担保业务

国有商业银行信贷担保业务中存在的问题及其对策

Problems And Countermeasures Existing In The Credit Guarantee Business of State-run Commercial Banks

投资理财担保业务的服务对象，既可以是个人，也可以是企业。

Finance and investment guarantee business clients , both individuals may also be a business .

仅有AssuredGuaranty仍在开展承保业务，涉足住房抵押贷款担保业务也严重削弱了其实力。

Only Assured Guaranty is still writing business and it too has been seriously weakened by its foray into insuring residential mortgages .

2006财年，IBRD和IDA总共提供了279项贷款和担保业务。

The2006 financial year saw a total of279 IBRD and IDA lending and guarantee operations delivered .

这两家政府支持企业（GSE）原本都是上市公司，打理着数百万项房贷收购和担保业务，回过头来看，这些贷款的风险实在高得要命。

When the two government-sponsored entities ( GSEs ) were listed companies , they acquired or stamped guarantees on millions of loans that in retrospect were far too risky .

保险商，保险公司从事担保业务的人员或公司从保险公司来的人。

A person or firm engaged in the insurance business .

信用担保业务自动化决策支持系统研究

A Study of Automatic Decision System of the Credit Guaranty of Middle-small Business

建议你局对此类担保业务的合规性予以明确。

We suggest that your bureau confirm the compliance of such guarantee businesses .

最后，通过一个再担保业务系统实例，验证它在实践中的可用性。

Finally , an example of re-guarantee business system , verify that it is in practice availability .

信贷担保业务在中国很重要，理论上来说具有重大意义。

The credit guarantee business in China is important and , theoretically , makes a lot of sense .

通过对担保业务流程的再造，在对业务链的梳理突破业务运作效率不高的瓶颈问题。并对湖南的担保集团瓶颈突破问题进行了实证分析。

Through business process reengineering of security , in the sort of breakthrough in the business chain operations inefficient bottlenecks .

本课题从理论和实践两个角度出发，对担保业务在线受理需求进行了深入分析。

This topic from theory and practice two perspective , the guarantee business online accepts needs to carry on the thorough analysis .

然而，由于担保业务的业务特殊性，目前并无真正的担保业务网络受理平台正式投入使用。

However , due to the particularity of the guarantee business , there is no real guarantee business network accepts platform officially put into use .

个人融资担保业务是因个人需求，由担保公司为其提供信用担保，从银行获得贷款支持的担保业务。

Personal finance guarantee business because of personal needs , from security company to provide credit guarantees to obtain loans from the bank 's guarantee business .

但摩根大通在北京和纽约都有员工担心，信贷担保业务是一个亏钱的牌照。

But there are people at JPMorgan , in Beijing and in New York , who fear that the credit guarantee business is a licence to lose money .

中国开展中小企业信用担保业务，建立完善的信用担保体系是十分必要的：1为中小企业进行信用担保，可以为中小企业提供相对公平的融资环境。

It is necessary for China to develop bail-out for SMEs and build perfect credit bail-out Systems because : 1 . Bail-out can provide a fair financing circumstance for SMEs .

由于担保业务的特殊性，担保行业存在着较高的风险，因此担保业务风险管理成为担保行业稳定发展的关键。

Because of the particularity of guarantee business , guarantee industry is a high-risk industry , thus the key to the stable development for guarantee industry is risk management of guarantee business .

在风险评估体系确定之后，通过案例研究方法，随机选取了一家存在担保业务的上市公司对该体系进行具体的应用，运用该体系对其2007-2011年的财务风险进行评估，得出结论。

Through the index system , we can evaluate the guarantee risk . After the risk assessment system was determined , we apply the system on a random public company and draw a conclusion .

根据担保业务的实际需求，着重论述担保业务在线受理平台建设的架构设计及实现，并阐述系统最终的测试与部署。

According to the actual demand guarantee business , focuses on guarantee business online acceptance of the construction of the platform architecture design and implementation , and finally achieve the different electronic contract signed , and describes system final test and deployment .

担保业务的受理速度常常影响着业务的承办效率和商务机会，担保业务在线受理平台可以通过信息化解决业务受理中的问题，这使得在线受理平台的建设具有重要的现实意义。

Guarantee business acceptance rate often affect the business efficiency and business opportunities , guarantee business online accepts the platform can through the information to solve the problems of business acceptance , which makes online accepts the platform construction has the important practical significance .

本课题开发的担保业务在线受理平台顺应金融企业准确、及时、高效、安全的管理需要，依托高科技信息技术，建立了一整套业务规范、管理科学的担保业务在线受理管理系统。

This topic development guarantee business online platform to accept the financial enterprise accurate , timely , efficient , safe management needs , relying on high-tech information technology , the establishment of a set of business norms , management scientific guarantee business online accept management system .

该系统集担保业务申请、保后业务管理为一体，能够处理从客户基本信息、保后调查、逾期代偿、追偿、夜间结算到业务查询统计等一系列信用保证业务。

The system includes two parts as management of guarantee application and operation management after providing guarantee , and is able to accomplish a series of operations like customer information management , investigation management , overdue subrogation , reclamation , nighttime balance operation , query operation and so on .

最早产生的保证保险是诚实保证保险，由一些个人商行或银行办理，到1852年，英国几家保险公司试图开办合同担保业务，但因缺乏足够的资本而没有成功。

The first arising from the insurance guarantee is to ensure honesty and insurance , by some individuals or firms to banks , by 1852 , the United Kingdom several insurance companies trying to offer a contract security business , but due to lack of sufficient capital without success .

担保企业业务风险内部管理控制体系完善研究

Research on Improving Internal Management Control System of Business Risk in Security Enterprise

办理外汇存款和贷款、国际汇兑结算、外汇票据贴现、外汇见证担保等业务。

Handle foreign exchange deposits and loans , international remittance and settlement , foreign exchange Bill discount , witness and guarantee .

随着担保行业业务模式的逐渐成熟和业务规模的逐渐扩大，相关的信息化建设成为行业中的一项重要课题。

With the guarantee industry gradually mature business model and business scale expands gradually , the related information construction become an important topic in the industry .

债券质押式回购、交收担保品业务等涉及的证券质押按本公司相关业务规定办理。

The pledges of securities involved in the pledge-style bond repurchase , settlement collateral and other businesses shall be handled according to the relevant business rules of CSDCC .

银行及保险业集团股价昨日继续大幅下跌，因分析师警告称，抵押担保证券业务方面的损失可能迫使一些机构充实其资本基础。

Shares in banks and insurance groups continued to tumble yesterday as analysts warned that losses from mortgage securities could force some institutions to shore up their capital bases .

随着美欧大型银行因美国抵押担保证券业务上的损失而面临压力，信贷市场中的担忧正日益加剧，认为这种动荡局面可能将持续数月。

Fears are rising in the credit markets that the turbulence could last for months as big US and European banks come under pressure due to losses on US mortgage securities .

而针对中低层人群的贷款却很匮乏，针对此种情况，国家逐渐开展小额担保贷款业务，使下岗失业人员得到了国家的帮助。

Loans for middle and lower population is very scarce , and in such cases , the state gradually carry out the business of small loans to laid-off workers get help from the state .