与之相比，中国农村地区村镇银行的信贷风险管理还处于起步和探索阶段，表现为信贷风险管理水平低下，信贷资产质量不高，个别村镇银行出现轻微亏损。
In contrast , the credit risk management in china is still at the beginning stage with the characteristics of disability of risk management , low quality of credit capital and a little loss of several rural banks .
高村镇