凭证式国债是银行代理国家发行国债的一种主要手段，储户购买国债时由银行营业网点签发国债收款凭证。
Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state , and the bank 's business offices issue T-bond receipts to the depositors purchasing the T-bonds .
国债凭证