其次，论文结合我国信贷市场预算约束软化这一根本特征，研究了我国信贷活动中由信息不对称而产生的信贷风险的特殊性和严重性；
Secondly , considering the weak budget constraint which is the essential characteristic of china credit market , the thesis studies the particularity and severity of credit risk caused by asymmetric information in china credit activities .
市场软化