信用风险暴露

按市值计价风险暴露是指按金融产品当前市值计算的信用风险暴露。

Mark-To-Market Exposure refers to credit exposure calculated from instruments'current market values .

是指由于未来市场价值的变动而可能引致的信用风险暴露。

Credit exposure that may develop on an obligation due to possible changes in its market value .

随着经济全球化及金融市场波动性的加剧，商业银行作为金融机构，其信用风险暴露的越来越严重。

With the trend of Economic Globalization , the volatility of Financial Markets is intensifying .

20世纪90年代以来，随着金融市场环境变化和金融创新产品发展，信用风险暴露越来越严重。

Since 1990s , with the changes in financial market conditions and the development of financial innovation product , the exposure of credit risk becomes more and more serious .

随着个人住房贷款市场的日趋成熟，已呈现出信用风险不断暴露的趋势，个人住房抵押贷款的不良率也开始攀升。

As the personal housing loan market becomes more mature , have shown continuous exposure to credit risk , with the rate of non-performing personal housing mortgage loans started to rise .

在全球信用不断膨胀的背景下，信用风险暴露也越来越严重。

Under the background of fact that global credit is inflating constantly , the credit risks expose more and more serious .

信用市场的不完全性加大了整个经济体的信用风险水平，也暴露出现代金融体系的脆弱性。

The incomplete nature of the credit markets has increased the level of credit risk in the economy and it also reveals the vulnerability of the modern financial system .

首先，本文介绍信用风险的相关概念，包括狭义和广义信用风险的形成原因和信用风险暴露这个概念。

Firstly , this paper introduces some theories about credit risk , including the causes of credit risk and the meaning of credit risk exposure .

传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。

The conventional methods of managing credit risk , such as diversification , bank loan sales , and asset securitisation , offer only a partial solution to controlling credit risk exposure .