保证保险合同

保证保险合同的性质及其法律适用

Nature of Guarantee Insurance Contract and its Legal Application

对保证保险合同性质的不同界定，进而带来不同的法律适用。

Differently defining the nature of guarantee insurance contract will bring different legal application .

汽车消费贷款保证保险合同的性质及责任承担

The Legal Character and Responsibility of Auto Loan Guarantee Insurance Contract

第一，保证保险合同与保证保险合作协议的关系问题。

The applicable law of the guarantee insurance .

保证保险合同性质解析

Analysis on the Nature of Guaranty Insurance Contract

保证保险合同因约定或法定原因终止，其中解除有自身特殊规则限制。

The contract of guaranty insurance may be terminated by the reason of contract or law .

保证保险合同有重复保险和超额保险两种法定变更情形和约定变更。

There are two alterations , which is permitted in that contract : double insurance and excess insurance .

论文第一章概述了保证保险合同的起源、特征及分类。

Chapter One of this thesis generally introduces the origin , features and classification of bonds insurance contracts .

保证保险合同，尤其是履约保证保险合同，在信用制度日益健全的今天，发挥着重要的作用。

The bonds , especially performance bonds play an important role in the world where the credit system will be perfect gradually .

法律规定这项义务遵循的是最大诚信原则，其目的是保证保险合同公平合理。

What law stipulates this obligation is abided by is the biggest sincere letter principle , its purpose is to make sure insurance contract fairness is reasonable .

而欲准确界定汽车消费贷款保证保险合同的性质，对汽车消费贷款保证保险法律关系进行微观分析也就首当其冲。

The author thinks that to define the character of the guaranty insurance of automobile credit we must first analyze the legal relation of the guaranty insurance contract of automobile credit .

在签订任何保证保险合同之前都要仔细评估三个要素：被保证人的品质、财务实力及其经历。

Three factors will be evaluated carefully before any suretyship agreements is made : the character of the principal , the financial capacity of the principal , and the experience of the principal .

这是保险人的一项法定义务，法律规定这项义务主要是为保护投保人的利益，维护老实信用原则，保证保险合同的公平合理。

This is a legal obligation of the underwriter , law stipulates this obligation basically is the interest to protect policy holder , uphold honest credence principle , the fairness that assures insurance contract is reasonable .

其次，对履约保证保险合同的法律关系从合同主体、客体、内容三方面进行分析，并在对主体的阐述中加入了对履约保证保险的保险利益的探讨。

Secondly the legal relationship of performance bonds is analyzed from the aspects of subject , object and contents , and in stating the subject of performance bonds the insurable interests of performance bonds are also discussed .

保险信用是指保险交易活动中，以最大诚信原则为基础，在法律及市场经济原则之下，体现职业道德，保证保险合同得以履行的一种行为规范。

Insurance credit is one kind of behavior criterion that guarantees the fulfillment of insurance contract in accordance with business ethics during insurance activities , basing on the utmost good faith and under the guidance of laws and principles of market economy .

保证保险合同属于保险合同还是属于担保合同，我国法律未作明确的规定，而无论是在理论界还是在实践中，无论是司法界还是保险界，都有不同的看法。

As to guarantee insurance contract being an insurance contract or a guaranty contract , our na-tional laws don 't give a definite definition , but there are different point-views coming from theory field and practice , judicial field and insurance field .

第二章论述了保证保险合同并对其进行法律分析，从保证保险合同的概念、合同特征、主体和客体以及特殊的财产保险特性三个方面进行了分析。

The second chapter discusses the major legal ramifications of the bonding contracts ; it analyzes the concept and features of bonding contracts , parties to the bonds , the subject matters bonded , and the special characters of bonds as compared with property insurance .

应用具有保证的单位连结保险合同，给出保险公司的两种基本的赔付方式。

Aplly the United-Linked Insurace Contracts with Guarantee to give out the basic payment mode .

笔者将保证合同与保证保险合同相比较进行分析并抛砖引玉，以期能够正确界定保证保险合同的法律性质。

The thesis compares the guaranty contract with the guaranty insurance contract , hoping to give a correct definition to the legal nature of the guaranty insurance contract .

同时，梳理了保证保险纠纷所涉及的多项合同法律关系，全面分析了争议较大的三方协议，认为保证保险合同是处理保证保险纠纷的核心依据。

At the same time , this article has clarified the multiple legal relationships that guaranty insurance involves , analyzes the tri-party agreement , and insists that the guaranty insurance contract shall be the critical foundation in settling the guaranty insurance disputes .

保险公司不仅要注重研究保证保险的性质，并适时调整完善保证保险合同条款，而且应注重防范业务风险，调整管理模式。

The insurance company should not only focus on researching to the nature of guarantee insurance , then timely adjust and improve the terms of the insurance contract , and should focus on prevention of business risks , and adjust the management mode .

《1906年海上保险法》共有九条有关保证的规定。在我国，保证是海上保险合同中特有的一项规章制度。

There are totally nine clauses in MIA 1906 . In China , warranty is a peculiar regime of marine contract .

履约保证保险存在两大理论争议，保证保险的性质和保证保险合同的独立性。

There are two controversial theories in the field of the guarantee insurance , which are the character of the guarantee insurance and the independence of the contract of guarantee insurance .