个人银行业务

根据WTO协议，中国于2006年底取消所有地域限制，全面对外资银行开放人民币业务，中外资银行对个人银行业务的争夺将更为激烈。

According to the WTO agreement , China removed all geographical restrictions and opened individual RMB business to all foreign banks in 2006 , which mean the competition for the personal banking business will be even more intense .

第四部分运用PEST理论、五力模型、SWOT模型，分析了建设银行广东省分行的个人银行业务外部环境的机会与威胁、内部环境的优势与劣势。

By using the method of PEST , Five-Force Model , SWOT , The fourth part analyzed the chance and menace of exterior environment , the merit and shortcoming of interior environment of personal banking business in the Construction Bank Guangdong Branch .

本文主要研究了我国商业银行分析型CRM，从数据仓库与数据挖掘技术的角度来分析个人银行业务客户关系管理。

This paper focuses on research of analytical CRM application in the commercial bank by using Data Warehouse and Data Mining in the fields of individual banking business application .

比如，美国银行（BankofAmerica）正在集中精力巩固和精简国内个人银行业务，而摩根士丹利（MorganStanley）则在努力扩张国内个人经纪服务。

For example , Bank of America ( BAC ) is concentrating on solidifying and rightsizing its domestic retail banking operations , while Morgan Stanley ( MS ) is looking to expand its domestic retail brokerage services .

发展个人银行业务的环境分析

An analysis of the Environmental Factor in the Development of Personal Banking

当前我国个人银行业务市场已经成熟，市场容量大，前景广阔。

Now the market of individual business is mature in Chinese market .

个人银行业务的综合载体即是一张信用卡。

And credit card is the comprehensive carrier of the personal banking business .

21世纪个人银行业务显身手

Personal Banking Display It 's Talent in 21st Century

美国的个人银行业务正在每况愈下。

Personal banking is on the wane in the U.S.

个人银行业务发展的国际比较

The International Comparison of Personal Banking Services ' Development

建行发展个人银行业务必须明确发展定位。

The bank should have a clear development positioning for developing individual banking business .

随着金融市场化的发展，个人银行业务正在蓬勃兴起。

With the development of financial marketization , the individual bank business is booming .

中小股份制银行个人银行业务发展策略初探

Study on Personal Banking Business Development Strategy of Small and Medium Sized Commercial Banks

对建设银行个人银行业务发展战略定位进行了论述。

The paper illustrates the development strategy of individual banking business of Construction Bank .

国有商业银行个人银行业务实施客户差异化服务的战略研究

A Strategic Study of Customized Service Offered by Personal Banking of State-owned Commercial Banks

在西方，个人银行业务是商业银行最主要的利润来源。

Personal banking is the chief source of profits for commercial banks in the West .

三是要加强个人银行业务的营销，快速打开市场渠道；

Three to strengthen personal marketing of bank business , open the market outlet quickly ;

加快个人银行业务发展是建设银行必然的选择。

So quickening individual banking business development is the necessary choice of Construction Bank . 1 .

个人银行业务面临一场营销革命

Personal Banking Needs a Marketing Revolution

强调创新是个人银行业务持续发展的动力。

It emphasizes that innovation is the driving force for the continuous development of individual banking business .

第三部分分析了邮政储蓄个人银行业务发展的状况以及存在的问题；

The third part analyses the developing status and the problems of individual business of China Postal Savings .

第三部分分析建设银行广东省分行个人银行业务概况。

The third part analyzed the business performance of personal banking business in China Construction Bank Guangdong Branch .

指出突出核心业务发展是个人银行业务发展关键。

The paper points out that emphasizing core business development is the development key of individual banking business .

但总体而言，由于起步较晚，我国商业银行个人银行业务发展水平仍然不高。

However , due to late start , personal banking business developing level of Chinese commercial banks is still low .

我国商业银行的个人银行业务正经历从传统网点向自助银行迁移的历史阶段。

The personal banking business is in the historical period of the transition from traditional channel to electronic in our country .

个人银行业务是现代商业银行的经营热点，也是推动我国商业银行发展的战略性举措之一。

Personal financial affairs is a highlight in modern commercial bank , which promotes the development of the commercial bank in China .

因此，中小城市的个人银行业务往往更关注管理投资，而不是贷款活动。

As a result , the personal banking operations in smaller cities tend to focus more on managing investments than on lending activities .

个人银行业务是商业银行在经营中将个人或家庭作为服务对象，针对个人所提供各项服务的总称。

Personal Banking is a generic term of all the services provided by commercial banks for individuals and families as the service target .

个人银行业务作为银行业务的重要组成部分，直接影响着银行的经营业绩和生存空间。

As an important composition part of banking business , personal banking will directly impact the operating results and living space of the banks .

2011年第四季度，国际个人银行业务实现营收47亿美元，同比小幅增长了2%。

International Consumer Banking revenue was up a slight 2 % to $ 4.7 billion in the fourth quarter of 2011 versus the same period last year .