线是五十三分，B类地区文学科目的英语考研的考研分数线是五十分。扩展资料：考全国分数线与学校分数线的区别：国界线即全国硕士研究生考生考生进入复试基本分数要求，是基本分数线，应符合参加复试必须通过这条线。国家线路通常在每年的2月底或3月初公布。学校分数线是各招生单位在国家线的基础上，根据该校有关专业生源富余补缺确定的资格线，一般学校直接采用了国家线。此外，教育部已批准34所高校自主确定自我评分。自评学校一般在每年三月中旬公布。参考资料来源：百度百科—考研国家线一站式出国留学攻略 http://www.offercoming.com

最低分数线56分。根据查询有途高考网显示相关信息考研英语a类地区最低分数线56分，B区是53分。经济学：A区英语国家线是52分，B区是49分。法学：A区英语国家线是46分，B区是43分。

考研英语没有固定的分数线，分数线跟个人专业和报考院校很大程度上是有关系的，一些高校是国家线，一些高校是自主划线，甚至有些高校的同一个专业下的方向也是自主划线，每个都不同，要具体的信息可以查询个人所报院校的官网。如果是国家线的基本都在38分以上。但是好一点的学校都会自行划线，也有跟国家线一样的。想考名校，分数高一点有优势。扩展资料：注意事项：考生应当选择那些最能体现中心思想最具代表性的材料，这些材料要共同表达一致的信息。选材时切忌胡子眉毛一把抓，词语堆积，不伦不类。前后及段落之间在逻辑关系上要紧密衔接，不能把没有任何逻辑关系的词放在一起，可以用恰当的关联词把思想连贯的表达出来。考试时要特别注意语法、词语、语气、标点符号等，为了避免太多单词拼写错误、语法错误，不要为了追求词语的华丽而堆积一些自己也没把握的单词，不要刻意追求长句而写一些不知对错的有多个从句组成的长句。考生在考试时最好选择最有把握的词汇、短语和句式。参考资料来源：百度百科-考研英语

考研英语分A区、B区，B区英语国家线比A区稍低。硕士研究生教育按照培养目标的不同，分为学术型研究生和专业学位研究生。学术型研究生的培养目标是高层次学术研究型专门人才，专业学位研究生的培养目标是具有扎实理论基础，并适应特定行业或职业实际工作需要的应用型高层次专门人才。具有较强的解决实际问题的能力，能够承担专业技术或管理工作，具有良好的职业素养的高层次应用型专门人才。从2010年开始，全国硕士研究生入学考试的英语试卷分为了英语（一）和英语（二）。英语（一）即原研究生入学统考“英语”，所有学术型硕士研究生（十三大门类，110个一级学科）和部分专业型硕士（法律硕士、临床医学硕士、口腔医学硕士、建筑学硕士、护理硕士、汉语国际教育硕士、公共卫生硕士等）必考英语（一）。英语（二）主要是为高等院校和科研院所招收不考英语（一）的专业学位硕士研究生而设置的具有选拔性质的统考科目。考试形式：考试形式为笔试。考试时间为180分钟。满分为100分。试卷包括试题册和答题卡。答题卡分为答题卡1和答题卡2。考生应将1~45题的答案按要求填涂在答题卡1上，将46~52题的答案写在答题卡2上。考试性质：英语考试是为高等学校和科研机构招收硕士研究生而设置的具有选拔性质的全国统一入学考试科目，其目的是科学、公正、有效地测试考生对英语语言的运用能力，评价的标准时高等学校非英语专业本科毕业生所能达到的及格或及格以上水平，以保证被录取者具有一定的英语水平，并有利于各高等学校和科研院所在专业上择优选拔。

2022年考研英语的A区英语国家线是51分，B区是48分。不同门类专业，2022考研英语国家线是不同的，国家线按学硕专硕、A区B区、学科门类、单科满分几个维度划分。那么我们就要根据自己报考的是学硕还是专硕、报考学校在A区还是B区、报考专业属于哪个门类来看国家线，而考研英语总分是100分，所以是按照“单科（满分=100分）”要求来。2022年考研英语各专业国家线如下：经济学：A区英语国家线是52分，B区是49分。法学：A区英语国家线是46分，B区是43分。教育学(不含体育学)：A区英语国家线是51分，B区是48分。文学：A区英语国家线是56分，B区是53分。历史学：A区英语国家线是46分，B区是43分。理学：A区英语国家线是39分，B区是36分。工学(不含工学照顾专业)：A区英语国家线是38分，B区是35分。农学：A区英语国家线是33分，B区是30分。

答：英语国家线每年都是变化的，ABC三个地区的英语线不同，不同学科门类也不同，学术型和专业型研究生的英语也有区别。这个国家线分的是专业，不同专业不一样。理工科今年是40好像，经济文法类的是50。去年经济文法类的是55。大概全是这个分数上下浮动。具体的可查下国家线。考研究生的条件就是本科学历。只要有本科毕业证就可以报考全日制硕士研究生。专衔本来获得本科证即可报考，每年10月份报名，1月份全国统考。建议根据自己的备考情况选定报考报考学校，然后去学校官网查看硕士简章（考研条件、报名程序等）、硕士专业目录（初试科目）、参考书目（专业课）、往年复试分数线等考研信息，务必以学校官网发布的考研信息为准。

考研有单科分数线，如下：哲学A类总分314分,B类总分304。数学满分150分,专业课满分150分。考研一般指全国硕士研究生统一招生考试。全国硕士研究生统一招生考试（Unified National Graduate Entrance Examination，简称“考研”或“统考”）是指教育主管部门和招生机构为选拔研究生而组织的相关考试的总称。普通高等教育统招硕士研究生招生按学位类型分为学术型硕士和专业型硕士研究生两种；按学习形式分为全日制研究生、非全日制研究生两种，均采用相同考试科目和同等分数线选拔录取。思想政治理论、外国语、大学数学等公共科目由全国统一命题，专业课主要由各招生单位自行命题（加入全国统考的学校全国统一命题）。选拔要求因层次、地域、学科、专业的不同而有所区别。考研国家线划定分为A、B类，其中一区实行A类线，二区实行B类线。一区包括：北京、天津、河北、山西、辽宁、吉林、黑龙江、上海、江苏、浙江、安徽、福建、江西、山东、河南、湖北、湖南、广东、重庆、四川、陕西。二区包括：内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆。

考研英语国家线是统一的，但不同专业的英语国家线是不一样的。考研国家线划分为A、B两类，A类分数线最高，其次是B类地区。这两类地区的分数线通常会相差2～10分。分区概念：1、国家按照一区、二区确定考生参加复试基本分数要求，一区包括北京、天津、上海、江苏、浙江、福建、山东、河南、湖北、湖南、广东、河北、山西、辽宁、吉林、黑龙江、安徽、江西、重庆、四川、陕西等21省(市)。2、二区包括内蒙古、广西、海南、贵州、云南、西藏、甘肃、青海、宁夏、新疆等10省(区)。考研国家线是教育部依据硕士生培养目标，结合年度招生计划、生源情况及总体初试成绩情况，确定报考统考、MBA及法律硕士专业学位考生进入复试的基本要求标准，其中包括应试科目总分要求和单科分数要求。应届本科毕业生和非应届毕业生实行统一的进入复试基本分数要求。考研复试分数线是指全国硕士研究生入学考试录取的最低分数要求，参加硕士研究生网上调剂的最基本要求。中国的考研复试分数线分为国家统一划定的分数线和34所自主划定分数线的高校自主划定的分数线。对于考研复试分数线，不同的考区和不同的专业与学科都不一样。

考研英语一般需要30-50分，如果是国家线的话，基本都在38分以上。因专业不同英语分数线会略有不同。想要考985或者211院校，至少要在50分以上，最好能超过六十分。考研英语是研究生考试中的一门主要学科，其按照考生类型的不同，分为英语（一）和英语（二）两种难易度不同的试卷。考研英语（一）试题分三部分，共52题，包括英语知识运用、阅读理解和写作。英语知识运用部分考查考生对不同语境中规范的语言要素（包括词汇、表达方式和结构）的掌握程度，和考生对语段特征（如连贯性和一致性等）的辨识能力等。阅读理解部分由A、B、C三节组成，考查考生理解书面英语的能力。写作部分由A、B两节组成，主要考查考生的书面表达能力。考研英语（二）试题分四部分，共48题，包括英语知识运用、阅读理解、英译汉和写作。英语知识运用、阅读理解、写作部分与英语（一）考察内容大致相同，英译汉部分主要考查考生理解所给英语语言材料并将其译成汉语的能力。

50分左右。1、研究生考试英语最低分数线在35分以下，考研英语一般在50分左右过国家线。不同专业考研英语分数线是不同的，如文学类的英语国家线大多是在50-55分之间，而农学、艺术、体育等学科则往往是在35分以下。2、不同专业考研英语分数线是不同的，如文学类的英语国家线大多是在50-55分之间，而农学、艺术、体育等学科则往往是在35分以下。考研每年都会公布国家线，所以分数线是多少还两看报考当年的上线情况。

库存现金网络释义库存现金:cash on hand|cashinhold|Cash in hand视同库存现金:cash equivalent库存现金薄:account of cash in vault

《金融专业英语》是根据普通高等学校应用型特色规划教材编写计划，按照教育部应用型人才培养的教学要求编写的。《金融专业英语》分成国际金融市场、金融机构与运作及金融函电三个部分，用通俗易懂的英语系统地介绍了国际金融市场和金融机构及其运作。《金融专业英语》注重实务操作，并配有与当前经济形势紧密结合的命题对话、专业问答和练习，强化英语在金融领域里的实际运用，从而突出应用型人才培养的特点，培养学生在金融实际工作中运用英语的能力。

问题一：美国金融机构有哪些啊 用英语怎么说啊 控制美国经济的主要金融机构（部分）名单 May 11th, 2005 1.Fidelity Management & Research Corp （美国富达管理研究公司[音译的”富达”有时也意译作”忠诚”]，波士顿，管理资产约1.3万亿美元） 2.Barclays Bank Plc （英国巴克莱银行，是英国最大的金融机构之一，仅其旗下的全球投资业务部[Barclays Global Investors]管理的资产就达7000亿英镑） 3.State Street Corporation （美国道富公司,美国乃至全球最大的基金，总部位于美国波士顿，保管的资产达9.5万亿美元，管理的资产约1.4万亿美元） 4.Capital Research and Management pany （资产研究与管理公司,美国加州洛杉矶,管理资产约5000亿美元） 5.U.S. Bancorp （美国银行公司，美国明尼苏达州明尼阿波利斯，资产1980亿美元） 6.Citigroup Inc. （花旗集团公司，美国纽约派克大街，总资产1.484万亿美元） 7.Morgan Stanley （摩根斯坦利，美国纽约百老汇大街，管理资产约5760亿美元） 8.Deutsche Bank （德意志银行，德国法兰克福，总资产8400亿欧元） 9.JP Morgan Chase & pany （JP摩根大通公司，美国纽约派克大街，资产约1.15万亿美元） 10.Vanguard Group, Inc. （先锋集团公司, 管理资产约8000亿美元，曾经的基金两巨头之一，另一个是”富达”） 11.Northern Trust Corporation （北方信托公司，投资管理资产约6000亿美元） 12.AXA （法国安盛保险集团，法国巴黎，管理资产达8690亿欧元） 13.Putnam Investment Management （普南投资管理公司，美国，管理资产1940亿美元） 14.Mellon Financial Corporation （梅隆金融公司，美国宾夕法尼亚州匹兹堡[ Pitt *** urgh, Pennsylvania] 托管理及管理的总资产达4万亿美元，其中管理的资产为7290亿美元） 15.Wellington Management pany （惠灵顿管理公司，管理资产约5000亿美元） 16.TIAA-CREF （Teachers Insurance and Annuity Association - College Retirement Equities Fund，全美教师保险及年金协会-大学退休职工平衡基金，管理的资金也达数千亿美元） 17.Bank of America Corporation （美洲银行公司，美国北卡罗莱纳州夏洛特，总资产约1.1万亿美元，是一个一直以来在美国能与”一哥”花旗抗衡的大金融集团） 18.Brandes Investment Partners, LP （布朗德斯投资合伙公司, or 布兰帝投资伙伴基金，美国加州圣迭戈，管理资产大约为1000亿美元） 19.Southeastern Asset Management Inc. （该公司为长叶松基金[Longleaf Partners Funds，也称长叶基金，美国罗得岛州首府普罗维登斯]的投资顾问公司，这个基金管理的资产约300亿美元） 20.Merrill Lynch （美林公司，美国纽约维西大街[Vesey Street......>> 问题二：银行两个字用英文怎么写出来 bank 问题三：金融界 金融系 的英文分别怎么说? 金融界可以常the field of finance 金融系可以说the Faculty of Finance 问题四：金融用英语怎么说 金融 [jīn róng] finance; banking ; 例句: 1. Leveraged finance is growing fast. 杠杆金融正发展迅速。 问题五：各种银行用英语怎么说啊 People"s Bank of China 中国人民银行 People"s Construction Bank of Chi础a 中国人民建设银行 Industrial and mercial Bank of China 中国工商银行 Agricultural Bank of China 中国农业银行 munications Bank of China 中国交通银行 Import and Export Bank of China 中国进出口银行 Investment Bank of China 中国投资银行 Bank of China 中国银行 问题六：“银行行长”用英语怎么说 银行行长 1. a bank president世界银行行长 1. Robert B. Zoellick 2. World Bank President Paul Wolfowitz华夏银行行长 1. Governor of Huaxia Bank中央银行行长 1. Central bank chiefs 2. entral bank Governor欧洲银行行长 1. Jean-Claude Trichet 问题七：中国人民银行用英语怎么说？ 确定是央行哈：The People"s Bank of China 问题八：金融方面的英语翻译 levered firm: 有负债公司 unlevered firm: 无负债公司HomemadeLeverage: 自制杠杆Homemade Leverage is a financial terminology. It is a use of personal borrowing of investors to change the amount of financial leverage of the firm. Investors can use homemade leverage to change an unleverage firm to a leverage firm 自制杠杆是一个金融术语。是利用个人从投资者借入去改变公司财务杠杆的总额。投资者可以利用自制杠杆将一个无负债公司改变为有负债公司。 希望以上可以帮到你！ 问题九：银行英文怎么写 bank:银行

科技金融 Technology Finance注：technology 英 [tekˈnɒlədʒi] 美 [tekˈnɑ:lədʒi] n. 科技（总称）; 工业技术; 工艺学; [总称] 术语; [例句]Technology is changing fast.科技日新月异。

金融英语证书(PECT)考试制度是1994年经中国人民银行和国家教委联合发文（银发【1994】107号）批准建立的我国第一个国家级行业性外语证书考试制度。金融英语证书考试开考以来已为国家和各金融机构培养了大批既精通现代金融知识，又能运用英语从事金融业务及管理工作的中高级复合型人才.分为综合考试和高级考试两个阶段。综合考试：面向全体金融从业人员、大专院校学生及有志于从事金融事业的人员，其考试成绩用来作为金融系统员工录用、职称评定、职务晋升以及出国培训人员或外派人员英语水平的证明；高级考试：面向金融系统国际业务岗位、金融管理人员、大专院校学生及有志于从事金融事业的人员。取得综合证书的考生方可有资格参加高级考试。考试的流程是：网上注册（中国金融教育培训网）——网上报名——缴费——打印准考证2012年报名时间：2012年1月16日——5月6日2012年考试时间：2012年6月2日（综合考试）金融英语考试综合考试科目为现代金融业务。有具体教材和辅导。也有网授的，非常方便。赶集学 习网上有各种辅导班型，值得去看看。百度 赶集学习 网 就可以找到了。该考试有指定的教材和配套的练习册。

对外经贸大学金融英语FECT-1(1)单选题英语 1.Whichofthefollowingisnotafunctionofmoney?______. A.Toactasamediumofexchange B.Toactasaunitofaccount C.Toactasastoreofvalue D.Toprovideadoublecoincidenceofwants E.Toactasameansofpayment 2.Thepriceintheforeignexchangemarketiscalled______. A.thetradesurplus B.theexchangerate C.themoneyprice D.thecurrencyrate 3.Marketriskreferstotheriskof______. A.financialpricesfluctuations B.default C.fraud D.deferredpayments 4.Whichofthefollowingisnotamongthegenerallyacceptedaccountingprinciples?______. A.Cashbasis B.Prudence C.Consistency D.Goingconcern E.Moneymeasurement. 5.Whatisadocumentaryletterofcredit?______. A.Aconditionalbankundertakingtopayanexporteronproductionofstipulateddocumentation B.Amethodoflendingagainstdocumentarysecurity C.Aninternationaltradesettlementsystembiasedinfavourofimporters D.Alloftheabove 6.Holdingagroupofassetsreducesriskaslongastheassets______. A.areperfectlycorrelated B.arecompletelyindependent C.donothavepreciselythesamepatternofreturns D.haveacorrelationcoefficientgreaterthanone 7.Anamount,payableinmoneygoods,orservice,owedbyabusinesstoacreditor,isknownasa/an. A.liability B.debt C.equity D.asset 8.Whatfunctionismoneyservingwhenyoubuyatickettoamovie?______. A.storeofvalue B.amediumofexchange C.transactiondemand D.aunitofaccount 9.Ifforeignersexpectthatthefuturepriceofsterlingwillbelower,the______. A.supplyofsterlingwillincrease,demandforsterlingwillfall,andtheexchangeratewillfall B.supplyofsterlingwillincrease,demandforsterlingwillrise,andtheexchangeratemayormaynotincrease C.supplyofsterlingwillfall,demandforsterlingwillincrease,andtheexchangeratewillrise D.supplyofsterlingwillfall,demandforsterlingwillfall,andtheexchangeratemayormaynotfall 10.Thedocumentarycollectionprovidesthesellerwithagreaterdegreeofprotectionthanshippingon______. A.openaccount B.bank"sletterofguarantee C.banker"sdraft D.documentarycredit 11.Whichofthefollowingstatementsisnottrueofcentralbanks?______. A.Theypaythegovernment"ssalaries B.Theyalwaysundertaketheregulationofthebankingsystem C.Theyarealwaysthelenderoflastresort D.Noneoftheabove 12.WhenGBP/USDrategoesfrom1.6150to1.8500,wesaythedollar______. A.appreciatesby12.70% B.depreciatesby14.55% C.depreciatesby12.70% D.appreciatesby14.55% 13.Accordingtodiversificationprincipleininvestment,supposeyouinvestStockXandStockYwithequalfunds,whichofthefollowingisnottrue?______. A.IfXandYaretotallyindependentwitheachother,theriskoftheportfolioisreduced B.IfXandYareperfectlynegativelycorrelated,theriskoftheportfolioisperfectlyoffset C.IfXandYareperfectlypositivelycorrelated,theriskoftheportfolioisneitherreducednorincreased D.IfXandYareperfectlynegativelycorrelated,theriskoftheportfolioisneitherreducednorincreased 14.Thesearefourmainmethodsofsecuringpaymentininternationaltrade: (1)paymentunderdocumentarycredit (2)openaccount (3)collection,thatisdocumentagainstpaymentoracceptanceofabillofexchange (4)paymentinadvance Fromanexporter"spointofview,theorderofpreferenceis______. A.(4),(2),(3),(1) B.(4),(1),(3),(2) C.(4),(3),(1),(2) D.(2),(4),(1),(3) 15.Themainliabilityonabankbalancesheetis______. A.deposits B.capitalandreserves C.loansandoverdrafts D.cash 16.______showsthatnetincomeforaspecifiedperiodoftimeandhowitwascalculated. A.Theincomestatement B.Thecapitalstatement C.Theaccountingstatement D.Thestatementoffinancialcondition 17.Whymusttheliabilitiesandassetsofabankbeactivelymanaged?______. A.Becauseassetsandliabilitiesare&考研政策不清晰？同等学力在职申硕有困惑？院校专业不好选？点击底部官网，有专业老师为你答疑解惑，211/985名校研究生硕士/博士开放网申报名中：https://www.87dh.com/yjs2/

Do you like to open a current account? 你想开一个活期存款帐户吗? A deposit or current account? 定期还是活期? Please tell me how you would like to deposit your money. 请告诉我你想存何种户头? There"s a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。 Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是100美圆。 Five yuan is the minimum original deposit. 最低起存款额是5元。 You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以50美圆的起存额开立储蓄帐户。 Even one yuan is all right. 甚至一元也可以起存。 Here is your passbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a current account. 我想开一个活期存款帐户。 I need a checking account so that I can pay my bill. 我需开个支票帐户，这样就能付帐。 We"d like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。 I have a checking account here. 我在这里有一个支票存款帐户。 I think I"d like a deposit account. 我想要开个定期存款帐户。 Can I open a current account here? 我能否在这儿开个活期存款帐户？ I want to open a deposit account with you. 我要开个储蓄帐户。 I"d like to open a deposit account with you. 我想在你们这儿开个定期存款帐户。 Could you tell me the difference between a savings account and a checking account? 请告诉我储蓄存款与支票存款的区别好吗？ Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。 Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗？ I"d like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道开一个支票帐户200元存款是否够。 Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗？ Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？ How much does each account cost? 每个帐户要花多少钱？ 　 Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 联名存款帐户 to open an account 开户头银行英语口语－存款How much do you want to deposit with us? 你想在我们这存多少？ How much do you wish to pay into your account? 你希望在你的户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？ How much cash do you plan to deposit in your account? 你有多少钱要存入呢？ I think you may deposit your money with the bank, or leave it here for temporary safe-keeping. 我认为你可把钱存入银行，或留在银行暂保管起来。 Would you please fill in the depositing form, giving the sum of money you"re to deposit as well as your name, address and professional unit? 请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？ I want to deposit 300 yuan in my account. 我想在我的户头上存300元。 I want to deposit these cheques in my account. 我想把这些支票存在我的户头上。 I"d like to pay 200 yuan into my deposit account. 我想在在我的定期存款户头上存200元。 I want to deposit my paycheck. 我想存入我的工资支票。 I"d like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。 Will you please cash this traveler"s cheque? 请兑现这张旅行支票好吗？ I"d like to cash this money order. 我想兑现这张汇款单。 I want to cash the balance of a traveler"s letter of credit. 我要把旅行信用证的结余兑现。 Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗？ Could you tell me how much the checks cost? 请告诉我这些支票要花多少钱？ What if I overdraw? 如果透支了怎么办？ Please sign your name on the bottom line if you want to cash the check. 如果想兑支票，请在底线上签名。 Please write your account number on the back of the check. 请在支票背面写上你的帐号。 We honored the check as the overdraft was only 5 yuan. 我们承兑这张支票的透支额只有5元。 Please endorse the cheque. 请背签这张支票。 The traveler"s checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%。 Here"s the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open". 这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。 Each cheque you write will cost 2 dollars. 你每开一张支票将花2美圆。 　 Useful Words and Phrases account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler"s cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar"s note 庄票，银票银行英语口语－取款、结余I"d like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。 I want to withdraw 200 dollars from my deposit account. 我要从我的定期存款中支取200美圆。 I want to close my account with you. 我想结束在你们这儿的帐户。 I"d like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元。 May I draw money against the letter of credit here? 我可以在这儿用这份信用证取钱吗？ Could you tell me my balance? 能否把存款结余金额告诉我？ Please let me know my balance. 请告诉我结余金额。 I think you can draw on this account by cheque in payment of goods. 我以为你可用支票提款支付购物费用。 Your balance at the bank is 300 yuan. 你在本行的结余是300元。 Your deposit is exhausted. 你的存款支净了。 Your letter of credit is used up. 你的信用证用完了。 Please tell me how you wish to draw your money. 请告诉我你希望怎样支款。 Fill our a withdrawal form, please. 请填写取款单。 The letter of credit is exhausted. 信用证上的款子已提清。 The letter at Counter 6 will pay you against your number slip. 六号柜台的出纳员将根据你的号码牌付给你钱。　 Useful Words and Phrases to close an account, to clear an account 结清 to draw money 取款 drawing-out slip 取款单 the number slip 号码牌 a withdrawal form 取款单 to fill in the receipt in duplicate 一式两份填这张收据 teller, cashier 出纳员银行英语口语－兑换货币Please tell me how much you want to change. 请告诉我你要换多少。 How much of the remittance do you want to convert into Japanese yen? 你要把多少汇款换成日圆？ What kind of currency do you want? 要哪种货币？ What"s it you wish to change? 你有什么要换的？ What kind of currency do you want to change? 要换哪种货币？ In what denominations? 要什么面值的？ Please tell me what note you want. 请告诉我要什么钞票。 Will seven tens be all right? 7张10元的可以吗？ Is it in traveler"s cheques? 换旅行支票吗？ I"d like to know how I shall give it to you. 我想知道如何付钱给你。 How would you like it? 你要什么面额的？ Would you kindly sign the exchange form, giving your name and address? 请在兑换单上签字，写出你的姓名和地址，好吗？ Can you change me some money, please? 能否请你给我兑换一些钱？ Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。 Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change. 请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。 Would you mind giving me the six pence in coppers? 劳驾给我6便士的铜币。 I"d like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。 Could you change these French francs for me? 能给我兑换这些法国法郎吗？ Can you give me 100 dollars in Swiss francs? 能否给我100美圆的瑞士法郎？ I"d like to convert the full amount of the remittance into U.S. dollars. 我想把全部汇款换成美圆。 I"d like some coins for this note. 我想把这张纸币换成硬币。 I"d like to break this 50 dollar note. 我想把这张50美圆纸币换开。 Five twenties and ten singles, please. 请给我5张20元和10张一元的。 I need 300 dollars in 100-dollar cheques. 我要300美圆票面为100美圆的支票。 I hope you"ll give me ten traveler"s cheques of 100 dollars each. 我希望给我10张面额为100美圆的旅行支票。 In fives, please. 请给我5元票面的。 Could you give me some small notes? 给我一些小票好吗？ 　 Useful Words and Phrases currency, money 货币 money changing 兑换货币 an exchange form 兑换单 bank note 钞票 note of large denomination 大票 note of small denomination 小票 small change 零钱 subsidiary money 辅币 nickel piece 镍币 plastic currency notes 塑料钞票 convertible money 可兑换（黄金）纸币银行英语口语－储蓄存款利息What"s the interest rate for the savings account? 储蓄存款的利率是多少？ Do you pay interest on this account? 这种存款付给利息吗？ Please tell me what the annual interest rate is. 请告诉我年利率是多少。 Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。 It allows you to earn a little interest on your money. 这可使你从存款中获得一点利息。 The account carries interest of 4%. 该存款有4%的利息。 The interest is added to your account every year. 每年的利息都加到你的存款中。 The interest rate for the savings account is 4%. 储蓄存款的利率是4%。 It varies from time to time. At present it is 6%. （年息）每个时期都不同，现在是六厘。 　 Useful Words and Phrases interest rate 利率 simple interest 单利 compound interest 复利 legal interest 法定利息 prime rate 优待利率 payable interest 应付利息 lending rate 贷款利率 usury 高利贷 the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语－外汇率Tell me the current rate for RMB, please. 请告诉我人民币的现价。 What"s your selling rate for RMB yuan in notes today? 你们今天人民币现钞的售价是多少？ What"s the dollar going for today? 美圆今天的售价是多少？ Our buying rate for notes is 523 yuan for 100 dollars. 我们100美圆的现钞买入价是523元。 It"s 200 French francs at today"s selling rate. 今天的卖出价是200法国法郎。 The buying rate of U.S. dollar notes is 460 yuan per hundred dollars. 美圆现钞买入价是100美圆付460元。 Useful Phrases buying rate 买进价格 selling rate 卖出价格 　 And how much will it be in Japanese currency? 换成日本币是多少？ How much would I get for 300 Japanese yen? 300日圆可兑换多少钱？ I"d like to know the exchange rate for German marks. 我想知道德国马克的兑换率。 What rate are you giving? 你们提供的兑换率是多少？ What"s the exchange rate today? 今天的兑换率是多少？ Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱。 Please tell me the current rate for sterling. 请告诉我英国货币的现行兑换率。 If you"ll wait a moment, I"ll find out the rates of exchange. 请等一会儿，我查一下兑换率。 Please wait a moment. I"ll find out the exchange rate between U.S. dollars and RMB. 请等一会儿，我查一下美圆对人民币的兑换率。 It"s 470 yuan for 100 dollars. 100美圆可兑470元。 The exchange rate today is 200 yen to the pound. 今天的兑换率是一英镑可兑200日圆。 The rate for traveler"s cheques is 300 yuan against 100 dollars. 旅行支票的兑换率是100美圆兑300元。 These dollars are worth 1,000 yuan. 这些美圆可换1000元。 　 Useful Phrases exchange table, conversion table 汇兑换算表 foreign exchange 外汇 exchange rate 外汇率 conversion rate 折合率 foreign exchange restriction 外汇限额 foreign exchange quotations 外汇行情 to check the rate for sb. 查牌价

你好，很高兴回答你的问题。学习金融英语不同于我们日常所学的英语，普通的英语需要你学会听说读写，而金融英语你只需要掌握必要的金融英语词汇及金融基础知识。学习金融英语不同于我们日常所学的英语，普通的英语需要你学会听说读写，而金融英语你只需要掌握必要的金融英语词汇及金融基础知识。1、从入门知识开始学习金融知识，需要浏览大量的相关书籍，拓宽视野；2、应该从货币、信用、利率、金融市场、金融机构等重要的关键词入手；3、要理论实践相互结合，加深学习印象和学习成效。谢谢！

商务英语主要是贸易用语比较多，基本上是如果以后打算从事外贸类的工作，那么就学习商务英语，因为商务英语专业会涉及到一些外贸课程。金融英语应该是和你所学的金融专业相关的，涉及到一些金融中的专业名词等，属于比较专业的英语，难度要大于商务英语的。如果你以后准备从事金融行业，那么可以考虑金融英语的。而商务英语仅限于外贸中商务信函的书写以及外贸口语的表达，不涉及行业类的专业用语。

1st, main creditor"s rights. is both sides which refers to works out the contract according to the contract agreement, hands over the supplier after having paid conforms to the contract agreement quantity and the quality specification cargo, to collects the supplier position payment is the reclamation account receivable right. In the actual contract fulfillment, generally speaking, account receivable"s main creditor"s rights are quite clear. But also existence indefinite situation, like, because works out time the contract to the cargo quality specification, the approval way"s agreement is not clear about or in understanding aspect and so on difference reasons, will hand over the supplier with to receive the supplier in light of this to have the dispute, thus initiation payment dispute. This request position payment junction supplier legally correct position creditor"s rights capital and interest. In addition, to the main debtor advocated that the creditor"s rights must pay attention in legal rule limitation of action period advocate the right, otherwise, will lose legal the protection. 2, from creditor"s rights. it mainly includes the guarantee creditor"s rights, the mortgage creditor"s rights, to pawn the creditor"s rights three kinds specifically, mortgages the creditor"s rights and pawns the creditor"s rights, in the debt presses for payment the legal nature to be close. The so-called guarantee creditor"s rights, was refers to establishes the guarantee guarantee, the creditor has been possible to advocate the right legally to the guarantor one kind of creditor"s rights. According to the country legal rule, the guarantor must undertake the guarantee responsibility as agreed in the contract agreement guarantee deadline. Otherwise, the constitution violation, needs to undertake the corresponding violation responsibility. According to the above: (1) we must advocate the right promptly in the contract agreement guarantee deadline to the guarantor, otherwise, will lose the guarantee contract potency, cannot investigate guarantor"s guarantee responsibility legally. (2) the creditor must advocate the right promptly in the legal rule limitation of action deadline to the guarantor, otherwise, will lose the limitation of action, will not be able to obtain the legal protection. (3) to guarantees the contract invalid guarantor, may also press for payment its corresponding liability of compensation legally. In addition, in presses for payment in the process to guarantor"s debt, must pay attention to the creditor"s rights main body and the creditor"s rights amount definite question. The so-called mortgage (pawned) the creditor"s rights, is refers to the creditor"s rights has set up the mortgage or pawns the guarantee the creditor"s rights. Generally speaking, the one who provides the creditor"s rights mortgage or pawns is debtor, sometimes also has the third person to provide the collateral or the nature security situation. In the debtor provides the collateral or in the nature security situation, although the debtor himself had already undertaken the repayment of debt duty, but because the creditor (mortgagee either nature mortgage person) to mortgages the property or pawns the property to have legally the disposition right and first to receive recompenses the power, thus mortgage or nature mortgage effective or not, to the maintenance creditor"s legitimate rights and interests maximum limit, reduces the state-owned bad assets to lose as far as possible, enhances the bad assets the handling reclamation rate and so on to have the very vital significance.

为了帮助大家学好 金融英语 ，提高金融水平，下面我给大家带来金融 专业英语 实用 句子 大全，希望对大家有所帮助！ 金融专业英语实用句子1 1.The money which a bank obtains from its customers is generally known as its “deposits” and represents the balances which customers keep on their accounts with their banks. These accounts are of two main kinds: current accounts on which customers can draw check but receive no interest, and deposit and savings accounts on which the banks pay interest for the use of the money. 1.银行从其客户那里得到的钱，一般被称为“存款”，代表客户在银行账户上持有的余额。这些账户主要有两种：一种是活期存款，客户可以对其开出支票，但没有利息，另一种是储蓄存款账户，银行使用账上的资金要支付利息。 2.But the shareholders" money is only a small part of the total amount of money which the clearing banks have at their command. Who provided the rest of this enormous sum? The banks" customers. Banks, in effect, borrow from their customers as well as lend to them. 2.但是，股东的资金仅仅是资金总额中的一小部分，并由清算银行控制。其余的大量资金由谁来提供呢?由银行的客户来提供。实际上，银行从客户那里借来资金，并向他们提供贷款。 3.Shareholders of the banks, or their predecessors, provided the money to set up the banks and to enlarge them. This money is known as a bank"s capital. 3.银行股东，或者是公司创始人，提供资金设立银行，并扩大资金规模。这笔资金被称为银行的资本金。 4.When a bank makes a payment on a check, it cancels the check. That is, it marks the check with some kind of stamp so that the check cannot be used again. Postage stamps are also canceled to indicate that they have been used and cannot be used again. 4.当银行兑付支票时要予以注销，也就是说，银行要用某种戳记盖在支票上，支票就不会再使用了。邮票也要注销，表明邮票已经用过，不能再用。 5.Advances are the amounts which the banks lend to their customers. They earn a higher rate of interest than the banks" other assets. Advances cannot be so conveniently and quickly turned into cash as most of a bank"s other assets. 5.预付款是银行贷给客户的钱，所获利息要高于银行的其他资产。预付款和银行的其他资产不一样，不能够那么方便、那么迅速地变现. 金融专业英语实用句子2 1.The banks" short-term assets earn interest but less than that obtained through “Investments” and “Advances to customers”. Like the short-term assets, they too can be readily sold, should the need arise, but their price can vary. 1.银行的短期资产能够获得利息，但与通过“投资”和“对客户的预付款”所获利息相比要少。这些有价证券和短期资产一样，如果有市场需求，可以随时出售，但价格时常有变化。 2.The banks investments are nearly all in securities issued or guaranteed by the British Government and quoted on the Stock Exchange. 2.银行投资几乎都是由英国政府发行或担保的有价证券，并由股票交易所报价。 3.The banks provide an efficient and convenient method of making payments. 3.银行提供高效便捷的支付方式. 4.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. 4.为了增补现金储备，银行以资产的形式保存另外很大一部分资金。这些资产可以迅速转变成现金，没有什么损失风险。 5.A banker must always remember that he is dealing with other people"s money and that he is responsible for its safety. 5.银行家会永远记住，他在和别人的钱打交道，对钱的安全负有责任。 6.We should continue to deepen financial reform, rectify financial order, tighten financial supervision and regulation by law and improve performance. 6.深化金融改革，整顿金融秩序，强化金融监管和法制，提高经营效益。 金融专业英语实用句子3 1.Satisfactory payment facilities are something which we are inclined nowadays to take for granted, but productive economic activity is dependent on their existence,and indeed on traders having reasonable access to short term credit facilities. 1.今天我们倾向于把令人满意的支付便利看成是理所当然的，但是生产性经济活动正是依赖于起存在，并且却是依赖于交易者拥有或者短期信贷的合理途径。 2.The higher the debt ratio is, the higher the strain of paying principal and interest is, and the higher the risk of solvency is. 2.负债比率越高，偿还债务本息的压力越大，偿债能力上的风险也就越大。 3.The turnover ratios can reflect the firms" speed of fund turnover and time of operating cycle, hence indicate the liquidity. 3.周转率指标能够反映企业的资金周转速度和营业周期，反映企业的流动性。 4.A public offer of new shares shall be underwritten by a legally established securities institution and an underwriting agreement shall be executed. 4.公司向社会公开发行新股，应当由依法设立的证券经营机构承销，签订承销协议。 5.Currently Chinese fund management companies are engaged in the following business: securities investment fund, entrusted asset management, investment consultancy, management of national social security funds, enterprise pension funds and QDII businesses. 5.目前中国的基金管理公司的业务主要包括：证券投资基金业务、受托资产管理业务、投资咨询业务、社保基金管理业务、企业年金管理业务和QDII(合格的境内机构投资者)业务等。 6.a bank deposit is safer and less troublesome than keeping a stock of cash. A commercial bank undertakes to provide cash on demand to a customer who keeps money on current account, and after a few day"s notice to deposit account customers. 6.银行存款比持有现金更安全，麻烦也少。商业银行承诺，有活期存款的客户可以随时提现，也可以在存款客户通知几天以后提现。 金融专业英语实用句子4 1.The majority of shares on the listed exchange, not just those included in narrow stock indexes. 1.证交所的大多数股票，不光是那些范围较窄的证券指数。 2.In analyzing a business, the users of financial statements should consider its liquidity, solvency, and profitability. 2.在对一个企业的分析中，报表使用者应考虑它的变现能力、偿债能力和盈利能力。 3.China"s banking industry is now supervised by the PBC and CBRC. In addition, the MOF is in charge of financial accounting and taxation part of banking regulation and management. 3.目前中国银行业主要由人民银行和国务院银行业监督管理机构及银监会进行监管。财政部具有监督管理银行的财务会计、税收等方面的职能。 4.The person who makes a guarantee is secondarily liable if the person who is primarily liable defaults. 4.如果主要承担债务责任的人不履约，作担保的人就是次要债务责任承担人。 5.Bills of exchange, also referred to as bills, are essentially a short term credit instrument that can be used by a company either for financing or investment. Bills can be issued for any term up to a year and are generally issued for periods of less than 6 months. 5. 汇票，也叫票据，主要指一种可用作公司筹资或投资的短期信用票据。汇票的使用期限可以是一年以内的任何期限，但通常在六个月以内。 6.What is money? Anything which performs the functions of money is money. Money"s essential characteristic is that it is generally acceptable. When people generally refuse to accept something as money, it is not money. 6.什么是货币?任何有货币功能的商品就是货币。货币的基本特征是它被普遍接受。当人们普遍拒绝接受某种商品作为货币时，它就不是货币。 金融专业英语实用句子大全相关 文章 ： ★ 实用的常用简单英语句子大全 ★ 金融英语考试真题 ★ 100句常用于各种场合打招呼的英语实用口语句子 ★ 银行柜台常用英语句子对话阅读 ★ 实用的初中经典英语句子大全 ★ 什么是供给与需求模型 ★ 常用英语短语 ★ 金融专业英语必备的句子 ★ 表达金融专业的英语句子

big macs, big/large-cap stock, mega-issue 大盘股 offering, list 上市 bourse 证交所 corporate champion 龙头企业 Shanghai Exchange 上海证交所 pension fund 养老基金 mutual fund 共同基金 hedge mutual fund 对冲式共同基金 share 股票 valuation 股价 underwriter 保险商 government bond 政府债券 saving account 储蓄账户 equity market 股市 shareholder 股东 delist 摘牌 money-loser 亏损企业 inventory 存货 traded company, trading enterprise 上市公司 stakeholder 利益相关者 transparency 透明度 market fundamentalist 市场经济基本规则 damage-control machinery 安全顾问 efficient market 有效市场 intellectual property 知识产权 opportunistic practice 投机行为 entrepreneur 企业家 cook the book 做假账 regulatory system 监管体系 portfolio 投资组合 money-market 短期资本市场 capital-market 长期资本市场 volatility 波动 diversification 多元化 real estate 房地产 option 期权 call option 看涨期权 put option 看跌期权 merger 并购 arbitrage 套利 Securities and Exchange Commission 〈美〉证券交易委员会 dollar standard 美元本位制 budget 预算 deficit 赤字 bad debt 坏账 macroeconomic 宏观经济 fiscal stimulus 财政刺激 a store of value 保值 transaction currency 结算货币 forward exchange 期货交易 intervention currency 干预货币 Treasury bond 财政部公债 pickup in price 物价上涨 Federal Reserve 美联储 inflation 通货膨胀 deflation 通货紧缩 tighter credit 紧缩信贷 monetary policy 货币政策 foreign exchange 外汇 spot transaction 即期交易 forward transaction 远期交易 option forward transaction 择期交易 swap transaction 调期交易 quote 报价觉得不够的话还有很多，这是最基础的

控制美国经济的主要金融机构（部分）名单 May11th,20051.FidelityManagement&ResearchCorp（美国富达管理研究公司[音译的”富达”有时也意译作”忠诚”]，波士顿，管理资产约1.3万亿美元）2.BarclaysBankPlc（英国巴克莱银行，是英国最大的金融机构之一，仅其旗下的全球投资业务部[BarclaysGlobalInvestors]管理的资产就达7000亿英镑）3.StateStreetCorporation（美国道富公司,美国乃至全球最大的基金，总部位于美国波士顿，保管的资产达9.5万亿美元，管理的资产约1.4万亿美元）4.CapitalResearchandManagementCompany（资产研究与管理公司,美国加州洛杉矶,管理资产约5000亿美元）5.U.S.Bancorp　（美国银行公司，美国明尼苏达州明尼阿波利斯，资产1980亿美元）6.CitigroupInc.（花旗集团公司，美国纽约派克大街，总资产1.484万亿美元）7.MorganStanley　（摩根斯坦利，美国纽约百老汇大街，管理资产约5760亿美元）8.DeutscheBank （德意志银行，德国法兰克福，总资产8400亿欧元）9.JPMorganChase&Company（JP摩根大通公司，美国纽约派克大街，资产约1.15万亿美元）10.VanguardGroup,Inc.（先锋集团公司,管理资产约8000亿美元，曾经的基金两巨头之一，另一个是”富达”）11.NorthernTrustCorporation（北方信托公司，投资管理资产约6000亿美元）12.AXA（法国安盛保险集团，法国巴黎，管理资产达8690亿欧元）13.PutnamInvestmentManagement（普南投资管理公司，美国，管理资产1940亿美元）14.MellonFinancialCorporation（梅隆金融公司，美国宾夕法尼亚州匹兹堡[Pittsburgh,Pennsylvania]托管理及管理的总资产达4万亿美元，其中管理的资产为7290亿美元）15.WellingtonManagementCompany（惠灵顿管理公司，管理资产约5000亿美元）16.TIAA-CREF（TeachersInsuranceandAnnuityAssociation-CollegeRetirementEquitiesFund，全美教师保险及年金协会-大学退休职工平衡基金，管理的资金也达数千亿美元）17.BankofAmericaCorporation（美洲银行公司，美国北卡罗莱纳州夏洛特，总资产约1.1万亿美元，是一个一直以来在美国能与”一哥”花旗抗衡的大金融集团）18.BrandesInvestmentPartners,LP（布朗德斯投资合伙公司,or布兰帝投资伙伴基金，美国加州圣迭戈，管理资产大约为1000亿美元）19.SoutheasternAssetManagementInc.（该公司为长叶松基金[LongleafPartnersFunds，也称长叶基金，美国罗得岛州首府普罗维登斯]的投资顾问公司，这个基金管理的资产约300亿美元）20.MerrillLynch（美林公司，美国纽约维西大街[VeseyStreet,NewYork,NY]，总客户资产约1.6万亿美元，其中管理的资产达5010亿美元）21.FayezSarofim&Co.　（法耶兹-沙罗菲公司，管理资产哟420亿美元）22.BerkshireHathaway,Inc　（伯克希尔-哈撒威公司[“股神”巴菲特管理的公司]，美国内布拉斯加州奥马哈市基维特广场[KiewitPlaza,Omaha,NE]总资产约1900亿美元）23.LordAbbett&Co.（罗艾公司）24.MarsicoCapitalManagement　（马尔西科资产管理公司，已被美洲银行[BankofAmerica]收购）25.JanusCapitalGroup（骏利资产管理集团,也称杰能士资本公司）26.SunTrustBanks（美国太阳信用银行）27.T.RowePriceAssociates（罗普合伙公司，因创始人ThomasRowePrice而得名，管理的资产约2500亿美元）28.AmvescapPlc（景顺集团）29.LeggMasonInc.（雷格-梅森投资公司）30.Dodge&CoxInc（道奇&考克斯）31.Montag&Caldwell,Inc.　（为ABNAMRO[荷兰银行]旗下投资管理公司）32.HarrisAssociatesL.P.（哈里斯合伙公司）33.GoldmanSachsGroupInc（高盛公司） 资料来源：http://resource.emagecompany.com/finance/kongzhimeiguozhuyaojinrongjigou.html

1. 1。 Income is an increase in an entity"s net assets resulting from its operations over a period of time. 收入增加一个实体的净资产造成其操作需要一段时间。 2. 2。 Net assets are the excess of the entity"s economic resources (assets) over its obligations (liabilities). 净资产是多余的实体的经济资源(资产)对其义务(责任)。 3. 3。 An increase in net assets over a period is only one of the requirements for income, however. 资产净值增加一段只有一个要求的收入,但是。 To be income, the increase in net assets must be the result of the entity"s operations. 要增加收入,必须结果净资产实体的操作。 4. 4。 Revenues are increases in assets or decreases in liabilities resulting from operations. 收入是资产增加或减少负债产生操作。 5. 5。 Recognition is the act of formally entering an item into the accounting records. 正式承认的一项法案进入到会计记录。 6. 6。 Expenses are gross decreases in net assets resulting from operations over a period of time. 费用减少净资产总值造成操作需要一段时间。 7. 7。 Matching is the process of making sure all the costs incurred in generating the revenues recognized in a period are taken as expenses in that period. 匹配是一个过程,确保所有的费用,在产生的收入,在一个时期内被公认为费用在那个时期。 8. 8。 The process of looking for the expenses corresponding to recognized revenue is called matching. 探索过程中相应的费用去辨认收入叫做匹配。 9. 9。 Closing an account is the act of bringing an account"s balance to zero. 关闭一个帐户的行为带来了帐户的余额为零。 10. 10。 Temporary accounts are accounts that are always closed before the preparation of a balance sheet. 临时帐户帐号之前总是关着编制资产负债表。 11. 11分。 The convention for revenue recognition is when the earnings process is complete or substantially complete, when an exchange has taken place, and when the amount of the revenue can be measured with some accuracy and the entity is reasonably sure of collection. 一种惯例是当收入确认收入过程结束完毕,或实质上的交换发生,当收入的数量是可以测量的,在某种程度上和实体合理确定收藏。 12. 12。 Cash comes in many forms. 现金有很多种形式。 Currency is one form of cash. 货币是一种形式的现金。 Currencies are the coins and pieces of paper that governments issue for use in making economic exchanges. 货币是硬币和纸片问题,政府用来制作经济的交流。 13. 13岁。 Multi-national organizations usually hold the currencies of several governments in order to engage easily in transactions in many geographic regions. 跨国公司通常拥有货币的一些国家的政府为了从事交易很容易在很多地区。 14. 14。 A cash flow is simply a change in cash. 现金流量是一个简单的改变现金。 15. 15。 The cash flow statement describes the changes in an entity"s cash over a period of time by grouping the increases and decreases into a set of categories that describe the activities that coursed them. 现金流量表描述了一个实体的现金变化经过一段时间的增加和减少通过分组形成一套类,描述的活动,他们走。 16. 16岁。 Roughly speaking, cash flows from operations represent 大致说来,现金流量从业务代表

无论在国内还是国外，小额信贷都是伴随着扶贫活动发展起来的。它是向穷人和中低收入群体提供信贷服务以期帮助他们摆脱贫穷的活动。 No matter at home or aboard, micro-credit develops together with the activity of supporting the poor. It is the activity to provide the poor people and low-income group with the credit service in order to help them to get rid of the poverty. 帮助中低收入阶层，或者是注重金融机构本身的特性以实现独立生存和持续发展。要么是着重强调小额信贷的扶贫功能，强调小额信贷必须服务于穷人中的最穷者。更有人把小额信贷直接等同于福利行为，要求其完全依靠外界的补贴，以低利率或无息贷款的方式开展活动。 要么是强调小额信贷的商业可持续性，要求按市场规律进行信贷服务，并认为这样才能激励机构持续投入，并最终真正地造福穷人。而我国的小额信贷正在走这两条路，我们应该偏向一方或者是可以求得两者的平衡？ Micro-credit helps the low-income group, or pays attention to the characteristics of the financial institutions themselves in order to achieve independent survival and sustainable development. On one hand, micro-credit"s function of supporting the poor is emphasized and it is highlighted that micro-credit must serve the poorest of the poor. Some people even directly equate micro-credit with the welfare, and demand that it should wholly depend on the subsidy from the outside and launch the activities in a manner of low interest rate or interest-free loan. On the other hand, micro-credit"s commercial sustainability is emphasized, and it is demanded that the credit service should operate according to the market discipline, which is regarded as the only way to stimulate the continued investments from the institutions and truly benefit the poor people in the end. At present, China"s micro-credit is operating in both ways, and should we prefer one to the other, or can we possibly achieve the balance of the two?

Ⅰ 求部分金融学课程英文名 微积分Calculus 大学计算机University Computer Fundamentals 多媒体课件制作Multimedia Courseware Making 旅游文化与欣赏 Touri *** Culture 社交礼仪学Guide to the Social Etiquette 消费者行为学Consumer Behavior Study 组织行为学 Organizational Behavior 金融中介学 Financial Intermediaries 中央银行与金融监管 Central Bank & Financial Supervision 保险学 Insurance 公司理财学Corporate Financial Management 金融信托 Finance Trust 商业银行经营管理学Management of Modern Commercial Bank 银行会计学Bank Accounting 国际金融市场International financial markets 金融专题 Special Topics in Finance 投资银行学Investment Bank Ⅱ 金融专业有哪些课程 金融专业主要专业课程： 1、微观经济学 2、宏观经济学 3、会计学 4、计量经济学 5、国际经版济学 6、金融学 7、金融中介学 8、金融市场学 9、商业银行经营学、权 10、金融工程学 11、国际金融 12、公司金融 (2)金融英语课程扩展阅读： 金融专业的就业方向： 金融行业监管部门、各类银行、信用社、保险公司、证券/信托/基金机构、资产管理公司、上市公司证券部、高校或研究所等各类金融机构从事金融行业工作或教学科研等。 Ⅲ 如何学习金融英语 你可以上金融英语网 可以报名参加金融英语考试 同时报名后还可以获得教材 网址是//pbce/ Ⅳ 金融专业必修课程 金融领域的很多教材还是看原版的，比较靠谱，下面写一下香港的院校，金融领域的经典课程 Finance 作者Merton & Bodie 这本书是两位金融领域的大师，写给初学者的，囊括了金融领域的所有基本概念 Corporate Finance 作者是Ross，这本书是投行的必修课，其实投行是卖方业务，考CFA这个证书是没有用的，另外两门投行的必修课是Accounting 和 Capital Market Investment 作者是Bodie, 这本书是投资学的经典教材，这本书写得很深。 Futures, Options and Other Derivatives, 作者是Hull ，不学衍生品，就等于没有学过金融，读过之后感到，这本书写得也很深。 International Finance 作者是 Keith Pibeam，这个是国际金融领域的经典教材，主要是模型，非常理论化的一本书 Bond Market, Analysis and Strategies， 作者是Fabozzi，这本书是讲债券的，法博齐是这个领域的大师。 Bank Management & Fonancial Services, 作者是Rose,这本书是商业银行管理方面的经典教材，不过不适用于国内的商业银行体制。 Basic Econometrics，作者是古扎拉蒂，这个是计量经济学的基础教材，每个做量化分析的人都要学习计量，古扎拉蒂也是某大师 Value at Risk，作者是菲利普.乔瑞，这本书是风险管理这个分支上的经典教材 Financial Statement Analysis，作者是K.R.Subramanyam, 这个是财务报表分析方面的经典教材。 基本上弄明白这些东西，就算金融学合格的学生了，但是理论和实践还是距离的，遇到工作要解决的问题更多 Ⅳ 几个金融课程名称翻译成英语 商业银行风险管理是Risk Management of Commercial Banks 参考//scholar.ilib.cn/Abstract.aspx?A=hndxxb-sxb200403009 那么,商业银行经营管理学就是Conct Management Science of Commercial Banks 法律基内础 law basic 国际容结算 Interantional settlement Ⅵ 金融英语中级都有哪些课 网友浅谈金融英语中级考试 银行：第7和11章要很熟会计：多做题，多做题，课后版的权就行，光看不够，动动手写写，熟练熟练法律：背，至少记住几个判例，书本上经常提到的，名字虽然怪，还是要记。书上还有一些怪词（是拉丁文 ... Ⅶ 金融学的基础课程有哪些 金融专业：融学现在是个很热门的学科，金融学专业主要研究现代金融机构、金融市场以及整个金融经济的运动法律。具体研究内容包括：关于银行与证券、保险等非银行金融机构的理论与实务，关于货币市场、资本市场与国际金融市场的理论与实务，关于金融宏观调控及整个金融经济的理论与实务，以及关于金融管理特别是金融风险管理的理论与实务。主要研究方向有货币银行学、金融经济(含国际金融、金融理论)、投资学、保险学、公司理财(公司金融)。目前，金融学以取消先前的联考形式 然后这些是主干课：西方经济学、国际金融学、货币银行学、金融市场学、世界经济概论、金融工程学、国际保险、信托与租赁、公司金融、证券投资学、商业银行经营与管理、金融统计分析、国际结算、国际经济法、国际贸易理论与实务、金融专业英语。 金融专业课程 同时还开设英语精读、英语阅读、英语口语、英语听力、微积分、线性代数、概率论与数理统计、计算机应用等多门基础课程 我们学校是 大一、大二：学科基础类课程如英语，数学，大学语文，计算机等等；专业基础类课程如管理学原理，西方经济学，政治经济学等等，课程前两年都一样，只是各个系安排课程的时间不同。 大三：是专业性比较强的，如计量经济学，金融市场学，中级财务会计，国际金融，金融企业会计；证券投资学，公司金融，商业银行经营管理等其中有选修课程。 大四：课程一般较少了，专业必修课就只有一门，其他都是选修课； Ⅷ 金融专业主要课程有哪些 国际金融与贸易 属于经济学 业务培养目标：本专业培养的学生应较系统地掌握马克思主义经济学基本原理和国际经济、国际贸易的基本理论，掌握国际贸易的基本知识与基本技能，了解当代国际经济贸易的发展现状，熟悉通行的国际贸易规则和惯例，以及中国对外贸易的政策法规，了解主要国家与地区的社会经济情况，能在涉外经济贸易部门、外资企业及 *** 机构从事实际业务、管理、调研和宣传策划工作的高级专门人才。 业务培养要求：本专业学生主要学习马克思主义经济学和国际经济、国际贸易的基本理论基础知识，受到经济学、管理学的基本训练，具有理论分析和实务操作的基本能力。 毕业生应获得以下几方面的知识和能力： 1. 掌握马克思主义经济学基本理论和方法； 2. 掌握西方经济学、国际经济学的理论和方法； 3. 能运用计量、统计、会计方法进行分析和研究； 4. 了解主要国家和地区的经济发展状况及其贸易政策； 5. 了解国际经济学、国际贸易理论发展的动态； 6. 能够熟练地掌握一门外语，具有听、说、读、写、译的基本能力，能利用计算机从事涉外经济工作。 主干学科：经济学、统计学 主要课程：政治经济学、西方经济学、国际经济学、计量经济学、世界经济概论、国际贸易理论与实务、国际金融、国际结算、货币银行学、财政学、会计学、统计学。 金融学 属于经济学 业务培养目标：本专业培养具备金融学方面的理论知识和业务技能，能在银行、证券、投资、保险及其他经济管理部门和企业从事相关工作的专门人才。 业务培养要求：本专业学生主要学习货币银行学、国际金融、证券、投资、保险等方面的基本理论和基本知识，受到相关业务的基本训练，具有金融领域实际工作的基本能力 毕业生应获得以下几方面的知识和能力： 1．掌握金融学科的基本理论、基本知识； 2．具有处理银行、证券、投资与保险等方面业务的基本能力； 3．熟悉国家有关金融的方针、政策和法规； 4．了解本学科的理论前沿和发展动态； 5．掌握文献检索、资料查询的基本方法，具有一定的科学研究和实际工作能力。 主干学科：经济学 主要课程：政治经济学、西方经济学、财政学、国际经济学、货币银行学、国际金融管理、证券投资学、保险学、商业银行业务管理、中央银行业务、投资银行理论与实务等。

Finance：金融学，是以融通货币和货币资金的经济活动为研究对象的学科。banking：指的是银行业，银行学，以贸易和共和主义为前提，可建造银行

虽然说FRM的英文要求是大学六级水平，其实要求并不算高，但是这是一门国际性的考试，我们不仅和国内的人去比，还要和全球其他国家的人去比。所以，对于长在国语环境下的中国考生而言，在面对全英文的试卷和教材时，学习FRM是非常吃力的。 其实FRM考试全为选择题，考试并不考察语法使用，只需顺利读懂即可，不过专业的金融词汇很多，再加上FRM试卷中超级长的题干，非常考验考生们的阅读能力，因此提高英文阅读速度、找准关键词就非常重要了。 那么，该如何学习金融英语呢？ 1.正确理解金融英语： 金融英语的学习不同于普通英语，普通的英文需要你学会听说读写，而CFA考试你只需要掌握必要的金融英语词汇及金融基础知识。在学习FRM时，很多英文不好的考生会先学习中文版的教材，然后再进行英文教材的学习。这其实非常不利于FRM考试，因为，一些金融专有名词是国人翻译过来的，一个单词有不同的翻译方法，就导致考生非常凌乱。并且，先看中文教材，再看英文，再进行中文转化，有三次转换过程，非常浪费时间，学习效率也非常低下。 财经老师建议大家，提前准备，直接从英文教材入手。此外，考生应该正确确定自己的个人英语基础，对于相关金融科目缺啥补啥。多花时间，攻克自己的科目劣势。例如，学金融的考生要在英语语言运用能力方面多下工夫，学英语的考生就要在经济金融知识方面多化时间。 2.积累核心词汇 备考FRM，首先就需要积累金融英语的核心词汇。 根据这一个词汇本，考生应在制定个人的学习计划之初就将增加自己的词汇量设好一个标准。FRM考试过程当中，无论是教材还是试卷，平常积累的专有名词都会不断的重复出现，大家只要把自己不认识又经常出现的词汇和单词记录在本子上，利用碎片化的时间进行反复的练习和背诵。 最后，专有名词和模型，公式一起背，结合例题进行相关概念的记忆，有利于提高学习效率。 3.提高英语阅读能力： FRM考试有些题目题干真的非常长，所以通读，理解，答题都需要花时间。建议各位考生，对于个人的英语阅读能力一定要有提高。 在平时多读教材的同时，也不要忘记习题的训练。有些篇幅长的题目，记住考试的方法和技巧，先读题干在进行选择，在读题干的过程中不需要仔仔细细的全部读一遍，只需要划出关键词，答题技巧方面，还是需要个人平时的练习积累以及规律总结。

全给你好了，你可能以后会用到澳大利亚币 AUSTRALIAN DOLLAR(AUD) 保本保息准备 RESERVE FOR INTEREST & PRINCIPAL 保兑银行 CONFIRMING BANK 保付支票 CERTIFIED CHECKS 保管品 PROPERITY UNDER CUSTODY 保管有价证券 SECURITIES UNDER CUSTODY 保留盈余 RETAIN EARNINGS 保证金交易 MARGIN TRADINGS 保证款项 GUARANTEE 保证品 GUARANTEE EFFECTS 保证责任准备 RESERVE FOR GUARANTEE REPAYMENT 备抵呆帐 ALLOWANCE FOR BAD DEBTS 备抵呆帐 ALLOWANCE FOR BAD DEBTS 备抵损失 RESERVE FOR LOSS ON 备抵折旧 ACCUMULATED DEPRECIATION 本期损益 PROFIT OR LOSS-CURRENT PERIOD 本行支票 CASHIER"S CHECKS 比利时法朗 BELGIAN FRANC(BEF) 不动产投资 INVESTMENTS IN REAL ESTATE 不动产投资损益 GAIN ON INVESTMENT-REAL ESTATE 不可转让定存单 NON-NEGOTRABLE CERTIFICATE OF DEPOSIT 差额准备 AREA ASSETS AND LIABILITIES 拆放同业 CALL LOANS TO BANKS 长期担保放款 LOGN-TERM LOANS SECURED 长期放款 LONG-TERM LOANS 敞口(头寸) POSITION 承兑汇票 ACCEPTANCE DRAFTS 承受担保品 PLEDGED PROPERTIES TAKE OVER 承销有价证券 CONSIGNMENT SECURTIES 初级(发行)市场 PRIMARY MARKET 出口商 EXPORTER 出口押汇 OUTWARD DOCUMENTARY BILLS 催收款项 OVER-DUE LOANS 存本取息储蓄存款 INTEREST DRAWING SAVINGS DEPOSITS 存出保证金 GUARANTEE DEPOSITS 存出典权 COLLATERAL FORECLOSED 存放同业 DUE FROM BANKS 存放央行 DUE FROM CENTRAL BANK 存款不足 NOT SUFFICIENT FUND 存款准备金 RESERVE REQUIREMENT 存款利率 RATE ON DEPOSIT 存入保证金 GUARANTEE DEPOSITS AND MARGINS RECEIVED 存入典权 MORTGAGE FUNDS DEPOSITED IN 次级(流通)市场 SECONDARY MARKET 代理买入房地产 LAND AND BUILDING BOUGHT 代理买入期证券 FORWARD SECURITIES BOUGHT FOR CUSTOMERS 代理卖出房地产 BUILDING AND LAND SOLD FOR CUSTOMERS 代理卖出期证券 COLLECTION FOR CUSTOMERS-FORWARD SECURITIES SOLD 代理期付款项 COLLECTION FOR CUSTOMERS-CONTRACT PAYMENTS 代理期收款项 ACCOUNTS RECEIVABLE UNDER FORWARD CONTRACTS FOR CUSTOMERS 代理行 CORRESPONDENT BANK 代售旅行支票 CONSIGNMENT TRAVELLERS" CHECKS 待抵销追索债权 CONTRA ACCOUNT-CLAIMED DEBTS 待交换票据 CHECKS FOR CLEARING 待整理资负 RESERVE FOR VALUATION OF AFFECTED 担保透支 OVERDRAFTS SECURED 丹麦币 DANISH KRONE(DKK) 电汇 TELEGRAPHIC TRANSFER(T/T) 店头市场 OVER THE COUNTER(OTC) 掉期交易 FOREIGN EXCHANGE SWAP 递延收益 DEFERRED REVENUE 定期存单 CERTIFICATE OF DEPOSIT 定期存款 TIME DEPOSITS 多头(买超) LONG POSITION 短期担保放款 SHORT-TERM LOANS SECURED 短期放款 SHORT-TERM LOANS 兑换 EXCHANGE ACCOUNTS 兑换损失准备 RESERVE FOR FOREIGN EXCHANGE LOSS 兑换损益 GAIN ON EXCHANGE 法定公积 LEGAL SURPLUS 房屋及建筑 BUILDINGS AND STRUCTURES 风险管理 RISK MANAGEMENT 风险值 VALUE-AT-RISK 分期付款 INSTALLMENT 浮动利率存单 FLOATING RATE CD 付款指令 PAYMENT ORDER 个人贷款 PERSONAL LOAN 杠杆效果 LEVERAGE EFFECT 公开市场操作 OPEN MARKET OPERATIONS 公开市场政策 OPEN MARKET POLICY 公司债 CORPORATED BONDS 共同基金 MUTUAL FUND 固定资产增值公积 FIXED ASSETS APPRAISAL SURPLUS 固定利率存单 FIXED RATE CD 国库券 TREASURY BILLS 国民生产毛额 GROSS NATRONAL PRODUCT 海外共同基金 OVERSEAS MUTUAL FUND 荷兰币 DUTCH GUIDER(NLG) 划线支票 CROSS CHECKS 汇出汇款 REMITTANCE AND DRAFTS ISSUED 汇出汇款 OUTWARD REMITTANCE 汇款人 REMITTER 汇款银行 REMITTING BANK 汇票 BILLS OF EXCHANGE 汇入汇款 INWARD REMITTANCE 活期储蓄存款 DEMAND SAVINGS DEPOSITS 活期存款 DEMAND DEPOSITS 货币交换 CURRENCY SWAPS(CS) 货币利率交换 CROSS CURRENCY SWAPS(CCS) 货币市场 MONEY MARKET 基本汇率 BASIC RATE 基本利率 PRIME RATE 机械设备 MACHINERY EQUIPMENT 即期汇率 SPOT RATE 即期汇票 SIGHT DRAFT 即期外汇交易 SPOT EXCHANGE TRANSACTION 记名汇票 REGISTERED BILLS 加币 CANADIAN COLLARS(CAD) 交叉汇率 CROSS RATE 交换交易 SWAPS 交换期权 SWAPTIONS 交通及运输设备 TRANSPORTATION AND COMMUNICATION EQUIPMENT 交易标的资产 UNDERLYING ASSETS 交易汇(价)差 SPREAD 交易商 TRADER 结汇 SETTLEMENT OF FOREIGN EXCHANGE 金融市场 FINANCIAL MARKET 金融债券 BANKING BONDS 进口商 IMPORTER 进口押汇 INWARD DOCUMENTRAY BILLS 禁止背书转让 NOT NEGOTIABLE 经纪商 BROKER 净资产价值 NET ASSET VALUE 捐赠公积 DONATION SURPLUS 开办责 ORGANIZATION EXPENSES 开证银行 ISSUING (OPENING) BANK 库存外币 FOREIGN CURRENCY ON HAND 库存现金 CASH ON HAND 可转让定存单 NEGOTIABLE CERTIFICATE OF DEPOSIT 空头(卖超) SHORT POSITION 扣帐通知 DEBIT ADVICE 追索债权 CLAIM DEBTS 准备比率 RESERVE RATIO 租赁权益 RENTAL UNDER LEASEHOLD 资本 CAPITAL 资本适足率 CAPITAL ADEQUACY RATIO(CAR) 资本市场 CAPITAL MARKET 资产负债表内交易 ON-BALANCE-SHEET 资产负债表外交易 OFF-BALANCE-SHEET 作业风险 OPERATIONAL RISK 累积亏损 ACCUMULATED DEFICITS 累积盈余 UNDIVIDED PROFITS 利率交换 INTEREST RATE SWAP(IRS) 利率期权 INTEREST RATE OPTIONS 利率期权 INTEREST RATE OPTIONS 利率上下限 COLLARS 利率上限 CAPS 利率下限 FLOORS 利息收入 INTEREST RECEIVED 联行往来 INTER-BRANCH ACCOUNTS 零存整付储蓄存款 CLUB SAVINGS DEPOSITS 流动性风险 LIQUIDITY RISK 伦敦银行同业拆放利率 LONDON INTERBANK OFFERING RATE(LIBOR) 履约价格 EXCERCISE PRICE 马克 DEUTSCHE MARKS(DEM) 买超 OVER BOUGHT 买卖票券损益 GAIN ON TRADING BILLS AND SECURITIES 买入承兑汇票 ACCEPTANCE PURCHASED 买入定期存单 CERTIFICATE OF REPOSIT PURCHASED 买入汇款 BILLS PURCHASED 买入汇率 BUYING RATE 买入期权 CALL OPTIONS 买入期证券 FORWARD SECURITIES BOUGHT 买入商业本票 COMMERCIAL PAPERS PURCHASED 买入有价证券 SECURITIES PURCHASED 买入远期外汇 FORWARD EXCHANGE BOUGHT 卖超 OVER SOLD 卖出汇率 SELLING RATE 卖出期权 PUT OPTIONS 卖出期证券 FORWARD SECURITIES SOLD 卖出运期外汇 FORWARD EXCHANGE SOLD 贸易汇票 TRADE BILLS 美元 US DOLLARS(USD) 名目利率 NOMINAL RATE OF INTEREST 密押 TEST KEY 年息 ANNUAL RATE 内部往来 INTER-DEPARTMENTAL ACCOUNTS 挪威币 NORWEGIAN KRONE(NOK) 票汇 DEMAND DRAFT(D/D) 平盘 SQUARE 其他长期投资 OTHER LONG-TERM INVESTMENT 其他递延费用 OTHER DEFERRED CHARGES 其他设备 OTHER EQUIPMENT 其他应付款 OTHER PAYABLES 其他应收款 OTHER ACCOUNT RECEIVABLE 其他预付款 OTHER PREPAYMENTS 其他预收款 OTHER ACCOUNTS COLLECTED IN ADVANCE 企业投资 INVESTMENT IN ENTERPRISE 企业投资损益 GAIN ON INVESTMENT-ENTERPRISES 期付款项 ACCOUNTS PAYABLE UNDER FORWARD CONTRACTS 期货交易 FURTURES 期满日 EXPIRATION DAY 期权买方 HOLDER 期权卖方 WRITER 期收款项 ACCOUNTS RECEIVABLE UNDER FORWARD CONTRACTS 前年度损益调整 PROFIT OR LOSS ADJUST ACCOUNT-PREVIOUS YEAR 潜在风险 POTENTIAL RISK 清偿银行 REIMBURSING BANK 清算银行 CLEARING BANK 权利金 PREMIUM 入帐通知 CREDIT ADVICE 瑞典币 SWEDISH KRONE(SEK) 瑞士法朗 SWISS FRANC(CHF) 日息(日拆) DAILY RATE 日元 JAPANESE YEN(JPY) 融通汇票 FINANCE BILLS 商品标的物 UNDERLYING 商品交换 COMMODITY SWAPS 商业本票 COMMERCIAL PAPERS 商业汇票 COMMERCIAL BILLS 上期损益 PROFIT OR LOSS-PREVIOUS PERIOD 实际利率 ACTUAL RATE OF INTEREST 实质利率 REAL RATE OF INTEREST 市场风险 MARKET RISK 市场做成者 MARKET MAKER 收款人 PAYEE 收款银行 PAYING BANK 收入公积 PAID-IN SURPLUS 手续费收入 COMMISSION RECEIVED 受托承销有价证券 SECURITIES CONSIGNMENT IN 受托代放款 LIABILITIES ON JOINT LOANS 受托代放款 LIABILITIES ON JOINT LOANS 受托代收保险费 COLLECTION FOR CUSTOMERS INSURANCE PREMIUMS 受托代收房地租 COLLECTION FOR CUSTOMERS-RENT 受托代收款 COLLECTION PAYABLE FOR CUSTOMERS 受托代收款 COLLECTIONS PAYABLE FOR CUSTOMERS 受托代售旅行支票 TRAVELLERS"CHECKS CONSIGNMENT IN 双重货币存款 DUAL-CURRENCY DEPOSITS 套利 ARBITRAGE 特别公积 SPECIAL SURPLUS 贴现 BILLS DISCOUNTED 通知银行 ADVISING BANK 同业拆放 CALL LOANS FROM BANKS 同业存款 DUE TO BANKS 同业融资 FUND BORROWED FROM BANKS 同业透支 BANK"S OVERDRAFTS 透支 OVERDRAFTS 透支同业 OVERDRAFT ON BANKS 土地 LAND SITE FOR BUILDINGS 外币定期存款 TIME DEPOSITS-FOREIGN CURRENCY 外币活期存款 DEMAND DEPOSITS-FOREIGN CURRENCY 外币期权 CURRENCY OPTIONS 外汇避险 HEDGE 外汇部位(头寸) FOREIGN EXCHANGE POSITION 外汇定期存款 TIME DEPOSITS-FOREIGN EXCHANGE 外汇管制 EXCHANGE RESTRICTION 外汇活期存款 DEMAND DEPOSITS-FOREIGN EXCHANGE 外汇交易中心 FOREIGN EXCHANGE CENTER 外汇准备 FOREIGN EXCHANGE RESERVE 外汇抛补 COVER 外汇市场 FOREIGN EXCHANGE MARKET 外汇投机客 SPECULATOR 外汇银行 FOREIGN EXCHANGE BANK 退票 RETURN CHECK 托办往来 TRUST ACCOUNTS UNDER CONTRACTS 未收资本 SUBSCRIBED CAPITAL RECEIVABLE 未摊销投资溢价 UNAMORTIZED PREMIUM 未摊销投资折价 UNAMORTIZED DISCOUNT 西班牙币 SPANISH PESETA(ESP) 无记名汇票 BEARER BILLS 销帐 ACCOUNT RECOCILEMENT 消费性贷款 CONSUMPTION LOANS 新加坡银行同业拆放利率 SINGAPORE INTERBANK OFFERING RATE(SIBOR) 信汇 MAIL TRANSFER(M/T) 信托资产 TRUST ASSETS 信用风险 CREDIT RISK 信用状款项 LETTERS OF CREDIT 信用状申请人 APPLICANT 信用状受益人 BENEFICIARY 信用证 LETTER OF CREDIT(L/C) 行员定期储蓄存款 STAFF TIME SAVINGS REPOSITS 行员活期储蓄存款 STAFF DEMAND SAVINGS DEPOSITS 押汇银行 NEGOTIATING BANK 央行存款 DUE TO CENTRAL BANK 央行放款转融资 LOANS TRANSFERRED TO CENTERAL BANK 央行其他融资 FUNDS BORROWED FROM CENTRAL BANK-OTHERS 央行贴现转融资 BILLS REDISCOUNTED WITH CENTRAL BANK 衍生金融产品 DERIVATIVES 意大利里拉 ITALIAN LIRA(ITL) 意外损失准备 RESERVE FOR CONTINGENCIES 银行承兑汇票 BANKERS" ACCEPTANCE DRAFTS 银行费用 BANKING CHARGES 银行公会 BANKER"S ASSOCIATION 银行汇票 BANKERS" BILLS 英镑 BRITISH POUND(GBP) 应(未)收代收款 COLLECTION RECEIVABLE FOR CUSTOMERS 应付保管有价证券 SECURITIES UNDER CUSTODY FOR CUSTOMERS PAYABLE 应付代收款 ACCOUNTS PAYABLE COLLECTED FOR CUSTOMERS 应付费用 EXPENSES ACCRUED 应付股利 DIVIDERDS PAYABLE 应付利息 ACCRUED INTEREST PAYABLE 应付票据 NOTES PAYABLE 应付所得税 ACCRUED INCOME TAX PAYABLE 应付帐款 ACCOUNTS PAYABLE 应解汇款 REMITTANCE OUTSTANDING 应收保证款项 CUSTOMERS" LIABILITIES UNDER GUARANTEES 应收承兑票款 CUSTOMERS" LIABILITIES UNDER ACCEPTANCE 应收代放款 JOINT LOANS 应收代收保险费 INSURANCE PREMIUM RECEIVABLE FOR CUSTOMERS 应收代收房租 RENT RECEIVABLE FOR CUSTOMERS 应收利息 ACCRUED INTEREST 应收票据 NOTES RECEIVABLE 应收收益 INCOME RECEIVABLE 应收信用状款项 CUSTOMERS" LIABILITIES UNDER LETTERS OF CREDIT 应收帐款 ACCOUNTS RECEIVABLE 盈亏拨补 PROFIT OR LOSS APPROPRIATION 有权签章人 AUTHORIZED SIGNATURE 预付出口结汇款 ADVANCE SURRENDER OF EXPORT EXCHANGE 预付费用 PREPAID EXPENSES 预付股利 PREPAID DIVIDEND 预付利息 PREPAID INTEREST 预付所得税 PREPAID INCOME TAX 预收资本 CAPITAL RECEIVED IN ADVANCE 预收利息 INTEREST COLLECTED IN ADVANCE 预收收益 INCOME COLLECTED IN ADVANCE 预算赤字 BUDGET DEFICIT 员工退休金准备 RESERVE FOR STAFF RETIREMENT 远期汇率 FORWARD RATE 远期外汇交易 FORWARD EXCHANGE TRANSACTION 月息 MONTHLY RATE 运期汇票 USANCE DRAFT 运期交易 FORWARDS 运期利率协议 FORWARD RATE AGKEEMENT(FRA) 运送中现金 CASH IN TRANSIT 在建工程 CONSTRUCTION WORK IN PROGRESS 暂付款项 CLEARING ACCOUNT 暂收款项 CLEANING ACCOUNT 债券 BONDS 债券发行费用 BOND ISSUANCE EXPENSES 债券溢价 BOND PREMIUM 债券折价 DISCOUNT ON BONDS 展期定存单 ROLLOVER CD 帐户行 DEPOSITORY BANK 整存零付储蓄存款 ANNUITY SAVINGS DEPOSITS 整存整付储蓄存款 TIME SAVINGS DEPOSITS 证券经纪收入 INCOME FROM BROKER"S OPERATIONS 证券投资 INVESTMENTS IN SECURITIES 芝加哥期权交易所 CHICAGO BOARD OPTIONS EXCHANGE(CBOE) 支票存款 CHECKING ACCOUNTS 执行价格 STRIKE PRICE 质借 HYPOTHECATION 中期担保放款 MEDIUM-TERM LOANS SECURED 中期放款 MEDIUM-TERM LOANS 中心汇率 CENTRAL RATE 主合同 MASTER CONTRACT 重贴现率 RE-DISCOUNT RATE 重置成本 REPLACEMENT COST 周转金 PETTY CASH

　　在经济全球化程序中，金融英语在经济，金融，外贸，会计，市场营销，银行业和管理等领域的重要性日益突出。我整理了，欢迎阅读! 　　一 　　A：Hello, Mr Kowalski? 　　您好，Kowalski先生? 　　B：I"m here, hello. 　　你好，我听着呢。 　　A：Which city are you staying in right now? And the name of your hotel? 　　您目前停留在哪个城市?还有您入住的酒店的名称是什么? 　　B：I"m in Beijing, at the Westin Hotel. 　　我现在在北京，入住Westin酒店。 　　A：Do you have your passport with you? Or do you by any chance know the number? 　　您带着您的护照吗?或者您正巧知道您的护照号码是多少? 　　B：I don"t have it to hand，but I know the number. It"s 162114699. Can you do anything, like stop the card for example? 　　我没有带在身边，但我知道号码。号码是162114699。你们能够做什么吗，比如停用这张卡? 　　A：Let me repeat that back to you, 162114699. That"s just what I"ve done， Mr Kowalski, I"ve stopped your card temporarily. 　　让我给您重复一遍：162114699。这正是我刚刚办完的事，Kowalski 先生，我已经暂时停用您的信用卡。 　　B：But, what do I do if I need cash? 　　但是，如果我需要现金的话，该怎么办哪? 　　A：You can go to any branch of IBJ and request the Emergency Assistance Service. Everything will be taken care of, there"s no need to worry. 　　您可以到任何一家IBJ银行的分支机构来，并要求紧急援助服务。一切事情都会处理好的，没有必要担心。 　　B：Thank you so much. I"ll find the nearest branch and e in tomorrow. Thanks again for all of your help. 　　非常感谢。我会找个最近的网点，明天就去。再次感谢你们所有的帮助。 　　二 　　A：IBJ, Client Services Department. Shelley speaking, how can I help? 　　这里是IBJ银行，客户服务部。我是Shelley，如何为您效劳? 　　B：Client Services? Oh, hello. I need your help. 　　是客户服务部吗?噢，你好。我需要帮助。 　　A：Certainly, that"s what we"re here for. What can I help you with? 　　当然，这是我们的职责。我可以帮助您做些什么呢? 　　B：I"m a tourist in this city and unfortunately I"ve lost my card! 　　我是来这个城市旅游的，但不幸的是我刚去了我的卡! 　　A：Calm down, Sir. Is that an IBJ Debit or Credit Card? 　　请您冷静一下，先生。您丢的是IBJ银行的借记卡还是信用卡? 　　B：Credit Card. The International Credit Card, I can"t find it anywhere. 　　是信用卡。国际信用卡，我到处都找不到它。 　　A：Just calm down, Sir. OK, when do you think you lost it? 　　请您别着急，先生。那么，您认为是什么时候丢失的? 　　B：I"m not 100% sure, around an hour ago I guess. I had it in the hotel lobby bar; I used it to charge something to my room. I obviously didn"t pick it up again. 　　我不是百分之百的肯定，我猜是大约一个小时前。我在酒店大堂的酒吧时还拿着它，我用它把一些花费记入了我的房间的账上。显然我又 没有把它拿回来。 　　A：That"s fine, Sir. Let me just take some details frcm you and we can help you. 　　没问题，先生。我这就记一下您的一些详细资讯，然后我们可以帮助您。 　　B：Thank you. Thank you very much. 　　谢谢你。非常感谢。 　　三 　　A：Hello, Sir. Are you still there? 　　您好，先生。您还在吗? 　　B：Yes, I"m here. What details do you need from me? 　　是的，我在这里呢。你需要我提供什么样的详细资讯? 　　A：Did you check with reception at your hotel? 　　您到您住的酒店前台询问过吗? 　　B：Yes, I did. But nobody has handed it in as yet. 　　是的，我问过了。但到目前为止还没有人交到那儿。 　　A：OK, that"s fine, Sir. We just need to ask you some questions for security purposes. 　　好的，没问题，先生。为安全起见我们还需要问您一些问题。 　　B：Please, go right ahead. 　　行啊，请现在就问吧。 　　A：Could I have your name, please? And do you know your card number? 　　请您告诉我您的姓名，好吗?还有，您知道您的信用卡号码吗? 　　B：I"m Mike Kowalski and my card number is 521167844, but there are some other numbers at the beginning. I"m not sure what they are. 　　我叫Mike Kowalski，我的信用卡号码是521167844,但在前面还有其他一些数字。我不能肯定是什么。 　　A：That should be fine, Mr Kowalski. And your PIN number? 　　这应该没有问题，Kowalski先生。另外您的密码是什么? 　　B：It"s 671029, my birthday. Silly to choose such a simple one, I suppose! 　　是671029，是我的生日。我猜想用这样一个简单的密码挺傻的! 　　A：That"s pletely natural. Most of our customers do the same thing. Could you just hold for a moment please? Thank you. 　　这很正常呀。大多数我们的客户都是这样做的。请您稍等片刻，好吗? 谢谢您。 　　

这段文章是一份法庭判决书，这里实际上是该法庭判决书的标题。这标题翻译成中文是这样的：原告：GUSTAFSON被告：ALLOYD COMPANY美国最高法院1995年判词高等法院案件分类代号115案件编号：10061这件案件（10061）是美国金融史上的一宗名案，该判决对什么是“误导投资者的招股说明书”做出了历史性的裁决，成为今后多宗判决的参考案例。

金融与商务是完全不同的领域，金融业包含银行、保险、证券、信托、房地产等。这些领域使用的英语就是金融英语。商务则指商业活动，比如贸易，商业洽谈，商业合作等（就是我们说的做买卖）。与这些相关的英语是商务英语。两类英语有相通之处，但针对目标明显不同。

财务 Finance财政、金融都是Financial

The Growth Enterprise Market (GEM) is an important component part of the capital market. Its introduction can help push forward venture investment and bring improvement to the multi-level capital market, thus serving as a channel for supply of financing to Small and Medium Enterprises (SEMs). Its role and functions have been widely recognized by the world market. For the purpose of studying its significance towards China"s capital market, this paper introduces initially the basic meaning and characteristics of GEM. It also makes use of a comparative research method to analysis and describe the development of some of the world"s major GEM markets, including the NASDAQ of the United States, the Alternative Investment Market of the UK and the Hong Kong GEM market and how they inspire the setting up of China"s GEM market as well as providing a summary on the experiences gained. Then the paper analyses the necessity for China to establish its own GEM market and the role it plays, thereby forming the theoretical basis of this paper. The paper goes on to explain the the significance of China"s securities market and the improvement of the multi-level capital market towards the realization of the GEM market. While the GEM market provides great potentials, it also embraces great risks at the same time. Hence, this paper provides an analyses on the risks of the GEM market and proposes relevant measures to forestall against such risks, highlighting its crucially important theoretical and practical significance. The paper ends by describing the present state of the development of China"s GEM market and proposes essential factors which are key to the future development of the GEM market.纯手工翻译，希望对你有帮助

LZ,我对2,3.6的修改如下:记帐:Bookkeeping Service 对帐:Auditing Service联行:Associated Banks Service 或Affiliated Banks Service(我还是不明白这与5有何区别,但Associated和Affiliated不是动词原形,是形容词)代理业务: Agency Service银行卡接柜:Inter-Bank Bankcard Business Service现金审批:Cash Approval Service开销户: Account Opening/Closing Service开户的标牌还可以用:New Account/New Client,而销户一般是不单独标出来的,因为金融机构喜欢开户的不喜欢销户的,呵呵.供参考

以下是 整理的《金融英语口语大全：信用风险专业术语》，希望大家喜欢！ 　SWOT分析（SWOT analysis） ——分析经营风险的方法。即对企业的优势（strengths）、弱点（weaknesses）、机会（opportunities）、威胁（threats）列表分析。 　　Z值（Z Score）——指对企业财务状况、破产可能性的量化评估。Z值主要利用核心的财务指标进行评估，它是由企业破产预测模型得出。 　　Z值模型（Z score models）——用少量关键指标衡量企业破产风险的模型。每一个z值模型都有自己的关键指标。不同的z值模型适用于不同的行业和不同的国家。 　　巴塞尔协议（Basle Agreement）——由各国中央银行、国际清算银行成员签订的国际协议，主要是关于银行最小资本充足的要求。它也被称为BIS规则（BIS rules）。 　　保兑信用证（Confi rmed Letter of Credit）——开出信用证的银行和第二家承兑的银行都有条件地担保支付的信用证。 　　保留所有权的条款（Retention of Title Clause）——销售合同中注明，供应商在法律上拥有货物的所有权，直到顾客支付了货款的条款。 　　保证契约（Covenant）——借款人遵循借款条约的书面文件，一旦借款人违背了契约书的规定，银行有权惩罚借款人。 　　本票（Promissory Note）——在指定的日期支付约定金额的票据。 　　边际贷款（Marginal Lending）——新增贷款。可以指对现有客户增加的贷款，也可指对新客户的贷款。 　　边际客户（Marginal Customer）——指额外的客户。寻求成长机会的企业会尽力将产品销售给新客户，而且通常是不同种类的客户。这些新增客户的信用风险可能比企业现有的客户要高。 　　财产转换贷款（Asset Conversion Loan）——用于短期融资的短期贷款，例如，季节性的筹集营运资金。 　　财务报告／财务报表（Financial reports／statements）——财务报告或财务报表是分析企业信用风险时的重要信息来源。财务报告和财务报表提供了和收入、成本、利润、现金流量、资产和负债相关的信息。财务信息的最重要来源是企业的年报。 　　财务比率（Financial ratios）——财务比率一般用于分析企业的信誉。每一个比率都有特定的分析目的和分析对象。财务比率是企业一个会计科目与另一个会计科目数值的比值。在财务分析中，财务比率能体现数量本身无法体现的含义。 　　财务弹性（Financial Flexibility）——当主要现金流来源（通常是交易收入）不足时，企业从不同渠道筹措资金的能力，如变卖固定资产、举借新债等。 　　财务风险（Financial risk）——企业无法按时足额偿还到期债务的风险。财务风险的主要衡量指标是财务杠杆率，即企业计息负债和股东权益的比值。企业的财务风险越大，财务杠杆率就越高。利润因受意外的财务状况或环境变化影响而变化的风险。这一术语在用于描述企业的债务和财务杠杆时，指企业的利润不足以满足利息支付和其他债务支付要求的风险。 　　产品差别化（Product differentiation）——指企业提高产品质量并以更高价格将产品出售的战略，它是使企业获得竞争优势的一种方式。 　　敞口（Exposure） ——企业所面临的财务风险，它根据发生的原因或来源来分类，如信用风险敞口。 　　代理商（Factor） ——也称为应收账款代理商。它是代表客户管理、融通商业债务的公司。代理服务一般包括销售管理、信用保护、为客户承付货单、提供融资担保等。 　　抵押（Charge）——担保的一种形式。即借款人向借款银行，一旦自身出现偿债困难时，银行对抵押财产的追索先于其他债权人。抵押一般有两种形式：对特定财产的固定抵押和对其他一系列财产（如股票、债券等）的浮动抵押。 　　典押（Pledge）——将货物、可流通票据、货物所有权证明等作为银行提前付款的保证。 　　电子数据交换系统（Electronic Data Interchange，EDI）——通过电子方式传送数据的方法。例如，EDI可以用来传送货款发票。 　　订货环节（Order Cycle）——从接受定单，到发出货物或提供服务、开出货物发票。 　　二级资本（Tier 2 Capital）——银行所拥有的非核心资本。 　　发票贴现（1nvoice Discounting）——折价购买选定的发票，例如，贸易债券。发票贴现商通过购买债券向客户提供融资，其折扣取决于提前预付货款的利率。 　　风险资产（Risk Assets）——根据带来损失的可能性，被赋予不同风险权重（0—100％）的银行资产。 　　福费廷（Forfaiting）——票据收购银行为资本货物出口提供融资的一种方法，生产资本货物的买方借此可以获得中长期信用。 　　负债比率（Debt ratio）——企业总负债与总资产的比率。 　　跟单信用证统一惯例（UCP） ——国际上通用的使用信用证进行支付的一套程序。 　　股利保障倍数（Dividend Cover）——税后收益与股利的比率。例如，当税后收益是股东股利的2倍时，即股利保障倍数为2. 　　管理报告（Management accounts）——用于企业内部管理的预算表或预测报告。信用分析人员并不总是能获得这些报表的。预测报告很有可能过于乐观、难以信任。 　　国际会计准则委员会（The International Accounting Standards Board，IASB）——国际会计准则委员会是负责颁布会计准则的国际性组织。 　　国家风险（Country Risk）——在特定国家经营的组织，其财务状况和偿债能力由于受到所在国变化和发展的影响而存在的风险。 　　过度交易（Overtrading）——如果企业迅速扩张，而提供资金的长期资本不足，那么这时企业就是交易过度。过分依赖短期信用来支持企业运作。在高速成长的企业中，过度交易比较明显，如延迟付款、充分使用银行提供的透支信用额度。 　　合并报表（Consolidated accounts）——综合企业集团所有公司的财务报表即为合并报表，由上市的母公司（控股公司）负责公布。但是该企业集团并不是一个法人实体。只有在授信给母公司，或者母公司为子公司所借款项提供了担保时，对合并报表的分析才有意义。 　　坏账（Bad Debt） ——无法收回的过期账款。 　　会计准则（Accounting standards）——会计准则对企业会计方法的规定比公司法中的要求更加细化，但仍然为企业财务报表的编制留下了操作的空间负责颁布会计准则的国际性组织是国际会计准则委员会（IASB）。世界上主要国家都采用国际会计准则委员会颁布的会计准则，因此世界各国使用的会计准则有一定的统一性。 　　货币集团（Currency Bloc）——国内货币的汇率与某一种主要货币密切相关的国家统称为货币集团。例如美元集团和德国马克集团。 　　价值链（value Chain）——也称供应链，指一个行业内从原材料的生产到成品最终销售给消费者的各个环节。 　　交易对手违约风险（Counterparty Risk）——由于交易另一方不遵守合同条款所带来的风险。 　　经营性现金流量（Operational cash flow）——企业在一定时期里从经营活动中获得的实际净现金收入（或净现金支出）。 　　净现金流量（Net cash flow）——企业一段时期里现金余额的变化量。 　　净资本收益率（Retum on equity）——衡量经营风险（利润率与资产周转率）与财务风险的指标。 　　竞争优势（Competitive advantage）——所谓竞争优势就是指企业在其所提供的商品或服务方面，相对于竞争对手所具有的优势。竞争优势对于企业的长期发展和生存来说至关重要。 　　利润表（1ncome statement）——（英国称为profit or loss account）应该披露所有的经常项目、例外项目的损益。这些项目可能会显著提高或降低企业的利润。 　　利润率（Profit margin）——企业利润和销售收入的比值，通常采用百分数的形式。利润率有毛利率和净利润率两种形式。如果利润率降低，那么利润也会减少。 　　利息保障倍数（Interest cover）——利息保障倍数是息税前利润与利息费用的比值。利息保障倍数的降低意味着企业财务状况恶化。 　　流动比率（Current ratio）——企业流动资产与流动负债价值的比率。在大多数企业（但不是全部企业），流动资产低于流动负债就意味着缺乏流动性。 　　流动性（Liquidity）——流动性是指资产转换成现金的能力。企业的流动性可以用企业速动资产和流动负债的比值来衡量。 　　流动性危机（Liquidity Run）——现金支出激增，企业创造新现金流（流动性）出现困难。 　　留置（Lien）——担保的一种形式。它使银行保留对借款人财产的请求权，直到借款人偿还完债务。 　　毛利（Gross profit）——销售收入减去销售成本就得到毛利。 　　贸易参考（Trade Reference）——由其他供应商提供的、关于潜在新客户信用状况的参考信息。参考意见应表明该供应商与客户之间贸易关系的时间长短、该客户按时偿还欠款的可靠性。 　　破产（Insolvency）——无法偿还贷款。各国的破产程序各不相同。 　　破产管理（Receivership）——这是一个英国用语，指企业的债权人指定破产管理人的过程。破产管理人负责管理和配置这些债权人求偿的资产。破产管理人将资产管理的收益付给债权人。破产管理经常导致企业清算。 　　清算（Liquidation）——终止企业及其各项事务的过程。这项工作由指定的清算人来执行。 　　融资性现金流量（Financial cash flows）——融资性现金流量是由长期资本的变动而造成的现金支付或收入，如发行新股、获得贷款。 　　商业／经营风险（Business risk）——指企业的销售收入或利润率因为企业商业环境的变化（新的竞争、技术进步等）而下降的可能性。商业风险是长期风险。 　　商业信用（Trade Credit）——供应商向顾客提供的信用。 　　商誉（Goodwill）——被购并企业的购买成本和被购并资产的市场价值之间的差值就是购并商誉。最普遍的商誉记账方式是用准备金核销商誉，这样商誉成本就不用从将来的利润中摊销了。 　　审计报告（Auditors report）——审计报告表明审计人员认为该会计报表真实客观地反映了企业的经营状况，并符合相关法律的要求。 　　收回应收账款的平均天数（Days"Sales Outstanding，DSO）——收回账款所花的平均天数。 　　收款环节（Collection Cycle）——从开出货款发票直至收到账款。 　　受信比率（Credit-taken Ratio）——将客户目前所欠的总债务额除以该客户年购买额得出的比率。该比率越高表明信用风险越高。 　　速动比率或酸性测试比率（Quick ratio or acid test ratio）——速动比率（酸性测试比率）是速动资产（流动资产减去存货）与流动负债的比值。如果流动负债高于速动资产，就说明企业的流动性不充足。 　　速动资产（Liquid assets） ——现金或能迅速转换为现金的资产。 　　无信贷间隔天数（No Credit Interval—NCI）——测量流动性的另一个指标。无信贷间隔天数（NCI）就是假定企业不再继续销售产品，在用完现金之前，能够以自有的可变现资源为经营活动提供资金的时间长度。 　　现金流量预测（Cash Flow Projection）——对企业未来现金流量或者未来现金状况的估计，常常需根据历史收入和成本对未来的现金状况做出假设。 　　信用的利用率（Credit Utilization）——客户利用现有的融资额度的程度。它以当前未付的债款额占信用限额的百分比表示。 　　信用分析（Credit analysis）——分析、衡量信用风险的系统化程序。 　　信用分析人员（Credit analyst）——分析企业信誉的人。信用分析人员必须收集企业所在行业的相关信息。此外，还必须对企业高级管理人员做出客观判断。分析师需要研究企业管理层的专业化程度、所具有的经验和稳定性。如果企业的董事长（总裁）和CEO是同一个人，那么企业的信用风险将取决于个人的性格和管理风格。 　　信用风险（Credit Risk）——债务人延期支付或拒绝支付债务的风险。 　　信用观察（Credit Watch）——由信用机构对一组织的债务信用进行的跟踪监控，以便随时更新原有的评级。它也被称为评级观察（rating watch）。 　　信用评分（Credit Scoring）——根据业务的一些主要特征进行评估，并求出总的信用分数，据此来评定客户信誉，进行信用分类。通过研究企业的财务比率来衡量企业的信誉。 　　信用评级（Credit Rating）——一种对某发行债券或其他债务证券的利息按时全额支付的可能性、以及债务本金到期全部偿还可能性的量化判断或正式意见。信用评级由专门机构负责。长期债务的信用评级为AAA（3A）。 　　信用循环（Credit Cycle）——从客户发出订单开始到偿付债款。 　　信用证（Letter 0f Credit）——一种国际通用的出口销售支付方式。指任意一家银行或两家银行代表购买方向供货方做出的有条件的支付担保。 　　信誉（Creditworthiness）——企业长期借贷的信誉取决于企业借款投资项目的盈利能力和预期的盈利速度。 　　行业风险（1ndustry Risk）——一个行业中所有企业可能因行业不景气而盈利下降的风险。 　　寻机性会计（Creative accounting）——寻机性会计源于企业在相关法规的许可下可选择使用的会计政策的多样性。此外，判断的需要也给企业留下了调整数据的空间。 　　寻机性会计（Creative Accounting）——利用有利的会计准则，编制损益表和资产负债表。寻机性会计方法可以用来提高报告利润和资产价值，掩盖企业的真实财务状况。 　　银行信用（Bank Credit）——银行向顾客提供的信贷。 　　盈利能力分析（Profitability analysis）——反映企业盈利能力的指标主要有三个，它们是：资本收益率、利润率、资产周转率。 　　营运资本（Working Capital）——通常指存货、债权和债务。一般指存货加上债权减去债务就等于营运资本。 　　优先支出（Priority Expenditures）——指为避免迫在眉睫的流动风险而必须支出的费用。除了正常交易所需支出（如支付工资）外，它还包括利息和税款的支付。 　　逾期应收款列表（Aged Debtors"List）——对逾期账款进行分析和量化的报告。 　　折旧（Depreciation）——折旧是对固定资产由于长期使用、技术或市场进步等原因造成的损耗、价值损失的衡量。固定资产折旧要从利润中扣除。固定资产折旧的数额根据企业管理层的判断，由固定资产的预计使用年限、预计净残值、折旧方式共同决定。 　　状况报告（Status Report）——关于企业财务状况和偿款记录的详细报告。状况报告可以由信用咨询机构或银行提供。 　　准备金会计处理（Reserve Accounting）——将收益、损失或支出记作准备金账户中数额的增减，而非年度损益表中的盈利、损失或支出项目所做的会计处理。 　　资本充足（Capital Adequacy）——指有足够的长期资本来保证财务安全。对银行来说，资本充足指有足够的资本金来防止银行因交易损失（如银行坏账）而给储户带来存款损失的风险。 　　资本收益率（Retum on capital employed，return on assets）——利润率与资产周转率的乘积。资本收益率越高越好。 　　资产周转率（Asset tu rnover）——资产周转率关注的是企业的销售量，它可以衡量出每l美元资产所获得的销售收人，反映了企业的盈利能力。 　　自决性现金流量（Discretionary cash flows）——自决性现金流量是企业不必一定支付或收到的现金流量，它和经营活动没有直接关系。自决性现金流量包括固定资产的购买和出售以及股利支付的现金流量。 　　最低举债比率（Minimum Leverage Ratio）——是一种对资本充足的要求——要求银行的资本金不少于其资产的一定比例。 　　优先性现金流量（Priority cash flows）——优先性现金流量是企业的非交易性现金支出，用于避免企业出现财务危机，主要包括利息和税收的支付。 　　A值模型（A-score model）——用少量关键指标衡量企业破产风险的模型。该模型既考虑到了财务指标，也考虑到了非财务指标。分析人员根据企业表现，为每一个指标打分，最后加 总所有分数，就得到该企业的A值。如果A值高于某一标准，说明企业的破产风险很高。另一种衡量企业破产风险的模型是z值模型。 　　互换协议（Swap）——双方之间签订的交换未来一系列支付行为的合约。在利率的互换协议中，一方用固定的利率交换另一方的浮动利率。 　　经营现金流量（Operational Cash Flow）——业务经营中产生的现金流，一般是净值。即用顾客付款减去营运需要的现金得到的现金额。 　　内部融资率（1 nternal financing ratio）——内部融资率衡量企业资本费用中有多少来自于经营性现金流量。 　　违约事件（Event 0f Default）——借款人不履行契约。 　　现金流量分析（Cash flow analysis）——衡量企业以现金偿还贷款和其他债务能力的分析方法。对现金流量比率的分析方法有：比较比率自身的变化趋势；和其他企业的比率作比较。有时候也可以和销售比率的值或最小值进行比较。 　　信用机构（Credit Bureau）——为客户提供企业信用信息的机构。 　　一级资本（Tier 1 Capital）——银行的核心资本，包括股本金和准备金，但不包括评估增值储备（revaluation reserves）。 　　营运资本（Working capital）——企业在流动资产上的投资。对营运资本的恰当定义是存货加上债权减去流动负债。企业所需营运资本的数量经常波动，有时会巨幅波动。对营运资本的需要与企业的商业循环周期、现金循环周期相关。 　　逾期应收款报告（Aged Debtors"Report）——列明逾期应收款和过期时间长度的报告。

生命伴侣有限公司不论做什么，对几乎已成定局的影响回报率的决定性因素都不会产生影响，这个因素说白了就是投保人还能生存多久 。

你问的应该是公司金融有关的术语，levered firm: 负债（杠杆）公司（负债在金融里面就可以叫做杠杆）unlevered firm: 无负债（全股份）公司（此时公司总资产=投资者权益）Homemade Leverage: 自制杠杆是利用个人从投资者通过借入相应利率和期限的贷款，同时购买无负债公司的股票，来复制一个有负债公司的财务杠杆。这里有几个需要注意的点，第一有负债和无负债的公司价值的问题，一半而言无税收时VL=VU，有税收时有杠杆的公司有税遁效应（因为是先付利息后交税），所以此时VL>VU，但是如果将国家也算进去看作一个整体的话，你会发现VL=VU（不管有无税收），当然这已经不属于公司金融考虑的问题了，是属于宏观经济。第二，自制杠杆时，要完美复制一个有负债公司的财务杠杆的话，一定要注意借入贷款的利率、期限和购买无负债公司股票的回报率、数量的匹配问题。以上是本人自己所学总结出来的一丢丢东西，不能保证一定正确，但是希望可能帮上忙。

金融英语词汇表C开头 　　导语：下面是我整理的关于C开头的金融英语词汇表，有需要的快快mark起来吧! 　　C 　　C-Corp [美国]指一般股份有限公司 　　CAC 巴黎CAC指数 　　CAGR 复合年增长率 　　Calendar year 月历年度 　　Call-spread warrant 欧洲式跨价认股权证 　　Call option 认购期权 　　Call protection/provision 赎回保障/条款 　　Call warrant 认购认股权证 　　Callable bond 可赎回债券 　　Candlestick chart 阴阳烛图表---日本传统使用的图表方法，最早用于稻米期货市场。个别表示价格的条状看似一根两端露出烛芯的蜡烛。蜡烛本身代表从开市到收市的价格差异，烛芯代表最高和最低位，而蜡烛颜色则显示收盘价比开盘价高开还是低开。一般是白色或绿色代表有较高的收盘价，红色或黑色代表有较低的收盘价。 　　Cap 上限 　　Capacity 生产能力;产能 　　CAPEX 资本支出 　　Capital Adequacy Ratio 资本充足比率 　　Capital base 资本金;资本基楚 　　Capital expenditure 资本支出 　　Capitalization 资本值 　　Capital markets 资本市场;资金市场 　　Capital raising 融资;筹集资金 　　Capped floater 封顶浮动利率债券 　　Carry trade 利率差额交易;套利外汇交易;息差交易---例如：当利率偏低，投资者便借入短息(1%)买长债(4%)，稳赚可观息差;及/或当美元汇价看低，便借入美元买进看升的亚洲股、汇市。 　　Carrying cost 利息成本;持有成本;资金成本差额 　　Carrying value 账面价值 　　Cash-settled warrant 现金认股权证 　　Cash earnings per share 每股现金盈利 　　Cash flow 现金流量 　　CBO 债券抵押债券 (参见Collateralized Bond Obligation) 　　CCASS 中央结算及交收系统 　　CD 存款证 　　CDO 债务抵押债券 (参见Collateralized Debt Obligation) 　　CDS 参见Credit Default Swap栏目 　　CEDEL 世达国际结算系统(即欧洲货币市场结算系统) 　　Ceiling 上限 　　Ceiling-floor agreement 上下限协议 　　Central Clearing & Settlement System 中央结算及交收系统 　　CEO 行政总栽;行政总监;首席执行官 　　CEPA 即2003年6月29日于香港签署的《内地与香港关于建立更紧密经贸关系的安排》，是英文“The Closer Economic Partnership Arrangement (CEPA) between Hong Kong and the Mainland”的简称。 　　Certificate of deposit 存款证 　　Certificate of incumbency 公司授权/委任书 　　CFO 财务总监;首席财务官 　　Chaebol 韩国财阀;韩国大企业 　　Change of domicile 迁册(公司更改注册地址) 　　Chapter 11 指美国《破产法》第11章的破产保护申请。 　　Chicago Board of Trade 芝加哥交易所 　　Chicago Board Options Exchange 芝加哥期权交易所 　　Chicago Mercantile Exchange 芝加哥商品交易所 　　China banking 中国银行业 　　China Capital Markets 中国资本市场;中国资金市场 　　China Development Bank (中国) 国家开发银行 　　China International Capital Corporation, CICC 中国国际金融有限公司;中金公司 　　China privatization 中国民营化;中国私有化;中国私营化 　　China restructuring 中国重组;中国改组 　　China Securities Regulatory Commission 中国证监会 　　China Stock Markets 中国股票市场;中国股市 　　Chinese Wall 中国墙---指投资银行部与销售部或交易人员之间的隔离，以防范敏感消息外泄，从而构成内幕交易 　　Claim 索偿 　　Clawback notification 回拨/增加本地公开发行份额通知 　　Clean price 洁净价 　　[债市] 指债券包含应计利息的现值 　　CLO 贷款抵押债券 (参见Collateralized Loan Obligation) 　　Closed-end fund 封闭式基金 　　Closing price 收盘价 　　Co-lead manager 副主承销;联席主承销 　　Collars 利率上下限 　　Collateralized Bond Obligation 债券抵押债券---[债市]一种由多个差级组成的债券结构。它与房产抵押贷款债券相似，但抵押品不是房产抵押贷款，而是评级较低的债券。 　　Collateralized Debt Obligation 债务抵押债券---[债市]是贷款抵押债券、债券抵押债券和房产抵押贷款债券的一般名称。 　　Collateralized Loan Obligation 贷款抵押债券---[债市]一种由个人或商业贷款池组合(不包括房产抵押贷款)的贷款还款支持的结构性债券。 　　Collateralized Mortgage Obligation 房产抵押贷款债券---[债市]一种由房产抵押贷款的还款支持的债券。 　　Co-manager 副承销商 　　Comfort letter 安慰函;告慰信(由会计师发出) 　　Commercial loan 商业贷款 　　Commercial paper 商业票据 　　Commission rebate 佣金回扣 　　Commodity Exchange, Inc. 商品交易所有限公司 (纽约) 　　Common stock 普通股 　　Company finance 公司融资公司财务 　　Complex cash flow 复合现金流 　　Compound annual growth rate 复合年增长率 　　Compound option 复合期权---以期权为基础工具的期权，它允许购买者在事先确定的时期内，以一个固定价格购买(或出售)期权。这种期权通常以利率工具或外汇为基础。投资者通常在波幅较高的时期内购买复合期权，以减轻因标准期权价格上升而带来的损失。 　　Concession 回扣;佣金;特许经营权 　　Conference call 电话会议 　　Confidential pre-filing review 呈报前机密性审核 　　Confidential submission 机密呈交 　　Confidentiality agreement 保密协议 　　Conglomerate 集团/联合大企业/多业公司 　　Connected transaction 关联交易 　　Consideration 约定金额;代价;考虑因素 　　Consolidation 整合;合并;盘整 　　Constant Maturity Treasury Derivative 固定期限国债衍生产品 　　Constituent stock 成分股 　　Construction in progress 在建工程 　　Consumer Price Index 消费物价指数 　　Consumption 消费 　　Contingent liability 或有负债 　　Contractual joint venture 合约性合作/合资经营 　　Controlling stake/interest 控股权/权益 　　Conventional cap 传统上限 　　Conversion of state assets into state shares 国家资产作价入股 　　Conversion premium 转换溢价 　　Conversion price 转换价 　　Conversion ratio 换股比率 　　Converted net collections 转换后净收入 　　Convertible bonds 可转换债券;可换股债券---[债市]一种由公司发行的债券。持有人可以按一个预先确定的价格将这种债券转换为固定股数的公司股票。由于债券中嵌入了一个公司股票的认购权，可转换债券的利率远远低于传统债券，因此是公司筹集债资的一个廉价方法。这种债券对现有股东造成的问题是转换稀释了公司发行在外的股权。一般来讲，债券被转换成公司自身的股票。 　　Convertible currency 可自由兑换货币---指在进口、出口、兑换和进行跨境借贷方面，不存在任何限制或监管要求的货币。 　　Convexity 债券凸性---[债市]用以量度某只债券的价格与收益关系的"方法。存续期间变化比率。 　　COO 营运总监;首席营运官 　　Copenhagen Stock Exchange 哥本哈根证券交易所 　　Corporate bonds 公司债券 　　Corporate finance 企业融资 　　Corporate governance 企业管治;公司治理 　　Corporate vision 企业视野 　　Corporatization 公司化 　　Cost 成本 　　Cost overrun loans 成本垫支贷款 　　Counsel"s opinion 法律顾问意见书 　　Counterparty credit exposure 对手的信贷风险 　　Coupon 票息;券息---[债市]发行人承诺会按面值年率计算，向债券持有人支付直至到期日的债券利息。举例：假如债券的票息为10%，每年便按面值100元支付10元的利息，一般是分期每6个月(半年) 或3个月(每季) 派息一次。 　　Coupon rate 孳息率;票息 　　Coupon frequency 派息频率---[债市] 指债券每年派发利息的次(比如每月、每季、每半年或每年一次) 　　Covenant 契约 　　Covered warrant 备兑认股权证--- 一种由第三方(通常是银行或证券公司)发行的权证，它赋予持有人在指定时期内，以一个固定价格购买一家公司现有股票的权利。 　　CPI 消费物价指数 　　Credit Default Swap 信用违约交换;信用违约互换 　　Credit facilities 信贷措施 　　Credit foncia amortization 抵押式摊还法 　　Credit line 备用信贷;信用额度 　　Credit-linked notes 信用风险连结证券;信贷关联证券 　　Credit rating 信用评级;信贷评级 　　Credit risk 信用风险---因合约一方或多方不能履行合约规定的金融债务，而导致的持有某个特定合约或合约组合的金融损失风险。 　　Credit spread 债券息差 　　Creditwatch 债信观察 　　Cross currency interest rate swap 交叉货币利率掉期 　　Cross trade 交叉盘 　　CSRC 中国证券监督管理委员会 　　Currency option 货币期权 　　Currency swap 货币掉期 　　Current account deficit 收支往来帐户赤字;经常帐(目)赤字 　　Current asset/liability 流动资产/负债 　　Current/liquid ratio 流动比率 　　Customs & usages 惯例和用法 　　Custodian 保管机构;托管人 　　Cyclicality 周期 ;

the person to whom the insurance proceeds are to be paid in the event of a loss is called the"beneficiary"in the case of life insurance and the "loss payee" in the case of property insurance因为受到损失使得保险生效而获得赔偿的人，在人寿保险中被称为“受益人”，而在财产保险中被称为”赔款受领人“。1. the person 意思是【这个人】，下文是对这个人的描述，是什么样的人呢？2. to whom 代词，宾格，这里提前了，意思是【给他】，3. the insurance proceeds are to be paid 【保险生效将会的到赔偿】 proceed 理解为生效。4. in the event of a loss 【当 受到损失时】1.2.3.4. 连起来就是【当受到损失时，保险生效将得到赔偿（给他）的这样一个人】is called the"beneficiary" 【被称为 ”受益人“】in the case of life insurance 【在人寿（生命）保险的情况下】 and the "loss payee" 【而被称为”赔款受领人“】in the case of property insurance【在财产保险的情况下】

国内生产总值 GDP 国民生产总值 GNP 人均国内生产总值 GDP EUR/USD 　 欧元/美元 　USD/JPY 　 美元/日元 　 USD/CHF 　 美元/瑞士法郎 　 GBP/USD 　 英镑/美元 　 USD/CAD 　 美元/加拿大元 　AUD/USD 　 澳大利亚元/美元 　 EUR/GBP 　 欧元/英镑 　 EUR/JPY 　 欧元/日元 　 EUR/CHF 　 欧元/瑞士法郎 　GBP/CHF 　 英镑/瑞士法郎 　GBP/JPY 　 英镑/日元 　 CHF/JPY 　 瑞士法郎/日元 　 USD/ZAR 　 美元/南非兰特 　 GLD/USD 　 现价黄金 　 SLV/USD 　 现价白银 　 表示各种组织或机构的缩略词 APEC (Asia-Pacific Economic Cooperation) 亚太经贸合作组织 IOC (International Olympic Committee) 国际奥林匹克委员会 ISO (International Organization for Standardization) 国际标准化组织 OPEC (Organization of Petroleum Exporting Countries) 欧佩克，石油输出国组织 WTO (World Trade Organization) 世界贸易组织 D/C. deviation 贴现CD 大额短息存单 中国的银行a. 中国银行-BC(Bank of China) b. 中国农业银行-ABC(Agriculture Bank of China)c. 中国工商银行-ICBC(Industry and Commercial Bank of China)d. 民生银行-CMBC(China Minsheng Bank Corp.)e. 国家开发银行-C D B(China Development Bank)f. 北京市商业银行-BCCB(Beijing City Commercial Bank) HSBC汇丰银行

金融专业研究生， 学术型研究生初试考英语一， 专业学位研究生初试考英语二。 英语二与英语一的区别　　(1)语法 　　英语二规定了总共有八个语法点，具体考的语法点有针对性。英语一则没有规定，内容更宽。 　　(2)词汇　　英语二的词汇表，大纲后面主要是词汇表，词汇表没有任何的差别。及时说从单词量上的要求来说，英语一何英语二是一样的。　　(3)阅读理解　　关于阅读理解的部分。英语二没有英语一中规定的阅读理解中会出现3%的超纲单词。　　 此外，英语二阅读理解部分的单词要求比英语一低一些。英语一只是说你需要能够看的懂，即使你在上硕士期间所需要看懂的一切东西，英语一从内容和题材上来说它考察的内容可能更加广泛一些。而英语二，从内容上主要考会考这样几类：经济、管理、社会、文化和科普。注意它是把经济和管理放在最前边的，也就是说经济类文章、管理类文章可能是比较重要的，“科普”这个词放在最后说明科普考的可能比较小。体裁方面也规定了就是考三种类型：说明文、议论文和记叙文。这也就是英语二在考试过程中可能出现的抽象性的比较难的文章概率会低一些。针对具体的阅读的要求，英语二也是低一些。比较如下：　　第一点，英语一要求大家能够理解文章中概念性的含义，而英语二是没有的。也就是文章中不太会出现一些特别抽象的，特别复杂的费解的概念。　　第二点，它只要求进行相关的判断、推理，而不需要进行相关的引申，没有引申，也就是说在英语二中如果出现我们阅读理解中的一种题型，叫做推理题的话，它推理的难度要小于英语一。　　第三点，英语二中没有要求区分阅读理解文章中的论点和论据，所以不会考举例题，难度比较低。　　第四点，就是英语Part C翻译部分，这个跟考研英语一Pact C也不一样，英语一Part C是给你一篇文章，有五个划线的句子，一般来说那些句子让你翻译的，肯定是看起来就比较费解，而且比较绕，比较难懂的这样的句子。英语二中出现的翻译是一个全文翻译，给你一个英语文章，让你从头到尾翻译下来。跟英语一比，更像是一个体力活，你要写的字可能多一些，但是整个文章的难度要小一些。　　(4)作文 　　针对作文，英语二大纲和英语一一样，都是论说文。但是有一点小区别，就是英语一大纲是160到200个词，英语二是150词以上，所以字数稍微少了一点。英语一写作难度更大一点。英语二相对来讲简单一些。

1。收集和报告会计金融历史的一个组织。2。占了大多数,从会计信息报告要求我们认识三个重要因素(经济概念、会计原理、制度环境的建设,形状的财务报表。3。会计是一个过程,收集、汇总和报告财务历史的一个机构的条款。4。资产负债表列出了可用资源,资源专注的人,而且两者的区别。5。利润表列出了获得和资源消耗,通过一个组织的运作需要一段时间。6。现金流量表描述的现金流,一个组织经过一段时间的。7。现金流量分为三种类型的活动:操作、融资产生、投资活动。8。为什么学习会计吗?“决策”“会计不仅仅是编号”。9。公众大公司的会计报告必须由独立审计,注册会计师面临众多责任谁当误导会计报告出台。10。 市场主体的三个特征:展示他们有竞争力,他们有低交易费用,他们组织和规范。11分。我们(审计师)计划和实施审计工作以对获得合理保证财务报表是否不存在重大错报的。12。 现在相当的财务报表在一切重要方面。

大概是:从来没有在现代经济学史“有一个大工业国持续运行的规模经常项目赤字，美国公布2000年以来。”当银行荣誉客户的透支，实际上是提供信贷此客户。抵押贷款提供担保的贷款。取消抵押品赎回权的抵押贷款危机已经造成了城市的收入，在犯罪，更多的人无家可归，并在空置物业的一项调查显示，增加穗下降。无情的失业率上升是引发更丧失抵押品赎回权，威胁奥巴马政府的努力，以结束危机，减少住房，希望经济能恢复活力。从CHCH离退休电视说，他们面临的后加西环球电讯公司宣布将结束在8月底的退休金计划支付的退休金削减。西联汇款可以帮助您为您的亲人提供了几乎在世界任何地方。无论是教育，卫生保健和杂货的，我们提供消费者与消费者之间的转帐服务，以获取资源，你的家庭成员迅速。安全电汇：为您的高价值的汇款电汇设施是免费的*只有在资金，以有线与汇丰银行印度星期日帐户，由汇丰集团与银行在汇款国的帐户。目前，您可以在9货币汇款。新华社北京7月27日（路透社） -中国应该利用公开市场操作来调整（非正式稍作改动）在今年，而不是调整存款准备金率休息的金融状况，财经新闻，央行办报周一表示。如何执行风险评估？这不是唯一的方法进行风险评估，还有其他的方法工作。如何进行风险评估？到期日期，是指该日期的一份草案，接受债券或其他债务工具到期本金或支付。甲到期的债券于2010年1月1日，将返回债券持有人的本金和利息支付最后到达时，到期日。

　　各行各业都有其相对的专业术语，金融行业也是，下面是我整理的一些常用 金融英语 专业术语，欢迎大家一起学习。　　常用金融英语专业术语 　　dividend 股息 　　domestic currency 本币 　　floating rate 浮动利率 　　parent company 母公司 　　credit swap 互惠贷款 　　venture capital 风险资本 　　virtual value 虚拟价值 　　physical good 物质产品 　　abstract good 抽象产品 　　Patent&Trademark Office 专利与商标局 　　book value 帐面价值 　　physical capital 实际资本 　　IPO:initial public offering 新股首发 　　job machine 就业市场 　　welfare capitalism 福利资本主义 　　collective market cap 市场资本总值 　　golbal corporation 跨国公司 　　transnational status 跨国优势 　　transfer price 转让价格 　　General Accounting Office 〈美〉会计总会 　　consolidation 兼并 　　leveraged 杠杆 　　offering,list 上市 　　bourse 证交所 　　corporate champion 龙头企业 　　Shanghai Exchange 上海证交所 　　pension fund 养老基金 　　mutual fund 共同基金 　　hedge mutual fund 对冲式共同基金 　　share 股票 　　valuation 股价 　　underwriter 保险 商 　　government bond 政府债券 　　saving account 储蓄帐户 　　equity market 股市 　　金融专业实用 英语单词 　　shareholder 股东 　　delist 摘牌 　　mongey-loser 亏损企业 　　inventory 存货 　　traded company,trading enterprise 上市公司 　　stakeholder 利益相关者 　　transparency 透明度 　　Msnbc:Microsoft national broadcast 微软全国广播公司 　　market fundamentalist 市场经济基本规则 　　damage-contral machinery 安全顾问 　　efficient market 有效市场 　　intellectual property 知识产权 　　opportunistic practice 投机行为 　　WorldCom 世通公司 　　bribery 行贿 　　entrepreneur 企业家 　　cook the book 做假帐 　　regulatory system 监管体系 　　audit 审计 　　accounting firm 会计事务所 　　Great Depression 大萧条 　　portfolio 投资组合 　　money-market 短期资本市场 　　capitual-market 长期资本市场 　　volatility 波动 　　diversification 多元化 　　commodity 期货 　　real estate 房地产 　　option 期权 　　金融专业必背英语词汇 　　call option 看涨期权 　　put option 看跌期权 　　merger 并购 　　arbitrage 套利 　　Securities&Exchange Commission 〈美〉证券交易委员会 　　dollar standard 美元本位制 　　flight 贬值 　　budget 预算 　　deficit 赤字 　　bad debt 坏帐 　　output 产值 　　macroeconomic 宏观经济 　　fiscal stimulus 财政刺激 　　a store of value 保值 　　transaction currency 结算货币 　　forward exchange 期货交易 　　intervention currency 干预货币 　　Treasury bond 财政部公债 　　currnt-account 经常项目 　　pickup in rice 物价上涨 　　Federal Reserve 美联储 　　inflation 通货膨胀 　　deflation 通货紧缩 　　tighter credit 紧缩信贷 　　monetary policy 货币政策 　　awash in excess capacity 生产力过剩 　　foreigh exchange 外汇 　　spot transaction 即期交易 　　forward transaction 远期交易 　　option forward transaction 择期交易 　　swap transaction 调期交易 　　quote 报价 　　settlment and delivery 交割 　　buying rate 买入价 　　selling rate 卖出价 　　spread 差幅 　　contract 合同 　　at par 平价 　　premium 升水 　　discount 贴水 　　direct quoation method 直接报价法 　　indirect quoation method 间接报价法 猜你喜欢： 1. 常用金融词汇中英对照 2. 金融常用语中英文对照 3. 常见金融词汇大全 4. 经济金融术语中英互译 5. 金融英语常见词汇

　　1).economy n.经济 　　If you want to be acquainted with the development of economy in China, you can read some books about economics 　　如果你想对中国的经济发展有所了解，你可以读一些经济学方面的书籍。 　　2).macroeconomics n.宏观经济学 　　l cant tell the difference between macroeconomics and microeconomics. 　　我说不出宏观经济学和微观经济学之间的区别。 　　3).depression n.萧条期，经济衰退 　　As far as l know, many people lost their jobs during the great depression 　　据我所知，许多人在大萧条时期丢了工作。 　　4).stagnant adj.停滞的，萧条的 　　He complained that his business was stagnant at present 　　他抱怨说目前生意不景气。 　　5).revitalize v.使恢复生机 　　Anyway we should take measures to revitalize industry 　　不管怎样我们都应该采取措施振兴工业。 　　6).prosper v.繁荣，兴旺 　　After he got married, his family began to prosper 　　结婚后，他的"家开始兴旺发达起来。 　　7).finance n.资金，金融 　　An expert in finance will tell you how to manage your money 　　财务专家会告诉你如何理财 　　8).capital n.资金，资本 　　In order fo collect enough capital to build a factory. he turned to his uncle for help 　　为了筹集到足够的资金建工厂，他向他叔叔求助。 　　9).privatize v.使私有化 　　His purpose of doing so is to privatize our company 　　他这样做的目的是使我们公司私有化。 　　10).invest v.投资 　　I should have planed to invest in a new car, but now almost all my money was stolen. 　　我本打算投资买一辆新车呢，但是现在几乎所有的钱都被偷走了。 　　11).debenture n.(公司)债券 　　He is very concerned about the issue of debenture 　　他很关心公司证券的发行情况。 　　12).stock n.股份，股票 　　She privately purchased a large amount of shares of that company 　　她私下里收购了那家公司的许多股份。 　　13).stock market 股票交易所，股市 　　Stock market is a place where stocks can be bought and sold 　　股票市场是一个股票可以买进和卖出的地方。

流行交易的特征现流行交易的特征就是标准化的交易协议就像建立在未来交易基础之上的传统商品交易一样。有需要买或卖一定数量的外国货币的交易任务由专职的证券经纪人或证券交易人员来从事相关的交易。这些买或卖双方的需求的订单，无论是以公司的、个人的、甚至是以市场需求为导向的商业银行，所有订单都是建立在即将发生的交易基础之上的，并以此就相关问题进行交流和沟通。在交易过程中，实际就是长期股票持有者即买方和短期股票持有者即买卖双方相互匹配的过程。在这个交易过程中，既要保证合作双方的利益，也要对买卖双方负责。但建立在以市场清算为基础之上的价格体系却充满了变数，甚至是长期充满了不确定因素，流行交易自1972年在芝加哥商品交易所上市后，陆续在纽约商品期货交易所，芝加哥期货交易所和伦敦国际财政交易所上市。个人意见，仅供参考！

问题一：金融工程，英语怎么说？ financial engineering 大学有这科系。 问题二：金融工程部 英文 怎么说 Department of Financial Engineering 问题三：金融工程的英文是什么 1、作为专业基础课，有以下的一些课程 高等数学 政治经济学 初级宏微观经济学：选用萨缪尔森或曼昆的教材，中文版的用高鸿业的不错。 中级宏微观经济学：平狄克和鲁宾费尔德合著的教材 国际经济学，国际金融学 财政学 货币银行学 计量经济学 会计学 投资学 线性代数，常微分方程，概率论与数理统计，动态优化 随机过程时间序列分析 保险学 2、专业课 金融工程学 公司理财 固定收入证券 衍生金融工具 国际投资学 商业银行经营管理 商业银行信贷管理 投资银行学 中央银行学 国际结算 证券投资分析 投资项目评估 市场营销学 管理学 经梗法 人力资源管理 3、个人说明 这些课程不要局限于某个人的课本，同时看几个人的著作，取长补短最好了。 问题四：金融专业用英文怎么说 my major is finance 问题五：我是来自商学院金融专业的学生用英语该怎么说 你好， 可以译为：I am a student from School of merce, majoring in finance. 问题六：<金融学> 用英语怎么翻译? Finance：金融学，是以融通货币和货币资金的经济活动为研究对象的学科。 banking：指的是银搐业，银行学，以贸易和共和主义为前提，可建造银行 问题七：毕业于国际金融专业用英语怎么翻译 正式: (1) I graduated (from XXX university) with a Bachelor of Economics (或 Bachelor哗of Science) degree, majoring in International Finance. (a) 名词: a major in physics; Her major is psychology. 主修，专业 (b) 动词: She is majoring in philosophy. 主修 问题八：我的专业是金融学用英语怎么说啊？ my major is finance 问题九：“金融系国际金融专业”用英语怎么说？ Finance society (afs international financial professional 1102 class 问题十：金融工程，英语怎么说？ financial engineering 大学有这科系。