家庭银行

家庭银行业务的扩展使网上购物更加便利。

The spread of home banking would make online shopping even more convenient .

家庭银行业务及自动订票也可通过电视屏幕进行。

Home banking and the automatic booking of tickets will also be done through the television screen .

提供柜台业务、电话银行、网点客户终端、企业／家庭银行、ATM存取款、POS等服务手段；

The system offers Counter Business , Telephone Bank , Customer Terminal at bank office , Company Bank , Home Bank , ATM and POS etc services .

个人自由支配消费开支的某些方面出现疲软，而家庭银行存款正在回升。

Discretionary spending data are weaker in parts and household bank deposits are rebounding .

一种基于家庭银行的身份认证系统

An Identity Authentication System Linking Home-bank

针对家庭银行系统的特点和安全性要求提出了一套安全解决方案。

The paper gives a kind of safety scheme which accords with the character and safety requirement in home-bank system .

挑战性定价和电子资金划转系统的发展及家庭银行服务已使地理位置的重要性大大降低。

Aggressive pricing and the development of electronic funds transfer systems and home banking have reduced the importance of location .

就许多小型家族企业来说，能获得更多的贷款还是贷款被拒绝，其“家庭银行”在这方面的影响力极大。

In the case of small family concerns , a " house bank " often wields significant influence through its power to extend or deny credit .

教会储蓄没有一个猪型扑满的儿童时代是不完美的。对那些才3岁的孩子来说，家庭银行能帮他把存钱变成一种游戏。

Teach saving no childhood is complete with-out a piggy bank : for children as young as three , home banks help make a game out of saving money .

相反，我们看到，住房和信贷市场崩溃，导致家庭和银行蒙受巨大损失。

Instead , we saw a housing and credit market collapse that caused enormous losses among households and banks .

在撒哈拉以南非洲地区的许多国家，这个数字甚至更小，只有不到五分之一的家庭有银行账户。

The number is even lower in many countries in sub-Saharan Africa , with less than one in five households owning an account .

本次衰退的不寻常之处在于，它由资产负债表推动，其核心是家庭及银行的财务状况均遭到破坏。

What is unusual is that this is a balance-sheet driven recession , centred on the damaged financial condition of both households and banks .

根据联邦储蓄保险委员会2009年的一项调查，至少1700万美国成年人所在的家庭没有银行账户。

At least 17m American adults are in households with no bank account , according to a 2009 survey from the Federal Deposit Insurance Commission .

越来越多的中国家庭转向银行以及亲属来帮助他们购买房屋。

It is true that China 's households are increasingly turning to the banks , as well as relatives , to help them buy a home .

他们的观点是：高通胀将会降低实际负债水平，从而使负债累累的家庭和银行以更快的速度、更少的痛苦来降低负债率。

Their argument is that high inflation would reduce the real level of debt , allowing indebted households and banks to deleverage faster and with less pain .

依我看来，家庭、银行和许多公司糟糕的资产负债表，正预示着一轮长久的“结构性衰退”。

As I see it , the poor state of balance sheets in households , banks and many companies augurs a " structural slump " of long duration .

在5年的时间内，让通胀率额外上升两个百分点，将为各国政府、企业、家庭和银行业体系带来诸多好处。

An increase in inflation by an extra 2 percentage points for a period of five years would have many benefits – for governments , companies , households and the banking system .

其中最重要的因素是央行制定的极低利率。在低利率的作用下，每年从家庭转移给银行和贷款者的财富起码占GDP的5-7%。

The most important of these transfers is the very low interest rate set by the central bank , which takes at least 5-7 per cent of GDP every year from households to give to banks and borrowers .

奥巴马总统在周一光顾了华盛顿特区的一家非盈利机构玛莎的餐桌，这是一家旨在帮助低收入家庭的食品银行。

President Obama visited Marthas Table in Washington D.C. Monday . The food bank helps low-income families .

这实际上意味着从家庭部门向银行、政府和企业的大规模收入转移。

This in effect represented a large transfer of income from the household sector to the banks , to government and to businesses .

有改变的类型收入您必须告诉我们是何时申请的，收到工作家庭税的银行存款。

There have been changes to the types of income you must tell us about when applying for and receiving Working for Families Tax Credits .

于是，又多了一个理由重申黄金作为交易载体，作为家庭、中央银行、对冲基金和养老保险的投资选择的事实。

Another reason for registering the reality of gold as a trading vehicle , an investment for households , central banks , hedge funds , endowments .

答：包括姓名、家庭地址、银行帐户及其他所填的信息均属于您的个人隐私。

Answer : The information which including the name , the home address , the bank account and other fill in belongs to your individual privacy .

随着家庭对本国银行的信心减弱，希腊当前可能面临一场银行业危机。另一方面，今年失业率将徘徊在20%以上。

It could now face a bank crisis as household confidence in its banks dwindles , while unemployment will hover above 20 per cent this year .

因此，我国应鼓励产品创新，改变银行存款产品构成要素单一的现状，并减少家庭储蓄对银行储蓄存款的过度依赖。

So , it 's necessary to encourage product innovation to change current situation of too single deposit product components of banks and to reduce the over-reliance of household savings over banking deposit .

在浙江等地区，多数私营企业的创立资金都来自朋友、家庭或地下银行，而非通常将贷款对象集中在国有企业身上的国有银行。

In an area such as Zhejiang , most private companies were founded using funds from friends and family or underground banks , rather than the official banks , which have tended to concentrate on state-owned companies .

许多欧元区公司和家庭贷款都以银行同业拆息为基准。

Many euro-zone corporate and household loans use those interbank rates as a benchmark .

但这种融资的代价是，中国家庭部门庞大的银行存款所得到的回报率在剔除通胀因素后非常之低，甚至为负数。

This is financed by paying Chinese households low or negative inflation-adjusted returns on their voluminous bank deposits .

寻求获得比储蓄更高收益的中国家庭迷失在影子银行业和房地产投机上，这种行为往往伴随着不稳定的结果。

Chinese households searching for higher yields from their savings have strayed into shadow banking and property speculation with unstable consequences .

这样一来，大批贷款者“委托”自己的配偶或是子女，以家庭的名义到银行拿到更多的贷款，继续在房地产市场中翻云覆雨。

Thus , a large number of borrowers simply had their spouses or children take out mortgages and kept speculating in the property market .