自愿破产

破产程序保护债务人免受债权人的讨债。债务人可以申请破产，这叫做“自愿破产”。

Bankruptcy . A debtor may file for bankruptcy , which is called " voluntary bankruptcy " .

美国《读者文摘》公司（Reader'sDigestAssociation）昨日宣布，计划申请自愿破产，该公司成为广告业衰退的最新受害者之一。《读者文摘》曾是候诊室及中产阶级床头历史悠久的必备之选。

Reader 's Digest turns to Chapter 11 Reader 's Digest Association , the venerable staple of doctors ' waiting rooms and middle-class bedside tables , yesterday announced plans for voluntary bankruptcy as it became the latest victim of the advertising recession .

债务人可以申请破产，这叫做自愿破产。

A debtor may file for bankruptcy , which is called " voluntary bankruptcy " .

特别清算又称为强制清算，是介于自愿清算与破产清算之间的一种清算程序，它既体现了国家对公司清算程序的司法监督，又避免了进入破产程序后造成对司法资源的巨大浪费。

As a kind of mandatory one between voluntary liquidation and bankruptcy liquidation , special liquidation not only reflects the state 's judicial supervision over corporate liquidation procedures but also avoids wasting the judicial resources after entering into bankruptcy proceedings .

在英国，各银行认为，他们比其他地方的同行们更加谨慎，因为他们担忧4年前出现的大面积违约会重现，当时正值法令修改后，使得通过个人自愿安排申请个人破产变得非常容易。

In Britain , banks argue that they have been more prudent than peers elsewhere , owing to the scare of mass defaults four years ago after the law was changed to make personal bankruptcy via individual voluntary arrangements far easier .