银行存贷款业务萎缩、期限错配和直接融资规模扩张等是市场化资源配置结果，也是资本逐利的结果。
Bank deposit and loan business shrink , maturity mismatches and direct financing scale expansion , Etc. were the result of market allocation of resources , and also the reflection of profit-driven .
存贷款期限错配