转贷款

与此同时，境外筹资转贷款业务也成为我国商业银行中长期外汇资金的主要来源之一，在商业银行的日常业务中有着举足轻重的地位。

At the same time , as capital source of long-term foreign exchange of Chinese commercial banks , entrusting loan in foreign exchange business is playing a decisive role .

转贷协议签订后，转贷款债务人无需到当地外汇局办理外债转贷款登记手续。

After a reloan agreement is signed , it is not necessary for the debtor to go to the local SAFE branch or sub-branch to handle the registration formalities for a foreign debt reloan .

纵观其过程，可以总结出以下几点经验：加强营销、完善信贷机制降低不良资产、加强外汇转贷款管理以及注重专业人才的培养。

Throughout the process , it can be summed up the following experience : Strengthen sale , perfect credit mechanism to reduce non-performing assets , strengthen foreign exchange loan management and pay attention to the training of professionals .

境内外汇筹资转贷款可以保证外汇资金来源与运用在币种、金额、期限等条件上完全匹配，从而可以在实现中间业务收入的同时完全规避期限和条件上的错配风险。

It can ensure the source of foreign exchange and using funds perfectly matched in the currency , amount , time limit conditions , thus it can realize the intermediate business income and completely avoid the mismatch risk in terms and conditions .

一转按揭贷款可以帮助你得到现金的资产在您的家。

A refinance mortgage loan can help you get cash for the equity in your home .

但我们还需要帮助大量家庭保住房子，或者让他们可以利用历史性的低利率转按揭贷款。

But we still need to help a lot more families stay in their homes , or refinance to take advantage of historically low rates .

国会应该通过一项法律，让每一位有责任心的房主有机会利用难得的低利率重新转按揭贷款，这样每年可节约近3000元。

Congress should pass a law giving every responsible homeowner the chance to save about $ 3000 a year on their mortgage by refinancing at historically low interest rates .

抵押贷款经纪人的佣金，是来自为寻求修缮住房的职业夫妇提供各种明智的选择，还是劝说一对老年夫妇办理他们负担不起的转按揭贷款？

Did the mortgage broker make his fees by offering a variety of sensible options to the professional couple who were looking to upgrade their house , or did he do so by urging an elderly couple to refinance into a mortgage they could not afford ?

通过对河南Z高校的案例分析，表明缓解高校债务危机仍然是政府主导解决，形成了贴息、短期贷款转为长期贷款、协调土地置换等经验。

By case analysis of a university in Henan , we find the university debt crisis is still a government-led solution . Subsidies on interest payment , short-term loans transferring into long-term loans , land replacement are the experience .

此外，有更多的贷款正转为不良贷款，信贷成本上升了一倍，至25亿美元。

And more loans are turning bad ; credit costs doubled to $ 2.5bn .