长期存款

惠誉分析师阿拉斯泰尔休厄尔（AlastairSewell）和黄莉（LiHuang）称，这尤其令人担忧，因为中国的零售货币基金大量投资于长期存款和债券，以保持有竞争力的收益率。

This is particularly worrying because Chinese retail money funds invest heavily in deposits and bonds with long maturity dates in order to keep yields competitive , say Fitch analysts Alastair Sewell and Li Huang .

我们的储蓄债券章程对长期存款储户提供最高利率。

Our Savings Bond program offers our highest rate of interest for long-term savers .

在动你的这笔长期存款之前，先确认你已经没有其他办法了。

Make sure you 've exhausted all of your other options before digging into your nest egg .

第二步，根据贷款利率放开情况，将部分长期存款利率放开，如一年期储蓄存款，协定对公存款等；

Second step , lets loose the situation according to the rate on loan , lets loose the part long-term deposit interest rate , like one year time savings deposit , agreement to male deposit and so on ;

长期以来对银行存款利率施加的上限，确保了国有工厂及公共基建项目能够获得充裕的廉价资金供应。然而，这也催生了大量无效投资和不断攀升的债务。

The longstanding cap on bank deposit rates has ensured a plentiful supply of low-cost capital for state factories and public infrastructure projects but has also led to wasteful investment and spiralling debt .