本金保障

购买保本股票券既有债券的本金保障的安全，又有获得与股票市场相应的收益的好处。对于股票投资者来说，保本股票券的明显好处是本金的安全保证。

Convertible bonds provide the investors with the security of bonds , and the big gain from stock market .

通常，对利息与本金的保障不大，因此，无论未来景气好坏，均无法收到良好的保护。

Often the protection of interest and principal payments may be very moderate , and thereby not well safeguarded during both good and bad times over the future .

尽管往往通过国有银行发售（银行充当中介并据此收取费用），但如果第三方发行人遇到财务困难，投资者并无收回本金的保障。

Though often sold through state banks , which collect fees for acting as intermediaries , there is no guarantee that investors will get their money back if the third-party issuer has financial difficulties .

结构性理财产品是固定收益与衍生品的结合，投资于固定证券部分的资金为投资本金提供了保障；另一方面，衍生品部分的高杠杆性又使赚得高收益成为可能。

Structured financial products are combinated by fixed income and derivatives , investment has provided a guarantee for the capital invested in the fixed part of the funds in securities ; the other hand , part of the highly leveraged derivatives may earn high income .

而且，与已保险银行存款不同，你的本金投资是没有保障的。

And unlike insured bank deposits , there is no guarantee of your principal investment .