零售信用卡
零售信用卡-
受美联储监管，可能会比受美国证券交易委员会（SecuritiesandExchangeCommission）监管要好，但只是将它视作另一家银行，拥有与零售银行及信用卡公司相同的特权与义务，几乎说不通。
It may be better regulated by the Fed than the Securities and Exchange Commission but counting it as just another bank , with the same privileges and obligations as retail banks and credit card companies , makes little sense .