长期健康保险保单准备金计算方法研究
Research on Policy Reserve Calculating Methods for Long Term Health Insurance
健康保险赔款准备金是保险公司对健康保险保单有效期内已发生但尚未理赔的保险事故未来的赔偿和给付提取的准备金。
Claim reserve in health insurance is a kind of reserve which is collected for the incurred claims in the policy period .