保险保障基金

中国保险保障基金公司化管理模式探析

Study on Corporate Governance Mode of China Insurance protection Fund

信息不对称、债务的期权价值和保险保障基金制度诱导了保险公司道德风险，造成市场失灵和低效率以及监管失灵。

Asymmetric information , the option value of debt and insurance protection fund system induced moral hazard arid caused inefficiency of market failure and regulatory failure .

保险保障基金制度中的道德风险研究

A Study of Moral Hazard in the Insurance Guaranty Fund System

我国保险保障基金风险费率模拟分析

A simulation of insurance guarantee fund rates in China Under RRM

未按照规定提取保险保障基金、公积金的；

To fail to draw insurance guarantee fund or public accumulation funds ;

我国《保险保障基金管理办法》的不足及完善

The Defects in Rules on Administration of Insurance Cover Funds and Its Improvement

《保险保障基金管理办法》解读&以破产法为视角

Unscrambling Insurance Guarantee Fund Management Act & From the View Angle of Bankruptcy Law

论保单持有人最后一道安全屏障：保险保障基金

On Final Safe Protective Screen of Person Holding Declaration Form : Insurance Guarantee Fund

保险保障基金应当集中管理，统筹使用。

The management of the insurance guarantee fund will be centralized , and applied on an industry basis .

保险保障基金被用来保护保单持有人，以防止在保险公司发生无偿付能力时造成保单持有人的损失。

The insurance guaranty fund is used to protect policyholders against their losses incurred by insolvency of insurance companies .

保险保障基金制度效应分析&基于中国财险产业组织视角的研究

Analysis of the Effect of Insurance Guarantee Fund System : A Study Based on China 's P & C Industrial Organizations

因而，在引入竞争机制的同时，还必须建立科学的保险保障基金制度。

Therefore , we must establish scientific insurance guarantee fund system when we lead into competitive mechanism at the same time .

美国的保险保障基金体系已经成为美国保险监管制度中事后监管的重要组成部分。

America 's insurance guarantee fund system has become an important part of the post-mortem supervision in American insurance supervision system .

然而保险保障基金制度本身存在固有缺陷，会产生道德风险等一系列问题。

Whereas the system of insurance guaranty fund itself do have defects , which will cause series of problems such as moral hazard .

保险保障基金管理使用的具体办法由保险监督管理机构制定。

The specific measures for management and use of the insurance guaranty fund shall be formulated by the insurance supervision and administration department .

再次，应明确我国保险保障基金的产权归属，建议由中国保险保障基金有限责任公司持有产权。

Thirdly , make clear the property right of the insurance guarantee gund , suggest that the property to be held by China insurance security fund company .

自1995年立法确定实行保险保障基金制度以来，我国的保险保障基金制度经历了显性化演变，已进入公司化管理阶段。

The system of insurance guaranty fund has been undergoing obvious evolvement and now comes to the stage of corporate governance since it was legislated to implement in 1995 .

双基数征缴：统筹养老金筹措的新思路保险保障基金应当集中管理，统筹使用。

" Dual Basement " Collection : New Way to Collect Basic Pensions ; The management of the insurance guarantee fund will be centralized , and applied on an industry basis .

保险保障基金制度作为保单持有人的最后安全网，已成为中国保险市场健康发展过程中的现实和必然选择。

Regarding as the last safety net for the policy holder , the system of insurance guaranty fund has already become the realistic and logical choice for the healthy development of insurance market in China .

基金的缴纳办法有待改进。保险保障基金可以对每次索赔应规定最高上限价。本文第一章介绍了社会保障基金的一般理论并且对社会保障基金投资运营和管理做了理论和现实的分析。

The third is of improving the custody and management of insurance security funds . Chapter I introduces some general theories on social security funds , as well as a theoretical and practical analysis about the system of the state social security funds investing and management .

养老与医疗保险基金是社会保障基金中的重要组成部分。

Pension and medical insurance fund Social Security Fund is an important part .

偿付能力监管由偿付能力静态监管、动态监管、保险资金运用监管、保险保障基金监管等多项规则共同构成。

Solvency supervision was made up of static supervision , dynamic supervision , insurance funds supervision , the insurance guarantee fund supervision and so on .

但是，仔细斟酌《保险法》、《保险保障基金管理办法》及相关法规，发现其与新《企业破产法》有诸多不符之处，保险市场退出机制存在很多制度上的缺陷。

And while at this time our new bankruptcy law is portrayed , which brings the banks , insurances and other financial institutions into its adjusting scope .

而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。

Solvency of an insurance company is composed of capital , reserve , guaranteed funds , free reserve and minimum solvency margin .

保险公司可运用的保险资金包括资本金、保险准备金、保险保障基金和投资理财型产品中内含的代客投资基金。

The insurance fund which can be utilized in insurance company includes capital fund , preparing fund , guaranteeing fund and investing fund as agent existing in investment products .

为建立保险市场的退出保障机制，2004年底保监会颁布实施了《保险保障基金管理办法》。

In or - der to establish the exiting guarantee system of insurance market , CIRC ( China Insurance Regulatory Commission ) issued IGFMA ( In - surance Guarantee Fund Management Act ) in 2004 , while our new bankruptcy law is being vividly portrayed .

保险公司偿付能力额度应是适合我国情况的系数值。二是完善保险保障基金监管。

The second is of improving the custody and management of the insurance guarantee fund .