市场退出监管

我国外资银行市场退出监管主要法律问题研究

On Main Legal Problems of Foreign Banks Withdrawing Supervision Institution in China

市场退出监管是现代金融监管法律体系不可或缺的内容。

Regulation of market withdrawal is a necessary part of modern financial regulation legal system .

第三，市场退出监管是当前国际上尚未统一的、研究最薄弱的环节，作者将市场退出监管置于监管环节的首位，有利于引起研究者的兴趣与重视。

Thirdly , supervision of market withdrawal is a part without international agreement and which has been least studied so far .

尚没有规范和完善的银行日常风险性监管，对问题金融机构市场退出监管方面仍显薄弱，缺乏制度性的措施对其进行规范。

Yet to standardize and improve the daily risk of bank supervision , market withdrawal of problem financial institutions remained weak supervision , lack of institutional measures to regulate them .

第二，建立健全我国银行业市场退出监管法律制度；即完善银行市场退出的法律制度、正确把握银行退出的时机、设立专门的银行市场退出的监管机构。

Second , establish and enhance the banking market withdrawal laws , namely consummate the law of banking market withdrawal , hold right time of bank withdrawal , set up special supervision institution about banking market withdrawal .

银行业市场退出的监管是现代金融体系下不可或缺的内容。

Banking market withdrawal supervision is the necessity of finance system nowadays .

第二部分，探讨了我国对外资银行市场退出法律监管现有机制的缺陷。

In the second part of this chapter , I will talk about the weakness of the Existing mechanisms of Chinese financial legal supervision for foreign bank market withdrawal .

在借鉴发达国家和地区对外资银行法律监管先进经验的基础上，提出了几点改善我国外资银行市场退出法律监管机制的建议。

On the base of the advanced experience from advanced countries and districts , I will make some suggestions about improving Chinese legal supervision system for foreign bank market withdrawal .

其次，严格金融控股公司的市场准入和市场退出监管，引入风险预警机制。

Second , strictly controlling the supervision of financial holding company in market .

第四部分是从保险公司市场退出的立法、监管、保障等方面对美国、英国、加拿大和日本四个发达保险市场进行了比较，为我国制度的设计提供参考和启发。

The fourth part of this paper compared the legislative , regulatory , and security about insurance company exit of United States , the United Kingdom , Canada and Japan . That provided the reference and inspiration for our design .

此外，我国现行对外资银行监管的立法中存在一些问题，如立法层次不高、具体法律规定中市场准入、市场退出以及监管方式等存在不少弊端。

China 's existing legislation on the supervision of foreign banks have some problems , such as the legislative level , specific legal provision of market access , market and regulatory approaches to withdraw from a number of shortcomings .

之后介绍金融监管包括市场准入监管、经营监管以及市场退出监管三个部分。

Then , this essay introduces that financial supervision includes market access supervision , operation supervision and market withdrawal supervision .

第三，商业银行监管内容方面还存在问题。主要包括市场经营监管、跨国监管以及市场退出监管方面的问题。

Thirdly , the contents of commercial banks are some problems in supervision , such as supervision of market operation , international regulatory and market exit regulation .

健全的金融监管体系是市场准入监管、业务运营监管、市场退出监管的有机综合。

Right finance supervision system is composed of market admittance supervision , operation supervision and market withdrawal supervision .

然后，分别从市场准入监管、市场运作监管和市场退出监管三个方面，介绍主要发达国家和新兴国家对外资银行监管的概况，并据此做国际比较，通过对比分析得到启示与借鉴。

Secondly , the overview of supervision in developed countries and emerging countries is introduced from three aspects , which are the supervision on market access , market operation and market withdrawal , to make a concluding by international comparisons .

而后，从市场准入监管、市场运作监管和市场退出监管三个方面，分别分析了我国对外资银行监管的现状，并提出了我国对外资银行监管中亟待解决的主要问题。

Then , the main urgent problems in supervision on foreign banks are raised by analyzing the status quo in China from the supervision on market access , market operation and market withdrawal separately . At last , three useful policy recommendations are offered .

外资保险监管属于金融监管的一部分，因此也可以分为外资保险市场准入监管、外资保险经营监管以及外资保险市场退出监管。

Because foreign insurance supervision is a part of financial supervision , it could also be divided into foreign insurance market access supervision , foreign insurance operation supervision and foreign insurance market withdrawal supervision .

本文按照偿付能力监管的实施阶段，将监管工作分为市场准入监管、业务运营监管、危机援助和市场退出监管三个阶段，从而影响保险市场的中观效率、微观效率和宏观效率；

With regards to solvency implementation , the work of supervision can be divided into three stages : market accession supervision , business operation supervision and market secede supervision . In this paper , the structure and efficiency of China 's insurance market are empirically analyzed .

银行监管内容主要有三个方面，即市场准入的监管、市场运作过程的监管、市场退出的监管。

The bank supervision contents primarily contain three aspects : the market entering supervision , the market operation process supervision , the market exiting supervision .