商业银行破产

中国商业银行破产标准的制度设计与构建

The Design and Establishment of Insolvency Standard System of Chinese Commercial Banks

商业银行破产法律适用若干问题探析

Issues about Legal Application in Commercial Bank Bankruptcy

论我国商业银行破产的法律构建

The Research of Foundation of Legal System on Bankruptcy of Commercial Bank in China

第三，商业银行破产的申请主体。

Third , the main body in the applications for bankruptcy of a commercial bank .

监管视角下的商业银行破产法律制度研究

A Study of the Bankruptcy Law System on the Commercial Banks in the Perspective of Supervision

构建一套合理的商业银行破产法律制度，建立良好的破产预防机制，完善商业银行退出市场的方式，对于稳定金融市场，保证经济健康发展有着至关重要的作用。

Construction of a reasonable commercial bank insolvency legal system is important to stabilize the financial markets .

该问题的答案将决定是否有必要对商业银行破产进行特别立法。

The answers will decide whether it is necessary to perform special insolvency legislation on commercial bank .

或法律适用上未对商业银行破产以区别对待，适用一般的破产法。

Or banks are applicable to the general bankruptcy law , just as the all the other companies .

本章是对我国商业银行破产重整的相关制度及运作提出的具体建议。

The chapter makes concrete recommendations for the relevant system and operation about the commercial bank bankruptcy reorganization system .

正文分为四章：第一章研究了商业银行破产法律制度的立法模式。

The main body splits into four parts : The first chapter analyzes the regimes of bank insolvency laws .

在商业银行破产的法律制度中，必须考虑金融安全与金融发展之间的平衡。

In the system of bankruptcy of commercial banks , the balance between financial security and financial development must be concerned .

在第四章中将主要针对第三章的具体制度提出了建立和完善我国商业银行破产制度的立法建议。

The fourth chapter raised some legislation suggestions on establishing and perfecting the commercial banks bankruptcy law system of our country .

商业银行破产是指商业银行依照一定的程序停止经营、清理债权、清偿债务、丧失民事权利能力和民事行为能力、丧失法人资格从而退出市场的过程。

Commercial banks bankruptcy mean that commercial banks stop managing at certain capacities , lose legal personality thus withdraw from the market .

我国破产法律体系还不够完善，商业银行破产的法律制度问题当然就显得更加突出和棘手。

The bankrupt legal system of our country is not so perfect , legal system of bank bankrupt thus should be thornier .

为此，如何设计和构建我国未来的商业银行破产法律制度，是一个需要从理论和实践进行研究的课题。

Therefore , how to design the legal framework of bankruptcy law for commercial banks is topic that needs theoretical and practical study .

第三章将着重探讨了监管权在商业银行破产立法多个重要环节所涉及的具体制度。

The third chapter discusses the concrete rules that the regulatory power involves in many crucial steps of the commercial banks ' bankruptcy legislation .

美国次贷危机引发了全球性的金融危机，多家著名投资银行、商业银行破产。

A lot of famous venture banks and commercial banks are broken in the financial crisis , due to American Sub-prime mortgage loan crisis .

第四部分主要针对我国商业银行破产制度的特殊构建进行讨论，希望籍此建立我国商业银行破产制度。

The fourth chapter seeks to analyse the speciality of bankruptcy of Commercial Bank in China and hopes to form the legal bankruptcy of our own .

同时，商业银行破产是一个系统工程，这个系统工程的运行需要相关配套设施的运用。

At the same time , the commercial bank insolvency is project of a system , this system works required for the operation of related facilities use .

商业银行破产财产关系着破产清算程序能否科学合理的运行，是商业银行破产清算程序的核心要素。

Bankruptcy property of commercial banks connects the liquidation proceedings whether run scientific and rational , it is a core elements of commercial banks ' bankruptcy liquidation .

基于社会公共利益保护的商业银行破产法律制度的逻辑演绎是从破产清算到破产预防。

The logic deduction of bankrupt law system of commercial bank is , on the basis of protecting social public welfare , from bankrupt clearing to bankrupt preventing .

本文首先对商业银行破产的法律含义进行了界定，分析了商业银行破产的可能性与建立商业银行破产法律制度的必要性。

This text define to commercial bank bankrupt legal meaning at first , analyze possibility that commercial bank go bankrupt and necessity of set up bank insolvency legal system .

第三部分是着眼于我国商业银行破产对存款人利益保护的现状，分析目前所存在的问题。

The third part is focused on the current situation of the protection for the interests of the depositor of Chinese commercial banks insolvency , analyses the current problems .

但是，我国现有法律、法规对商业银行破产的规定极不完善，明显不适应现实需要。

But the provisions of our existing laws and regulations on commercial bank bankruptcy leave much to be desired , and obviously fail to meet the needs of reality .

第四部分是本文的又一重点部分，对我国商业银行破产法律制度若干问题的思考。

In this part , the article focuses on point issue in theory , and points out the articles that our country commercial bank insolvency system should apply firstly .

由于商业银行破产对整个社会经济稳定具有非常重大的影响，所以，对商业银行破产问题需要谨慎对待。

Bankruptcy of commercial banks has a very significant impact on the entire socio-economic stability . So the bankruptcy problem of commercial banks need to be treated with caution .

在这种情况下，就需要国务院银行业监管机构通过接管这个法律手段来预防商业银行破产。

In such circumstances , bank supervisory authority of the state council shall initiate the bank take-over process to rescue the endangered bank , thus to prevent its bankruptcy .

特别法模式以美国为代表，美国商业银行破产适用《联邦存款保险法》而不适用《联邦破产法典》。

Special law pattern represented by the United States , the United States commercial banks bankruptcy application " Federal Deposit Insurance Law " but not for " the federal bankruptcy code " .

为稳定金融秩序乃至社会秩序，妥善解决债务问题是解决商业银行破产问题的关键。

In order to steady financial order and even society order , it is the key to solve the problem of debts properly in the course of bankruptcy of the commercial bank .

第二部分在对我国现行商业银行破产立法及其缺陷进行评述的同时，探讨我国商业银行破产应选的立法模式。

The primary objective of the second chapter is to determine the present legal bankruptcy of Commercial Bank in China and its disadvantages and aim at examing the practical legal pattern to be used in China .