地摊银行

本文主要分析了地摊银行在跨境人民币流动和人民币国际化中发挥的作用。

This paper mainly analyzes the impact Stall Banks have on the cross-border circulation and internationalization of RMB .

并首次提出了设立小额货币兑换交易所，允许地摊银行登记之后进场交易的建议。

And it for the first time proposes to establish small currency exchange , allowing the Stall Bank to enter trade after registration .

因此，地摊银行便处于一个在越南合法，但是在中国却没有合法身份和地位的这样一个尴尬境地。

Therefore , Stall Bank is exposed to such an embarrassing situation that it is legal in Vietnam but not lawful in china .

本文认为：正是因为当前边境地区正规金融服务缺失以及相关金融服务需求旺盛才导致了地摊银行获得了飞速的发展。

This paper believes that it is the lack of formal financial services in border areas , and the needs bloom of relevant services that lead to the rapid development of Stall Banks .

本文在非正规金融研究理论的指导下，首次对地摊银行进行了全方位的剖析和解读，深入分析了地摊银行产生和发展的历史轨迹，并分析了其未来可能的多种发展趋势和方向。

This paper , under the guidance of the informal financial theory , is the first to analyze and interpret the Stall Bank from a comprehensive perspective , probe into the historical trace of its emergence and development and analyze its possible future development trends and directions .

地摊银行存在己久，但是对地摊银行的研究很少，即使有部分研究也大多是泛泛而谈，而没有能够深入分析其产生机制，运作机理、汇价决定等比较深入的一些问题。

Few studies focused on Stall Bank though it has been in existence for a long time . Even if some , most is taking in generalities without in-depth analysis in such aspects as its generation mechanism , operation mechanism , exchange rate determination and so on .